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Fernley vs Binghamton

Cost of living, salaries, climate and quality of life compared side by side.

Nevada, USA
View Fernley profile
#190 in USA
64
Overall Score
VS
New York, USA
View Binghamton profile
#603 in USA
38
Overall Score
Fernley scores higher overall

Score Breakdown

Fernley
Binghamton
Livability
72
68
Affordability
96
75
Business
70
60
Growth
75
58

Cost of Living

Binghamton is the more affordable option overall — monthly living expenses run about 13% lower than in Fernley. Housing costs are a major driver: Fernley's average rent is 45% higher than Binghamton's.
MetricFernleyBinghamtonDiff
Average Rent
$1,650$1,138+45%
Groceries
$420$404+4%
Utilities
$175$194-10%
Transport
$130$312-58%
Healthcare
$240$226+6%
Monthly Total
$2,615$2,274+15%
Cost Index
98110out of 100

Salary & Income

Fernley offers 16% higher average salaries. However, when adjusted for local cost of living, Fernley delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Fernley is estimated at $54,000 vs $45,000 in Binghamton.
MetricFernleyBinghamton
Average Salary
$64,000$55,000
Salary Needed
$54,000$45,000
Purchasing Power
65,306 idx50,000 idx
Household Income
$69,500$45,578

Climate Comparison

Fernley runs warmer on average — a 56.7°F difference year-round. For sunshine, Fernley comes out ahead with 325 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Fernley sees 11.9 more inches of snowfall annually.
MetricFernleyBinghamton
Avg Temp
56.70°F°F
Summer High
90.00°F°F
Winter Low
30.20°F°F
Rainfall
7.70 in in
Snowfall
11.90 in in
Sunny Days
325
Humidity
35.00%70.00%

Commute & Transport

Binghamton has the shorter commute — saving residents roughly 6,000 minutes (100 hours) per year compared to Fernley. Fernley scores higher for public transit, making it the better choice for car-free living. For walkability, Binghamton leads — a better score here means more amenities reachable on foot.
MetricFernleyBinghamton
Commute Time
28 min16 min
Transit Score
35.0/10033.0/100
Walkability
40.0/10055.0/100
Traffic Index
42.0030.00
Car Dependency
HighMedium

Economy & Demographics

Binghamton is the larger city — approximately 0.5x the population of Fernley. From a growth perspective, Fernley is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Binghamton has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricFernleyBinghamton
Population
23,37746,773
Pop. Growth
1.80%0.90%
Median Age
39.235.9
Unemployment
4.50%4.30%
GDP
—$13.0B

Pros & Cons

Fernley
Advantages
No state income tax in Nevada provides direct financial benefits for residents and workers.
Proximity to the Tahoe Reno Industrial Center offers robust local job opportunities in manufacturing and logistics.
Median home prices remain more affordable than in nearby Reno and Sparks per regional MLS data.
Abundant access to outdoor recreation, including Pyramid Lake and high desert trails.
Small-town community atmosphere paired with convenient interstate access.
Drawbacks
High car dependency due to limited public transportation options within city limits.
Limited local dining, entertainment, and cultural amenities require trips to Reno for variety.
High summer temperatures can exceed 90°F regularly, increasing seasonal cooling costs.
Limited local specialty healthcare services require travel to major regional hospitals.
Rapid industrial growth has led to increased truck traffic along key local corridors.
Binghamton
Advantages
The average commute time in Binghamton is relatively short at 16 minutes, offering more personal time.
Housing costs are generally lower than the national average, with a median home price of $194,000 as of December 2025.
The presence of Binghamton University provides a vibrant cultural scene and educational opportunities.
The city's economy is diversifying with growth in healthcare, education, and advanced manufacturing sectors.
Binghamton offers access to natural landscapes and outdoor recreational activities due to its river confluence and surrounding hills.
Drawbacks
Binghamton has a high crime rate, with total crime being 86% higher than the national average based on 2024 FBI data.
The unemployment rate in Binghamton was 4.3% in 2026, slightly higher than the national average.
Public transportation options are limited, as indicated by a Transit Score of 33 for Downtown Binghamton.
Despite some positive economic indicators, the Binghamton metro area experienced a 2.8% population decrease over a 10-year period leading up to 2024.
Drug-related crime remains a significant concern in the Binghamton area, despite a decrease in overdose rates.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Fernley
#190
Nevada, USA
64.1 / 100 overall
Avg Rent
$1,650
Avg Salary
$64,000
Cost Index
98
Commute
28 min
Transit Score
35.0/100
Walkability
40.0/100
Sunny Days
325/yr
Avg Temp
56.70°F
Pop. Growth
1.80%
Unemployment
4.50%
Livability
72
Business
70
View Full Profile
Binghamton
#603
New York, USA
38.3 / 100 overall
Avg Rent
$1,138
Avg Salary
$55,000
Cost Index
110
Commute
16 min
Transit Score
33.0/100
Walkability
55.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.90%
Unemployment
4.30%
Livability
68
Business
60
View Full Profile

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