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Toms River vs Hamilton Township

Cost of living, salaries, climate and quality of life compared side by side.

New Jersey, USA
View Toms River profile
#357 in USA
60
Overall Score
VS
New Jersey, USA
View Hamilton Township profile
#498 in USA
53
Overall Score
Toms River scores higher overall

Score Breakdown

Toms River
Hamilton Township
Livability
77
75
Affordability
62
86
Business
70
68
Growth
73
70

Cost of Living

Hamilton Township is the more affordable option overall — monthly living expenses run about 36% lower than in Toms River. Housing costs are a major driver: Toms River's average rent is 30% higher than Hamilton Township's.
MetricToms RiverHamilton TownshipDiff
Average Rent
$2,800$2,151+30%
Groceries
$460$00%
Utilities
$190$315-40%
Transport
$130$00%
Healthcare
$260$00%
Monthly Total
$3,840$2,466+56%
Cost Index
115114out of 100

Salary & Income

Toms River offers similar average salaries. The minimum comfortable salary in Toms River is estimated at $65,000 vs $79,392 in Hamilton Township.
MetricToms RiverHamilton Township
Average Salary
$72,000$0
Salary Needed
$65,000$79,392
Household Income
$99,547$100,771

Climate Comparison

Toms River runs warmer on average — a 55.4°F difference year-round. For sunshine, Toms River comes out ahead with 243 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Toms River sees 13.6 more inches of snowfall annually.
MetricToms RiverHamilton Township
Avg Temp
55.40°F°F
Summer High
82.00°F°F
Winter Low
26.90°F°F
Rainfall
41.30 in in
Snowfall
13.60 in in
Sunny Days
243
Humidity
65.00%70.00%

Commute & Transport

Both cities have comparable commute times, within 2 minutes of each other. Hamilton Township scores higher for public transit, making it the better choice for car-free living. For walkability, Hamilton Township leads — a better score here means more amenities reachable on foot.
MetricToms RiverHamilton Township
Commute Time
30 min32 min
Transit Score
42.0/10045.0/100
Walkability
45.0/10072.0/100
Traffic Index
52.00
Car Dependency
HighMedium

Economy & Demographics

Toms River is the larger city — approximately 1.1x the population of Hamilton Township. From a growth perspective, Hamilton Township is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Hamilton Township has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricToms RiverHamilton Township
Population
101,62194,267
Pop. Growth
0.72%1.20%
Median Age
42.542.0
Unemployment
4.30%4.20%
GDP
——

Pros & Cons

Toms River
Advantages
Median household income is strong at approximately $99,547, outperforming national averages per U.S. Census Bureau data.
Proximity to the Jersey Shore provides unmatched access to beaches, boating, and coastal recreation.
High homeownership rate of over 81% reflects a stable, family-oriented community fabric.
Crime rates remain lower than the national average, ensuring safe neighborhoods across the township.
Extensive local parks, recreational programs, and community events enhance everyday lifestyle quality.
Drawbacks
Overall cost of living and property taxes are significantly higher than the national median.
Heavy reliance on personal vehicles leads to seasonal traffic congestion along primary travel routes.
Average monthly rent prices exceed $2,800, creating affordability hurdles for prospective renters.
Summer tourism influx causes temporary crowding on local roadways and beaches.
Vulnerability to severe coastal weather events requires ongoing infrastructure and insurance considerations.
Hamilton Township
Advantages
Affordable housing with good value compared to other regional options in New Jersey.
Strong sense of community with numerous parks, recreational facilities, and annual events.
Strategic location offering easy access to major cities like New York City and Philadelphia via road and public transit.
Lower municipal property taxes compared to neighboring towns in Mercer County.
Recognized as a "Healthy Town Gold Level" for its commitment to community health and wellness programs.
Drawbacks
Some residents desire more diverse dining and nightlife options.
Concerns about motor vehicle enforcement and reckless driving in certain areas.
Infrastructure improvements, such as addressing potholes, are desired by residents.
Limited public transportation options beyond key bus routes and the train station, leading to car dependency for many errands.
Average rent prices are higher than the national average.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Toms River
#357
New Jersey, USA
59.7 / 100 overall
Avg Rent
$2,800
Avg Salary
$72,000
Cost Index
115
Commute
30 min
Transit Score
42.0/100
Walkability
45.0/100
Sunny Days
243/yr
Avg Temp
55.40°F
Pop. Growth
0.72%
Unemployment
4.30%
Livability
77
Business
70
View Full Profile
Hamilton Township
#498
New Jersey, USA
52.7 / 100 overall
Avg Rent
$2,151
Avg Salary
$0
Cost Index
114
Commute
32 min
Transit Score
45.0/100
Walkability
72.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.20%
Unemployment
4.20%
Livability
75
Business
68
View Full Profile

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