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Seattle vs Olympia

Cost of living, salaries, climate and quality of life compared side by side.

Washington, USA
View Seattle profile
#513 in USA
52
Overall Score
VS
Washington, USA
View Olympia profile
#489 in USA
54
Overall Score
Olympia scores higher overall

Score Breakdown

Seattle
Olympia
Livability
84
80
Affordability
58
60
Business
85
70
Growth
81
75

Cost of Living

Olympia is the more affordable option overall — monthly living expenses run about 18% lower than in Seattle. Housing costs are a major driver: Seattle's average rent is 25% higher than Olympia's.
MetricSeattleOlympiaDiff
Average Rent
$2,250$1,800+25%
Groceries
$520$420+24%
Utilities
$210$216-3%
Transport
$140$120+17%
Healthcare
$290$250+16%
Monthly Total
$3,410$2,806+22%
Cost Index
152113out of 100

Salary & Income

Seattle offers 23% higher average salaries. However, when adjusted for local cost of living, Olympia delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Seattle is estimated at $82,000 vs $75,000 in Olympia.
MetricSeattleOlympia
Average Salary
$98,000$80,000
Salary Needed
$82,000$75,000
Purchasing Power
64,474 idx70,796 idx
Household Income
$115,000$81,302

Climate Comparison

Seattle runs warmer on average — a 54.4°F difference year-round. For sunshine, Seattle comes out ahead with 238 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Seattle sees 8.8 more inches of snowfall annually.
MetricSeattleOlympia
Avg Temp
54.40°F°F
Summer High
76.10°F°F
Winter Low
38.10°F°F
Rainfall
40.80 in in
Snowfall
8.80 in in
Sunny Days
238
Humidity
74.00%70.00%

Commute & Transport

Olympia has the shorter commute — saving residents roughly 4,000 minutes (67 hours) per year compared to Seattle. Seattle scores higher for public transit, making it the better choice for car-free living. For walkability, Seattle leads — a better score here means more amenities reachable on foot.
MetricSeattleOlympia
Commute Time
28 min20 min
Transit Score
70.0/10045.0/100
Walkability
73.0/10055.0/100
Traffic Index
62.0050.00
Car Dependency
MediumMedium

Economy & Demographics

Seattle is the larger city — approximately 13.5x the population of Olympia. From a growth perspective, Olympia is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Seattle has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricSeattleOlympia
Population
783,15557,869
Pop. Growth
0.90%1.70%
Median Age
35.840.5
Unemployment
3.80%4.80%
GDP
——

Pros & Cons

Seattle
Advantages
Thriving job market anchored by global tech, aerospace, and biotech leaders
Unmatched access to outdoor recreation including mountains, forests, and marine waters
High median household income well above the national average
Vibrant culinary, coffee, and craft beverage culture
Progressive, highly educated, and culturally active community
Drawbacks
Significantly higher cost of living and housing expenses compared to the U.S. average
Frequent overcast skies and high annual rainfall during the winter months
Persistent traffic congestion during peak commuting hours
Urban property crime and public safety challenges in specific downtown sectors
High barrier to entry for prospective first-time home buyers
Olympia
Advantages
Olympia's projected population growth rate of 1.7% for 2026 indicates a growing and dynamic community.
The city offers a vibrant arts and culture scene, along with extensive outdoor recreational opportunities due to its natural surroundings.
Utility costs in Olympia are approximately 10% lower than the national average, providing some financial relief to residents.
The average commute time of 20 minutes is relatively short compared to many larger metropolitan areas.
Olympia's median household income of $81,302 in 2024 is higher than the national median, supporting a comfortable lifestyle for many residents.
Drawbacks
The cost of living in Olympia is 13% higher than the national average, primarily driven by housing expenses.
Average rent for apartments in Olympia increased by 6% year-over-year as of June 2026, indicating rising housing costs.
Healthcare costs in Olympia are significantly higher, approximately 24% above the national average.
Transportation expenses are 28% higher than the national average, impacting daily budgets for commuters.
The unemployment rate in Olympia was 4.8% in April 2026, slightly higher than the national average.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Seattle
#513
Washington, USA
51.6 / 100 overall
Avg Rent
$2,250
Avg Salary
$98,000
Cost Index
152
Commute
28 min
Transit Score
70.0/100
Walkability
73.0/100
Sunny Days
238/yr
Avg Temp
54.40°F
Pop. Growth
0.90%
Unemployment
3.80%
Livability
84
Business
85
View Full Profile
Olympia
#489
Washington, USA
53.6 / 100 overall
Avg Rent
$1,800
Avg Salary
$80,000
Cost Index
113
Commute
20 min
Transit Score
45.0/100
Walkability
55.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.70%
Unemployment
4.80%
Livability
80
Business
70
View Full Profile

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