City Comparison
Loveland vs Cincinnati
Cost of living, salaries, climate and quality of life compared side by side.
VS
Loveland scores higher overall
Performance
Score Breakdown
Loveland
Cincinnati
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Cincinnati is the more affordable option overall — monthly living expenses run about
8% lower than in Loveland.
Housing costs are a major driver: Loveland's average rent is
21% higher than Cincinnati's.
| Metric | Loveland | Cincinnati | Diff |
|---|---|---|---|
| Average Rent | $1,700 | $1,410 | +21% |
| Groceries | $420 | $493 | -15% |
| Utilities | $180 | $178 | +1% |
| Transport | $115 | $120 | -4% |
| Healthcare | $240 | $250 | -4% |
| Monthly Total | $2,655 | $2,451 | +8% |
| Cost Index | 102 | 103 | out of 100 |
Income
Salary & Income
Cincinnati offers 14% lower average salaries.
However, when adjusted for local cost of living, Cincinnati delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Loveland is estimated at
$58,000 vs $55,000 in Cincinnati.
| Metric | Loveland | Cincinnati |
|---|---|---|
| Average Salary | $68,000 | $79,000 |
| Salary Needed | $58,000 | $55,000 |
| Purchasing Power | 66,667 idx | 76,699 idx |
| Household Income | $84,604 | $52,909 |
Weather
Climate Comparison
Loveland runs warmer on average — a 51°F difference year-round.
For sunshine, Loveland comes out ahead with 285 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Loveland sees 27.4 more inches of snowfall annually.
| Metric | Loveland | Cincinnati |
|---|---|---|
| Avg Temp | 51.00°F | °F |
| Summer High | 83.80°F | °F |
| Winter Low | 17.40°F | °F |
| Rainfall | 17.20 in | in |
| Snowfall | 27.40 in | in |
| Sunny Days | 285 | |
| Humidity | 52.00% | 70.00% |
Mobility
Commute & Transport
Cincinnati has the shorter commute — saving residents roughly
2,000 minutes (33 hours) per year compared to Loveland.
Loveland scores higher for public transit, making it the better choice for car-free living.
For walkability, Loveland leads — a better score here means more amenities reachable on foot.
| Metric | Loveland | Cincinnati |
|---|---|---|
| Commute Time | 26 min | 22 min |
| Transit Score | 45.0/100 | 40.0/100 |
| Walkability | 52.0/100 | 49.0/100 |
| Traffic Index | 42.00 | 50.00 |
| Car Dependency | High | Medium |
Population
Economy & Demographics
Cincinnati is the larger city
— approximately 0.3x the population of Loveland.
From a growth perspective, Loveland is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Cincinnati has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Loveland | Cincinnati |
|---|---|---|
| Population | 81,387 | 314,915 |
| Pop. Growth | 1.42% | 0.70% |
| Median Age | 40.7 | 33.2 |
| Unemployment | 4.30% | 3.20% |
| GDP | — | — |
At a Glance
Pros & Cons
Loveland
Advantages
Median home sale prices in Loveland sit roughly $100,000 below neighboring Larimer County peaks, offering better relative value per square foot.
Abundant access to public art, highlighted by the world-famous Benson Sculpture Garden and cultural events.
Proximity to premier outdoor destinations including Boyd Lake State Park and Rocky Mountain National Park.
A revitalized downtown district anchored by The Foundry, featuring local dining, craft breweries, and entertainment.
Strong local job growth across manufacturing, healthcare, and trade sectors supported by the I-25 corridor economy.
Drawbacks
Housing affordability has tightened significantly following rapid regional appreciation over recent years.
High car dependency limits practical car-free commuting and public transit utility outside peak corridors.
Winter weather brings occasional heavy snowfall and sub-freezing temperatures requiring winterized infrastructure.
Proximity to major metropolitan job centers can result in heavy commuter traffic during peak hours along I-25.
Limited high-end nightlife or late-night entertainment options compared to larger urban centers like Denver.
Cincinnati
Advantages
The cost of living in Cincinnati is 3% lower than the national average, making it more affordable than many major U.S. cities.
Cincinnati boasts a diverse and growing economy, with strong sectors in healthcare, manufacturing, and professional services.
The city offers a vibrant arts and culture scene, including museums, theaters, and a symphony orchestra.
Several neighborhoods, such as Over-The-Rhine and the Central Business District, are highly walkable, with Walk Scores of 94 and 92 respectively.
The median property value in Cincinnati was $230,900 in 2024, significantly lower than the national average, making homeownership more accessible.
Drawbacks
While some areas are highly walkable, the city's overall Walk Score of 49 indicates a car-dependent environment for most errands.
Public transportation, while available, is not considered the most dependable, often necessitating a personal vehicle.
The city's poverty rate was 25.5% in 2024, which is higher than the national average.
Cincinnati experiences extreme seasonal variations in humidity, with muggy summers and very cold, snowy winters.
The average commute time in the Cincinnati metropolitan area was 2 hours daily in 2023, which is relatively long compared to some other cities.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Loveland
#183Colorado, USA
64.3 / 100 overall
Avg Rent
$1,700
Avg Salary
$68,000
Cost Index
102
Commute
26 min
Transit Score
45.0/100
Walkability
52.0/100
Sunny Days
285/yr
Avg Temp
51.00°F
Pop. Growth
1.42%
Unemployment
4.30%
Livability
77
Business
72
Cincinnati
#501Ohio, USA
52.6 / 100 overall
Avg Rent
$1,410
Avg Salary
$79,000
Cost Index
103
Commute
22 min
Transit Score
40.0/100
Walkability
49.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.70%
Unemployment
3.20%
Livability
70
Business
72
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