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Spearfish vs Harrisburg

Cost of living, salaries, climate and quality of life compared side by side.

South Dakota, USA
View Spearfish profile
#70 in USA
69
Overall Score
VS
South Dakota, USA
View Harrisburg profile
#12 in USA
75
Overall Score
Harrisburg scores higher overall

Score Breakdown

Spearfish
Harrisburg
Livability
82
80
Affordability
70
60
Business
72
70
Growth
75
90

Cost of Living

Spearfish is the more affordable option overall — monthly living expenses run about 4% lower than in Harrisburg.
MetricSpearfishHarrisburgDiff
Average Rent
$1,150$1,265-9%
Groceries
$380$400-5%
Utilities
$170$180-6%
Transport
$110$120-8%
Healthcare
$220$150+47%
Monthly Total
$2,030$2,115-4%
Cost Index
98101out of 100

Salary & Income

Harrisburg offers 8% lower average salaries. However, when adjusted for local cost of living, Harrisburg delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Spearfish is estimated at $48,000 vs $55,000 in Harrisburg.
MetricSpearfishHarrisburg
Average Salary
$56,000$61,016
Salary Needed
$48,000$55,000
Purchasing Power
57,143 idx60,412 idx
Household Income
$61,500$108,724

Climate Comparison

Spearfish runs warmer on average — a 48.5°F difference year-round. For sunshine, Spearfish comes out ahead with 272 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Spearfish sees 31.9 more inches of snowfall annually.
MetricSpearfishHarrisburg
Avg Temp
48.50°F°F
Summer High
79.20°F°F
Winter Low
16.50°F°F
Rainfall
22.50 in in
Snowfall
31.90 in in
Sunny Days
272
Humidity
60.00%65.00%

Commute & Transport

Spearfish has the shorter commute — saving residents roughly 2,000 minutes (33 hours) per year compared to Harrisburg. Spearfish scores higher for public transit, making it the better choice for car-free living. For walkability, Spearfish leads — a better score here means more amenities reachable on foot.
MetricSpearfishHarrisburg
Commute Time
15 min19 min
Transit Score
35.0/100—
Walkability
58.0/100—
Traffic Index
30.0030.00
Car Dependency
HighHigh

Economy & Demographics

Spearfish is the larger city — approximately 1.1x the population of Harrisburg. From a growth perspective, Harrisburg is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Harrisburg has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricSpearfishHarrisburg
Population
12,19310,791
Pop. Growth
1.80%2.50%
Median Age
36.531.1
Unemployment
2.80%0.80%
GDP
——

Pros & Cons

Spearfish
Advantages
Stunning natural setting with direct access to Spearfish Canyon and Black Hills recreation
Exceptionally low crime rates and a strong sense of community safety
Absence of state personal income tax in South Dakota
Home to Black Hills State University, bringing cultural events and educational opportunities
Over 270 sunny days per year supporting an active outdoor lifestyle
Drawbacks
Competitive housing market with limited geographic expansion space
Higher cost of living compared to the rural South Dakota average
Cold winter temperatures and occasional heavy snowfall
Limited public transportation options requiring car ownership
Nontrivial seasonal tourist traffic during peak summer months
Harrisburg
Advantages
Harrisburg boasts a very low unemployment rate of 0.8% as of 2026, significantly lower than the national average.
The city has a highly-rated school district, making it attractive for families.
Harrisburg is experiencing rapid population growth, indicating a dynamic and expanding community.
The median household income of $108,724 is well above the national average, reflecting strong economic opportunity.
The average commute time of 19 minutes is shorter than the national average, improving daily convenience for residents.
Drawbacks
The cost of living in Harrisburg is slightly higher than the national average, primarily driven by housing costs.
Public transportation options are limited or non-existent, leading to high car dependency.
Walkability scores are low or unavailable, indicating a less pedestrian-friendly environment.
Rapid population growth can place pressure on local infrastructure and resources.
There are no major hospitals directly within Harrisburg, requiring travel to Sioux Falls for comprehensive healthcare.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Spearfish
#70
South Dakota, USA
69.3 / 100 overall
Avg Rent
$1,150
Avg Salary
$56,000
Cost Index
98
Commute
15 min
Transit Score
35.0/100
Walkability
58.0/100
Sunny Days
272/yr
Avg Temp
48.50°F
Pop. Growth
1.80%
Unemployment
2.80%
Livability
82
Business
72
View Full Profile
Harrisburg
#12
South Dakota, USA
74.9 / 100 overall
Avg Rent
$1,265
Avg Salary
$61,016
Cost Index
101
Commute
19 min
Transit Score
—
Walkability
—
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
2.50%
Unemployment
0.80%
Livability
80
Business
70
View Full Profile

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