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Clearwater vs Miramar

Cost of living, salaries, climate and quality of life compared side by side.

Florida, USA
View Clearwater profile
#350 in USA
60
Overall Score
VS
Florida, USA
View Miramar profile
#255 in USA
62
Overall Score
Miramar scores higher overall

Score Breakdown

Clearwater
Miramar
Livability
76
77
Affordability
62
62
Business
70
74
Growth
72
75

Cost of Living

Clearwater is the more affordable option overall — monthly living expenses run about 18% lower than in Miramar. Housing costs are a major driver: Clearwater's average rent is 22% lower than Miramar's.
MetricClearwaterMiramarDiff
Average Rent
$1,750$2,250-22%
Groceries
$420$460-9%
Utilities
$175$195-10%
Transport
$115$130-12%
Healthcare
$240$2400%
Monthly Total
$2,700$3,275-18%
Cost Index
102108out of 100

Salary & Income

Miramar offers 7% lower average salaries. However, when adjusted for local cost of living, Miramar delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Clearwater is estimated at $54,000 vs $62,000 in Miramar.
MetricClearwaterMiramar
Average Salary
$63,000$68,000
Salary Needed
$54,000$62,000
Purchasing Power
61,765 idx62,963 idx
Household Income
$65,400$84,500

Climate Comparison

Both cities share a similar average temperature, within 3.2°F of each other. For sunshine, Clearwater comes out ahead with 34 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle.
MetricClearwaterMiramar
Avg Temp
73.40°F76.60°F
Summer High
88.90°F89.80°F
Winter Low
54.10°F62.10°F
Rainfall
42.30 in57.30 in
Snowfall
0.00 in0.00 in
Sunny Days
231197
Humidity
72.00%72.00%

Commute & Transport

Clearwater has the shorter commute — saving residents roughly 3,500 minutes (58 hours) per year compared to Miramar. Clearwater scores higher for public transit, making it the better choice for car-free living. For walkability, Clearwater leads — a better score here means more amenities reachable on foot.
MetricClearwaterMiramar
Commute Time
24 min31 min
Transit Score
45.0/10042.0/100
Walkability
58.0/10045.0/100
Traffic Index
52.0058.00
Car Dependency
HighHigh

Economy & Demographics

Miramar is the larger city — approximately 0.9x the population of Clearwater. From a growth perspective, Miramar is expanding faster, signaling stronger demand for housing, jobs, and services.
MetricClearwaterMiramar
Population
117,292135,000
Pop. Growth
0.80%1.10%
Median Age
44.037.5
Unemployment
3.50%3.50%
GDP
——

Pros & Cons

Clearwater
Advantages
Home to Clearwater Beach, consistently ranked among the top beaches in the United States by TripAdvisor.
Abundant sunshine averaging 231 sunny days per year with warm winters averaging a low of 54.1°F.
World-class healthcare access anchored by Morton Plant Hospital and the extensive BayCare Health System.
No state personal income tax in Florida, providing financial relief for residents and retirees.
Vibrant outdoor lifestyle with extensive opportunities for boating, fishing, and park recreation.
Drawbacks
High homeowners insurance rates and vulnerability to tropical storms and hurricanes along the coast.
Significant seasonal traffic congestion, particularly along routes leading to Clearwater Beach.
Higher-than-average housing and rental costs driven by strong coastal real estate demand.
High reliance on automobile transportation with limited heavy rail public transit options.
Summer heat and humidity can be intense during peak months from June through September.
Miramar
Advantages
Strategic location between Miami and Fort Lauderdale with direct access to I-75 and the Florida Turnpike
Home to top-tier facilities like the 190-acre Miramar Regional Park and Miramar Cultural Center
Favorable safety profile with crime rates below national averages for similarly sized cities
Strong local economy anchored by corporate headquarters in aviation, healthcare, and technology
Zero state income tax in Florida, providing financial relief for residents and businesses
Drawbacks
High cost of homeowners and property insurance reflective of the broader South Florida region
High car dependency with limited public transit options outside of county bus routes
Increasing housing and rental costs driven by sustained regional population growth
Heavy traffic congestion on major east-west corridors during peak rush hours
Hot and humid summer climate can limit comfortable outdoor activity during midday hours

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Clearwater
#350
Florida, USA
59.9 / 100 overall
Avg Rent
$1,750
Avg Salary
$63,000
Cost Index
102
Commute
24 min
Transit Score
45.0/100
Walkability
58.0/100
Sunny Days
231/yr
Avg Temp
73.40°F
Pop. Growth
0.80%
Unemployment
3.50%
Livability
76
Business
70
View Full Profile
Miramar
#255
Florida, USA
62.2 / 100 overall
Avg Rent
$2,250
Avg Salary
$68,000
Cost Index
108
Commute
31 min
Transit Score
42.0/100
Walkability
45.0/100
Sunny Days
197/yr
Avg Temp
76.60°F
Pop. Growth
1.10%
Unemployment
3.50%
Livability
77
Business
74
View Full Profile

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