City Comparison
Loveland vs Binghamton
Cost of living, salaries, climate and quality of life compared side by side.
VS
Loveland scores higher overall
Performance
Score Breakdown
Loveland
Binghamton
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Binghamton is the more affordable option overall — monthly living expenses run about
14% lower than in Loveland.
Housing costs are a major driver: Loveland's average rent is
49% higher than Binghamton's.
| Metric | Loveland | Binghamton | Diff |
|---|---|---|---|
| Average Rent | $1,700 | $1,138 | +49% |
| Groceries | $420 | $404 | +4% |
| Utilities | $180 | $194 | -7% |
| Transport | $115 | $312 | -63% |
| Healthcare | $240 | $226 | +6% |
| Monthly Total | $2,655 | $2,274 | +17% |
| Cost Index | 102 | 110 | out of 100 |
Income
Salary & Income
Loveland offers 24% higher average salaries.
However, when adjusted for local cost of living, Loveland delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Loveland is estimated at
$58,000 vs $45,000 in Binghamton.
| Metric | Loveland | Binghamton |
|---|---|---|
| Average Salary | $68,000 | $55,000 |
| Salary Needed | $58,000 | $45,000 |
| Purchasing Power | 66,667 idx | 50,000 idx |
| Household Income | $84,604 | $45,578 |
Weather
Climate Comparison
Loveland runs warmer on average — a 51°F difference year-round.
For sunshine, Loveland comes out ahead with 285 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Loveland sees 27.4 more inches of snowfall annually.
| Metric | Loveland | Binghamton |
|---|---|---|
| Avg Temp | 51.00°F | °F |
| Summer High | 83.80°F | °F |
| Winter Low | 17.40°F | °F |
| Rainfall | 17.20 in | in |
| Snowfall | 27.40 in | in |
| Sunny Days | 285 | |
| Humidity | 52.00% | 70.00% |
Mobility
Commute & Transport
Binghamton has the shorter commute — saving residents roughly
5,000 minutes (83 hours) per year compared to Loveland.
Loveland scores higher for public transit, making it the better choice for car-free living.
For walkability, Binghamton leads — a better score here means more amenities reachable on foot.
| Metric | Loveland | Binghamton |
|---|---|---|
| Commute Time | 26 min | 16 min |
| Transit Score | 45.0/100 | 33.0/100 |
| Walkability | 52.0/100 | 55.0/100 |
| Traffic Index | 42.00 | 30.00 |
| Car Dependency | High | Medium |
Population
Economy & Demographics
Loveland is the larger city
— approximately 1.7x the population of Binghamton.
From a growth perspective, Loveland is expanding faster, signaling stronger demand for housing, jobs, and services.
| Metric | Loveland | Binghamton |
|---|---|---|
| Population | 81,387 | 46,773 |
| Pop. Growth | 1.42% | 0.90% |
| Median Age | 40.7 | 35.9 |
| Unemployment | 4.30% | 4.30% |
| GDP | — | $13.0B |
At a Glance
Pros & Cons
Loveland
Advantages
Median home sale prices in Loveland sit roughly $100,000 below neighboring Larimer County peaks, offering better relative value per square foot.
Abundant access to public art, highlighted by the world-famous Benson Sculpture Garden and cultural events.
Proximity to premier outdoor destinations including Boyd Lake State Park and Rocky Mountain National Park.
A revitalized downtown district anchored by The Foundry, featuring local dining, craft breweries, and entertainment.
Strong local job growth across manufacturing, healthcare, and trade sectors supported by the I-25 corridor economy.
Drawbacks
Housing affordability has tightened significantly following rapid regional appreciation over recent years.
High car dependency limits practical car-free commuting and public transit utility outside peak corridors.
Winter weather brings occasional heavy snowfall and sub-freezing temperatures requiring winterized infrastructure.
Proximity to major metropolitan job centers can result in heavy commuter traffic during peak hours along I-25.
Limited high-end nightlife or late-night entertainment options compared to larger urban centers like Denver.
Binghamton
Advantages
The average commute time in Binghamton is relatively short at 16 minutes, offering more personal time.
Housing costs are generally lower than the national average, with a median home price of $194,000 as of December 2025.
The presence of Binghamton University provides a vibrant cultural scene and educational opportunities.
The city's economy is diversifying with growth in healthcare, education, and advanced manufacturing sectors.
Binghamton offers access to natural landscapes and outdoor recreational activities due to its river confluence and surrounding hills.
Drawbacks
Binghamton has a high crime rate, with total crime being 86% higher than the national average based on 2024 FBI data.
The unemployment rate in Binghamton was 4.3% in 2026, slightly higher than the national average.
Public transportation options are limited, as indicated by a Transit Score of 33 for Downtown Binghamton.
Despite some positive economic indicators, the Binghamton metro area experienced a 2.8% population decrease over a 10-year period leading up to 2024.
Drug-related crime remains a significant concern in the Binghamton area, despite a decrease in overdose rates.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Loveland
#183Colorado, USA
64.3 / 100 overall
Avg Rent
$1,700
Avg Salary
$68,000
Cost Index
102
Commute
26 min
Transit Score
45.0/100
Walkability
52.0/100
Sunny Days
285/yr
Avg Temp
51.00°F
Pop. Growth
1.42%
Unemployment
4.30%
Livability
77
Business
72
Binghamton
#603New York, USA
38.3 / 100 overall
Avg Rent
$1,138
Avg Salary
$55,000
Cost Index
110
Commute
16 min
Transit Score
33.0/100
Walkability
55.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.90%
Unemployment
4.30%
Livability
68
Business
60
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