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Cuttack, Odisha (Orissa)

India · Comprehensive city data and intelligence

77
Overall Score

Cuttack, often referred to as the 'Millennium City' and the 'Silver City' due to its rich history and renowned silver filigree work, is a prominent urban center in the Indian state of Odisha. Situated at the apex of the Mahanadi River delta, it holds significant cultural and commercial importance. The city served as the capital of Odisha for nearly a millennium before Bhubaneswar, its twin city, took over the administrative role. Cuttack attracts residents seeking a blend of traditional charm, a strong sense of community, and a lower cost of living compared to larger metropolitan areas in India.

About Odisha (Orissa)

Odisha, located on India's eastern coast, is characterized by its rich mineral resources and a rapidly growing industrial sector. The economy is heavily reliant on mining and metallurgy, with significant contributions from steel, aluminum, and power generation industries, alongside a growing service sector that includes banking, finance, and hospitality. Living in Odisha is generally considered affordable, with the cost of living being lower than the average for India. The climate is tropical, experiencing hot summers and moderate winters. The lifestyle is typically relaxed, offering a blend of traditional culture and modern amenities, particularly in cities like Bhubaneswar, which is known for its livability and developing infrastructure.

916,000
Population
$5K
Avg Salary
35
Cost Index
76.9
Quality Score
How this 77/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 55 / 100 55.0 30% 16.5
Affordability Cost of living index (100 = national baseline): 35.0 100.0 25% 25.0
Economy & jobs Median household income: no usable reading Income needed to live here: $3,500 Unemployment rate: 3.1% 86.3 20% 17.3
Growth Population growth rate: 1.22% Job growth rate: 6% 77.8 15% 11.7
Business climate assessment Business climate assessment: 65 / 100 65.0 10% 6.5
Overall score 76.9

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 3 (deep think), q=78), last refreshed 19 September 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Cuttack

Featured local businesses in Cuttack.

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Quality Scores

Business
65
Livability
72
Affordability
85
Growth
68

Cost of Living

The cost of living in Cuttack is notably affordable, especially when compared to major Indian cities like Bangalore. A single person's average monthly expenses, excluding rent, are estimated to be around $281, while a family of four would require approximately $980 per month. Housing costs are a significant factor in this affordability, with average rents for apartments being considerably lower than national averages. Utilities, food, and local transportation also contribute to the city's economical lifestyle, making it an attractive option for those prioritizing budget-friendly living.

Average Rent
$137/mo
Groceries
$100/mo
Transport
$12/mo
Utilities
$44/mo
Gym membership (monthly)
$22.00
Cinema ticket
$2.60
Restaurant meal (mid-range)
$10.00
Monthly groceries
$100.00
1BR Apartment (city centre)
$137.00

Salary Insights

Cuttack's economy is diverse, with a strong foundation in traditional industries and a growing presence in modern sectors. Historically, agriculture, particularly rice and jute cultivation, has been a major contributor, with the district ranking second in the state for jute production. The city is also a hub for medium-scale engineering, textile, chemical manufacturing, pharmaceutical production, food processing, and metal fabrication industries. While the industrial sector provides significant employment, the agricultural sector continues to support a large workforce. The broader Odisha economy, which Cuttack is a part of, is projected to grow by 8 to 8.5% in FY26, with the services sector showing robust growth. This indicates a positive economic momentum, though specific city-level job growth figures are not readily available.

The average salary in Cuttack is $5,292 per year. You would need approximately $3,500 to live comfortably.

Top Industries

Textiles +4.00% Food Processing +5.50% Agriculture +3.30% Metal Fabrication +3.00% Chemical Manufacturing +3.50%

Climate

🌡️
28°C
Avg Temp
☀️
32°C
Summer High
❄️
17°C
Winter Low
🌧️
70.20"
Annual Rain
💧
65.00%
Humidity
🌤️
207
Sunny Days

Transport

Getting around Cuttack primarily involves a mix of personal two-wheelers and public transport. While specific transit and walkability scores are not available, the prevalence of motorcycles and scooters suggests a medium car dependency. Public transportation is available, with a one-way local transport ticket costing around $0.21 and a monthly pass priced at approximately $11.44. The city's infrastructure is continually developing, but traffic conditions and the common sight of people using phones while riding indicate areas for improvement in road safety and urban planning.

30 min
Avg Commute
/10
Transit Score
/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Significantly lower cost of living compared to other major Indian cities.
Home to major healthcare institutions like SCB Medical College, providing excellent medical facilities.
Rich cultural heritage and strong community-focused lifestyle.
Diverse economy with established industries and growing sectors.
Renowned educational institutions, including Ravenshaw University.
Drawbacks
High summer temperatures and humidity can be challenging.
Significant dust in the city, potentially impacting those with respiratory issues.
Odisha state recorded a high rate of violent crimes in 2024, though city-specific crime dipped overall.
Traffic conditions and road safety concerns due to prevalent two-wheeler use and distracted driving.
Lack of specific, recent data for certain city-level metrics like median age and detailed economic indicators.

Questions about Cuttack

What people ask about living in and moving to Cuttack, Odisha (Orissa).

What types of housing are most common in Cuttack? Housing 1 answer

In Cuttack, the housing market includes a mix of independent houses, row houses, and apartment complexes. Many new developments feature two- or three-bedroom units with basic amenities. Traditional homes are often found in older parts of the city, while newer gated communities are emerging near commercial hubs. Local real estate listings and municipal property records can give you a clearer picture of availability an...

What kind of schools are available for my children in Cuttack? Schools & Education 1 answer

The city offers a range of primary and secondary schools, including government-run institutions and private schools that follow national curricula. Many schools provide extracurricular activities and have moderate class sizes. For detailed information on enrollment, fees, and academic performance, consult the city’s education department website or local parent forums that discuss school experiences.

What healthcare facilities can I rely on in Cuttack? Healthcare 1 answer

The city hosts several public hospitals and private clinics that offer general medicine, diagnostics, and specialist care. Most facilities provide basic emergency services and routine check-ups. For more specialized treatments, patients often travel to larger hospitals in nearby cities. Reviewing the health department’s directory of licensed providers can help you locate a clinic that meets your needs.

What should I know about the moving process into Cuttack? Moving Here 1 answer

When moving to Cuttack, plan for a modest budget for transportation and storage, as local movers charge per kilometer. It’s wise to arrange a temporary stay in a serviced apartment or a short-term rental to settle in before committing to a long-term lease. Keep copies of all documents, including ID, property agreements, and utility registrations, and register with the local municipal office upon arrival.

What are the main industries offering jobs in Cuttack? Jobs & Economy 1 answer

Cuttack’s economy is driven by manufacturing, textiles, and agro-based industries. The city hosts several industrial estates that produce textiles, ceramics, and food processing goods. Small and medium enterprises also thrive in the service sector, especially in retail and logistics. Checking local employment portals and industry newsletters will help you identify current openings that match your skill set.

Is Cuttack a safe place to live? Safety 1 answer

Cuttack has a safety score of 55 out of 100, indicating moderate safety concerns. Like many mid-sized Indian cities, petty theft and traffic accidents are common, but serious crime rates are relatively low. Staying aware of local news, using secure housing areas, and following basic safety practices can help mitigate risks. Checking recent crime statistics on municipal crime reports can give you updated insights.

How does the cost of living in Cuttack compare to other Indian cities? Cost of Living 1 answer

Cuttack’s cost of living index is 35, which is significantly below the national average of 100. This means everyday expenses—groceries, utilities, and dining—are roughly a third of what you’d pay in larger metros. Housing is also cheaper, with an average monthly rent of about $137. For a more precise comparison, you can use national cost-of-living calculators or local expat forums that list current prices.

What public transport options are available in Cuttack? Getting Around 1 answer

Cuttack is served by a network of city buses that connect major neighborhoods and industrial areas. The railway station links the city to nearby towns and larger metros. For commuters, auto-rickshaws and shared taxis are common for short distances. Checking the city transit authority’s schedule and route maps will help you plan daily travel and estimate travel times.

What is the overall lifestyle like in Cuttack? General 1 answer

Cuttack offers a relaxed pace with a strong sense of community. Daily life revolves around local markets, street food stalls, and community gatherings. While the city lacks the high-rise skyline of metros, it provides ample green spaces and cultural heritage sites. Residents often balance work with family time, and the city’s moderate cost of living makes it attractive for those seeking affordability without sacrific...

What cultural or recreational activities can I enjoy in Cuttack? Things to Do 1 answer

Cuttack offers a blend of historical sites, such as ancient temples and colonial architecture, alongside modern markets and parks. The city hosts festivals that celebrate local music, dance, and cuisine. Seasonal fairs and craft markets provide a glimpse into regional traditions. Checking local event calendars and tourism guides will keep you updated on upcoming activities.

Some answers here were drafted as a starting point and may be out of date. Live in Cuttack? Add your own.

Frequently Asked Questions

The consumer market basket tracks everyday necessities, including staple grocery items (such as milk, bread, eggs, and produce), residential energy bills (electricity, gas, and water), public and private transit costs, routine outpatient medical care, and standard consumer goods and services to ensure a representative monthly budget.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Local tax climates significantly shift a city's affordability score by directly affecting disposable income. Urblytica factors in state income tax brackets, local municipal property tax millage rates, and combined sales taxes to measure the true tax drag on median household earnings.

Core economic indexes and consumer price metrics undergo a comprehensive quarterly recalibration. This update cycle integrates the latest Consumer Price Index (CPI) releases, municipal utility rate adjustments, and regional housing data feeds to ensure all index comparisons reflect current economic conditions.

Housing is weighted as the single largest component in Urblytica's cost-of-living algorithm, typically accounting for roughly 30% to 35% of the composite score. It incorporates both median monthly gross rent and median single-family home purchase prices relative to local median income levels.

Normalization involves adjusting raw economic inputs against localized purchasing power parities (PPPs) and population-weighted density scales. This ensures fair, apples-to-apples comparisons between dense metropolitan hubs and smaller suburban or rural towns.

Utility indexing applies a rolling annual average that captures seasonal climate variations, such as increased summer air conditioning loads in southern climates or heavier winter heating demands in northern regions, providing a realistic year-round average utility expense.

Remote workers leverage the index to calculate real purchasing power parity when moving from a high-cost-of-living area to a lower-cost region. By comparing index differentials against their fixed salary, users can determine if their net savings and lifestyle quality will improve post-relocation.

While the raw Cost of Living Index measures pure expense levels, it is frequently paired with Urblytica’s local wage index and median household income benchmarks. This combined view highlights whether local salaries keep pace with local consumer goods and housing expenses.

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