City Comparison
Fargo vs Cincinnati
Cost of living, salaries, climate and quality of life compared side by side.
VS
Fargo scores higher overall
Performance
Score Breakdown
Fargo
Cincinnati
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Fargo is the more affordable option overall — monthly living expenses run about
19% lower than in Cincinnati.
Housing costs are a major driver: Fargo's average rent is
22% lower than Cincinnati's.
| Metric | Fargo | Cincinnati | Diff |
|---|---|---|---|
| Average Rent | $1,100 | $1,410 | -22% |
| Groceries | $380 | $493 | -23% |
| Utilities | $175 | $178 | -2% |
| Transport | $110 | $120 | -8% |
| Healthcare | $220 | $250 | -12% |
| Monthly Total | $1,985 | $2,451 | -19% |
| Cost Index | 92 | 103 | out of 100 |
Income
Salary & Income
Cincinnati offers 23% lower average salaries.
However, when adjusted for local cost of living, Cincinnati delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Fargo is estimated at
$48,000 vs $55,000 in Cincinnati.
| Metric | Fargo | Cincinnati |
|---|---|---|
| Average Salary | $61,000 | $79,000 |
| Salary Needed | $48,000 | $55,000 |
| Purchasing Power | 66,304 idx | 76,699 idx |
| Household Income | $71,500 | $52,909 |
Weather
Climate Comparison
Fargo runs warmer on average — a 44.6°F difference year-round.
For sunshine, Fargo comes out ahead with 270 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Fargo sees 30.5 more inches of snowfall annually.
| Metric | Fargo | Cincinnati |
|---|---|---|
| Avg Temp | 44.60°F | °F |
| Summer High | 78.90°F | °F |
| Winter Low | 1.80°F | °F |
| Rainfall | 28.90 in | in |
| Snowfall | 30.50 in | in |
| Sunny Days | 270 | |
| Humidity | 68.00% | 70.00% |
Mobility
Commute & Transport
Fargo has the shorter commute — saving residents roughly
2,000 minutes (33 hours) per year compared to Cincinnati.
Fargo scores higher for public transit, making it the better choice for car-free living.
For walkability, Fargo leads — a better score here means more amenities reachable on foot.
| Metric | Fargo | Cincinnati |
|---|---|---|
| Commute Time | 18 min | 22 min |
| Transit Score | 42.0/100 | 40.0/100 |
| Walkability | 58.0/100 | 49.0/100 |
| Traffic Index | 35.00 | 50.00 |
| Car Dependency | High | Medium |
Population
Economy & Demographics
Cincinnati is the larger city
— approximately 0.4x the population of Fargo.
From a growth perspective, Fargo is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Fargo has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Fargo | Cincinnati |
|---|---|---|
| Population | 133,859 | 314,915 |
| Pop. Growth | 1.50% | 0.70% |
| Median Age | 33.8 | 33.2 |
| Unemployment | 2.50% | 3.20% |
| GDP | — | — |
At a Glance
Pros & Cons
Fargo
Advantages
Fargo's median home price remains below the national average per 2024 housing data, offering high housing affordability.
The local unemployment rate stays consistently below the national average, supported by a diverse and resilient economy.
Fargo features short average commute times of under 20 minutes, significantly better than the US average.
The presence of Sanford Health and Essentia Health makes Fargo a premier regional hub for top-tier healthcare services.
A thriving downtown and vibrant arts community provide an active cultural lifestyle unusual for a city of its size.
Drawbacks
Fargo experiences harsh, freezing winters with heavy snowfall and sub-zero temperatures.
Public transit options are limited outside of core urban and campus areas, creating strong car dependency.
Heating and utility costs spike significantly during prolonged winter cold snaps.
Property tax rates in Cass County can be higher relative to home values compared to some other regions.
The local labor market can experience shortages in specialized technical and healthcare roles.
Cincinnati
Advantages
The cost of living in Cincinnati is 3% lower than the national average, making it more affordable than many major U.S. cities.
Cincinnati boasts a diverse and growing economy, with strong sectors in healthcare, manufacturing, and professional services.
The city offers a vibrant arts and culture scene, including museums, theaters, and a symphony orchestra.
Several neighborhoods, such as Over-The-Rhine and the Central Business District, are highly walkable, with Walk Scores of 94 and 92 respectively.
The median property value in Cincinnati was $230,900 in 2024, significantly lower than the national average, making homeownership more accessible.
Drawbacks
While some areas are highly walkable, the city's overall Walk Score of 49 indicates a car-dependent environment for most errands.
Public transportation, while available, is not considered the most dependable, often necessitating a personal vehicle.
The city's poverty rate was 25.5% in 2024, which is higher than the national average.
Cincinnati experiences extreme seasonal variations in humidity, with muggy summers and very cold, snowy winters.
The average commute time in the Cincinnati metropolitan area was 2 hours daily in 2023, which is relatively long compared to some other cities.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Fargo
#49North Dakota, USA
70.6 / 100 overall
Avg Rent
$1,100
Avg Salary
$61,000
Cost Index
92
Commute
18 min
Transit Score
42.0/100
Walkability
58.0/100
Sunny Days
270/yr
Avg Temp
44.60°F
Pop. Growth
1.50%
Unemployment
2.50%
Livability
77
Business
72
Cincinnati
#501Ohio, USA
52.6 / 100 overall
Avg Rent
$1,410
Avg Salary
$79,000
Cost Index
103
Commute
22 min
Transit Score
40.0/100
Walkability
49.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.70%
Unemployment
3.20%
Livability
70
Business
72
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