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Phek, Nagaland

India · Comprehensive city data and intelligence

76
Overall Score

Phek is a scenic district headquarters located in the southeastern part of Nagaland, India, known for its rugged terrain, rich biodiversity, and vibrant indigenous culture. Inhabited predominantly by the Chakhesang and Pochury Naga tribes, the region is characterized by its terraced farming, traditional handicrafts, and deep-rooted community traditions. Over recent years, the town has seen gradual infrastructural development while maintaining its distinct hilly charm and tranquil environment.

About Nagaland

Nagaland, a mountainous state in Northeast India, is characterized by its diverse indigenous Naga tribes, each with distinct customs, languages, and vibrant festivals, many of which revolve around agriculture. The economy is predominantly agrarian, with about 65% of the workforce engaged in agriculture and allied activities, though the service sector is the largest contributor to the state's GSDP. Key industries also include bamboo, horticulture, sericulture, minerals and mining, handloom, handicrafts, and tourism. Nagaland experiences a monsoon climate with high humidity and moderate temperatures, ranging from 16 to 31 °C in summer and 4 to 24 °C in winter. The cost of living varies, with cities like Kohima and Dimapur generally having higher rents and overall expenses compared to more distant towns, and the state has recently faced a cost-of-living crisis with inflation rates higher than the national average. Life in Nagaland is generally described as peaceful and easy-paced, with friendly people and a strong sense of community.

223,000
Population
$0K
Avg Salary
45
Cost Index
76.2
Quality Score
How this 76/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 82 / 100 82.0 30% 24.6
Affordability Cost of living index (100 = national baseline): 45.0 100.0 25% 25.0
Economy & jobs Median household income: $4,200 Income needed to live here: no usable reading Unemployment rate: 4.5% 68.8 20% 13.8
Growth Population growth rate: 1.1% Job growth rate: 1.5% 51.3 15% 7.7
Business climate assessment Business climate assessment: 52 / 100 52.0 10% 5.2
Overall score 76.2

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
52
Livability
70
Affordability
85
Growth
58

Cost of Living

The cost of living in Phek remains relatively low compared to major Indian metropolitan areas and Western standards, heavily influenced by local agricultural production and regional trade. Essential goods, local produce, and basic housing are generally affordable, though transport costs for imported goods can occasionally elevate prices due to the hilly terrain. Overall, residents experience an economical lifestyle centered around community markets and locally sourced provisions.

Average Rent
$150/mo
Groceries
$120/mo
Transport
$50/mo
Utilities
$40/mo
Healthcare
$40/mo
Gym membership (monthly)
$20.00
Cinema ticket
$3.00
Restaurant meal (mid-range)
$5.00
Monthly groceries
$100.00
Doctor visit (without insurance)
$10.00

Salary Insights

Phek's local economy is primarily driven by agriculture, animal husbandry, and government administration, which serve as the primary sources of employment for residents. Small-scale trade, traditional handloom weaving, and forestry also contribute significantly to the district's economic activity. While corporate and tech employment opportunities are limited locally, public sector jobs and cooperative farming initiatives form the backbone of the workforce.

The average salary in Phek is $350 per year. You would need approximately $300 to live comfortably.

Top Industries

Handloom and Handicrafts +1.80% Retail and Local Trade +2.00% Construction and Infrastructure +2.50% Agriculture and Horticulture +1.20% Public Administration and Government +1.50%

Climate

🌡️
16°C
Avg Temp
☀️
24°C
Summer High
❄️
5°C
Winter Low
🌧️
67.80"
Annual Rain
💧
78.00%
Humidity
🌤️
180
Sunny Days

Transport

Transportation in Phek relies heavily on road networks connecting the district to Kohima and other parts of Nagaland through buses, shared taxis, and private vehicles. Due to the mountainous terrain, walking is common within the town center, though rugged topography limits extensive pedestrian infrastructure. Public transit options are largely community-driven and tailored to regional connectivity needs.

20 min
Avg Commute
35.00/10
Transit Score
65.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Exceptionally low crime rates and strong community-driven safety networks.
Pristine natural environment with clean air and scenic mountain landscapes.
Rich cultural heritage featuring traditional festivals, arts, and crafts.
Affordable local cost of living and fresh, locally sourced agricultural produce.
Strong social cohesion and supportive community relationships.
Drawbacks
Limited local employment opportunities outside of agriculture and government sectors.
Hilly terrain and remote geography pose challenges for transportation and logistics.
Lack of advanced healthcare facilities requires travel for specialized medical care.
Limited modern entertainment and commercial infrastructure.
Restrictive land ownership regulations for non-indigenous residents.

Questions about Phek

What people ask about living in and moving to Phek, Nagaland.

Gathering the most common questions about Phek…

Frequently Asked Questions

The consumer market basket tracks everyday necessities, including staple grocery items (such as milk, bread, eggs, and produce), residential energy bills (electricity, gas, and water), public and private transit costs, routine outpatient medical care, and standard consumer goods and services to ensure a representative monthly budget.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Local tax climates significantly shift a city's affordability score by directly affecting disposable income. Urblytica factors in state income tax brackets, local municipal property tax millage rates, and combined sales taxes to measure the true tax drag on median household earnings.

Core economic indexes and consumer price metrics undergo a comprehensive quarterly recalibration. This update cycle integrates the latest Consumer Price Index (CPI) releases, municipal utility rate adjustments, and regional housing data feeds to ensure all index comparisons reflect current economic conditions.

Housing is weighted as the single largest component in Urblytica's cost-of-living algorithm, typically accounting for roughly 30% to 35% of the composite score. It incorporates both median monthly gross rent and median single-family home purchase prices relative to local median income levels.

Normalization involves adjusting raw economic inputs against localized purchasing power parities (PPPs) and population-weighted density scales. This ensures fair, apples-to-apples comparisons between dense metropolitan hubs and smaller suburban or rural towns.

Utility indexing applies a rolling annual average that captures seasonal climate variations, such as increased summer air conditioning loads in southern climates or heavier winter heating demands in northern regions, providing a realistic year-round average utility expense.

Remote workers leverage the index to calculate real purchasing power parity when moving from a high-cost-of-living area to a lower-cost region. By comparing index differentials against their fixed salary, users can determine if their net savings and lifestyle quality will improve post-relocation.

While the raw Cost of Living Index measures pure expense levels, it is frequently paired with Urblytica’s local wage index and median household income benchmarks. This combined view highlights whether local salaries keep pace with local consumer goods and housing expenses.

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