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Kettering vs Cincinnati

Cost of living, salaries, climate and quality of life compared side by side.

Ohio, USA
View Kettering profile
#132 in USA
66
Overall Score
VS
Ohio, USA
View Cincinnati profile
#501 in USA
53
Overall Score
Kettering scores higher overall

Score Breakdown

Kettering
Cincinnati
Livability
79
70
Affordability
82
97
Business
68
72
Growth
67
68

Cost of Living

Kettering is the more affordable option overall — monthly living expenses run about 17% lower than in Cincinnati. Housing costs are a major driver: Kettering's average rent is 18% lower than Cincinnati's.
MetricKetteringCincinnatiDiff
Average Rent
$1,150$1,410-18%
Groceries
$380$493-23%
Utilities
$175$178-2%
Transport
$110$120-8%
Healthcare
$230$250-8%
Monthly Total
$2,045$2,451-17%
Cost Index
91103out of 100

Salary & Income

Cincinnati offers 27% lower average salaries. However, when adjusted for local cost of living, Cincinnati delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Kettering is estimated at $48,000 vs $55,000 in Cincinnati.
MetricKetteringCincinnati
Average Salary
$58,000$79,000
Salary Needed
$48,000$55,000
Purchasing Power
63,736 idx76,699 idx
Household Income
$68,500$52,909

Climate Comparison

Kettering runs warmer on average — a 53.4°F difference year-round. For sunshine, Kettering comes out ahead with 237 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Kettering sees 18.7 more inches of snowfall annually.
MetricKetteringCincinnati
Avg Temp
53.40°F°F
Summer High
82.60°F°F
Winter Low
21.20°F°F
Rainfall
44.00 in in
Snowfall
18.70 in in
Sunny Days
237
Humidity
68.00%70.00%

Commute & Transport

Both cities have comparable commute times, within 0 minutes of each other. Kettering scores higher for public transit, making it the better choice for car-free living. For walkability, Cincinnati leads — a better score here means more amenities reachable on foot.
MetricKetteringCincinnati
Commute Time
22 min22 min
Transit Score
42.0/10040.0/100
Walkability
45.0/10049.0/100
Traffic Index
38.0050.00
Car Dependency
HighMedium

Economy & Demographics

Cincinnati is the larger city — approximately 0.2x the population of Kettering. From a growth perspective, Cincinnati is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Cincinnati has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricKetteringCincinnati
Population
57,862314,915
Pop. Growth
—0.70%
Median Age
42.533.2
Unemployment
3.80%3.20%
GDP
——

Pros & Cons

Kettering
Advantages
Median home prices and overall cost of living remain comfortably below the national average per Zillow and DataUSA data.
Exceptional local parks and recreation facilities, including the renowned Kettering Recreation Complex.
Strong public safety profile with violent and property crime rates well below national medians.
Proximity to major regional employment drivers including Kettering Health and Wright-Patterson Air Force Base.
Well-rated local public school district offering robust academic and extracurricular programs.
Drawbacks
Aging housing stock in many neighborhoods may require ongoing maintenance and energy-efficiency updates.
Public transit options are limited, resulting in high reliance on personal automobiles for daily errands.
Modest job growth rate compared to booming southern or western metropolitan hubs.
Winters can be cold and grey, requiring regular snow removal and property maintenance.
Limited nightlife and entertainment options within city limits, often requiring travel into downtown Dayton.
Cincinnati
Advantages
The cost of living in Cincinnati is 3% lower than the national average, making it more affordable than many major U.S. cities.
Cincinnati boasts a diverse and growing economy, with strong sectors in healthcare, manufacturing, and professional services.
The city offers a vibrant arts and culture scene, including museums, theaters, and a symphony orchestra.
Several neighborhoods, such as Over-The-Rhine and the Central Business District, are highly walkable, with Walk Scores of 94 and 92 respectively.
The median property value in Cincinnati was $230,900 in 2024, significantly lower than the national average, making homeownership more accessible.
Drawbacks
While some areas are highly walkable, the city's overall Walk Score of 49 indicates a car-dependent environment for most errands.
Public transportation, while available, is not considered the most dependable, often necessitating a personal vehicle.
The city's poverty rate was 25.5% in 2024, which is higher than the national average.
Cincinnati experiences extreme seasonal variations in humidity, with muggy summers and very cold, snowy winters.
The average commute time in the Cincinnati metropolitan area was 2 hours daily in 2023, which is relatively long compared to some other cities.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Kettering
#132
Ohio, USA
65.8 / 100 overall
Avg Rent
$1,150
Avg Salary
$58,000
Cost Index
91
Commute
22 min
Transit Score
42.0/100
Walkability
45.0/100
Sunny Days
237/yr
Avg Temp
53.40°F
Pop. Growth
%
Unemployment
3.80%
Livability
79
Business
68
View Full Profile
Cincinnati
#501
Ohio, USA
52.6 / 100 overall
Avg Rent
$1,410
Avg Salary
$79,000
Cost Index
103
Commute
22 min
Transit Score
40.0/100
Walkability
49.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.70%
Unemployment
3.20%
Livability
70
Business
72
View Full Profile

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