Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Yuma, Arizona

USA · Comprehensive city data and intelligence

64
Overall Score

Yuma is a historic desert city situated in the southwestern corner of Arizona, framed by the lower Colorado River and sharing a dynamic border with California and Mexico. Founded initially as a crucial river crossing and military outpost during the gold rush era, the city has evolved into a vibrant cultural hub renowned for its rich heritage and unique geographic positioning. Today, Yuma is best known for its legendary sunshine, earning recognition as one of the sunniest places on Earth, which attracts thousands of seasonal residents, or 'snowbirds,' seeking refuge from harsh winters.

The community blends a distinct bicultural identity with a welcoming, small-town charm that draws retirees, military families, and agricultural professionals alike. Historic downtown Yuma features preserved 19th-century architecture, local boutiques, and cultural attractions like the Yuma Territorial Prison State Historic Park. People continually choose to move to Yuma for its affordable cost of living, friendly neighborhoods, and vibrant outdoor lifestyle set against sweeping desert vistas and river recreation areas.

About Arizona

Arizona offers a diverse landscape, from low-elevation deserts to mountainous regions, and is known for its abundant sunshine, averaging around 300 sunny days per year. The state's economy is moderately diverse, with major industries including manufacturing (especially aerospace, defense, transportation, and electronics), healthcare, real estate, tourism, technology, bioscience, agriculture (cotton, citrus), and mining (copper). While the cost of living in Arizona is generally higher than the national average, particularly for housing, the state's mild winters and opportunities for outdoor activities contribute to an appealing lifestyle for many.

105,227
Population
$55K
Avg Salary
93
Cost Index
64.1
Quality Score
How this 64/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 70 / 100 70.0 30% 21.0
Affordability Cost of living index (100 = national baseline): 93.0 52.5 25% 13.1
Economy & jobs Median household income: $65,482 Income needed to live here: $48,000 Unemployment rate: 4.2% 71.5 20% 14.3
Growth Population growth rate: 1.4% Job growth rate: 1.8% 58.0 15% 8.7
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 64.1

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 3 (deep think), q=95 ✓ perfect), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Yuma

Featured local businesses in Yuma.

Put your business in front of people moving to Yuma Featured businesses appear here for everyone researching Yuma. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
70
Livability
74
Affordability
78
Growth
72

Cost of Living

The cost of living in Yuma remains notably lower than the national average, making it an attractive destination for budget-conscious families, retirees, and remote workers. Everyday expenses such as groceries, healthcare, and transportation consistently track below typical U.S. benchmarks, allowing residents to stretch their household budgets further. Housing and utility costs, while experiencing upward pressure from regional growth and tourism demand, remain well below major metropolitan centers like Phoenix or San Diego.

Seasonal fluctuations heavily influence local economics, with winter months bringing an influx of visitors that temporarily increases demand for dining, services, and short-term rentals. However, year-round residents benefit from modest local taxation, affordable municipal services, and reasonable property values compared to coastal California or central Arizona. Energy costs during the peak summer air-conditioning season can introduce higher utility bills, though this is balanced by savings during mild winter months.

Average Rent
$1,500/mo
Groceries
$400/mo
Transport
$120/mo
Utilities
$180/mo
Healthcare
$220/mo
Gym membership (monthly)
$33.00
Cinema ticket
$11.00
Restaurant meal (mid-range)
$22.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$140.00

Salary Insights

Yuma's economy is anchored by three primary pillars: agriculture, military installations, and tourism, complemented by a growing base in logistics and light manufacturing. Often celebrated as the 'Winter Lettuce Capital of the World,' Yuma County's agricultural sector generates billions annually and supplies a vast majority of the nation's winter leafy vegetables. Additionally, major defense facilities like the Marine Corps Air Station Yuma and the U.S. Army Yuma Proving Ground serve as massive economic drivers, providing thousands of stable civil service and military contractor jobs.

The local job market features strong employment shares in healthcare, education, retail administration, and public services. While seasonal agricultural cycles create distinct peaks and valleys in employment statistics, ongoing economic diversification initiatives through the Greater Yuma Economic Development Corporation are fostering high-tech manufacturing and cross-border trade opportunities. Remote workers are also increasingly discovering Yuma for its high-speed connectivity, affordable housing, and relaxed desert lifestyle.

The average salary in Yuma is $55,200 per year. You would need approximately $48,000 to live comfortably.

Top Industries

Healthcare +3.20% Tourism & Hospitality +2.40% Agriculture +2.00% Defense & Military +1.50% Logistics & Manufacturing +2.80%

Climate

🌡️
77°F
Avg Temp
☀️
107°F
Summer High
❄️
51°F
Winter Low
🌧️
5.80"
Annual Rain
💧
35.00%
Humidity
🌤️
347
Sunny Days

Transport

Getting around Yuma is predominantly centered around private vehicle travel, with a well-maintained road network and minimal traffic congestion compared to larger metropolitan areas. The city's layout features wide thoroughfares and accessible parking, making everyday commuting and running errands straightforward. Public transit options, including local bus services, provide basic coverage, though most residents rely on cars for daily travel.

For regional and international travel, Yuma is conveniently situated near Interstate 8 and state routes, offering direct drives to San Diego, Phoenix, and the border ports of entry. Cycling is popular for recreation during cooler months, supported by expanding bike lane infrastructure across key residential corridors.

18 min
Avg Commute
22.00/10
Transit Score
34.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Over 340 days of sunshine annually provide an exceptional climate for outdoor recreation and winter warmth.
Housing and overall cost of living remain significantly below the national average and neighboring California markets.
Major stability provided by large military installations (MCAS Yuma and Yuma Proving Ground).
World-class recreational access to the Colorado River for boating, fishing, and water sports.
A rich bicultural community offering vibrant local culture and exceptional authentic dining.
Drawbacks
Extreme summer temperatures frequently exceed 105°F, requiring heavy air conditioning use.
High seasonal unemployment rates driven by cyclical agricultural harvesting schedules.
High degree of car dependency with limited public transit infrastructure.
Summer utility bills can surge significantly due to continuous cooling requirements.
Lower average educational attainment rates compared to national benchmarks in specific segments.

Questions about Yuma

What people ask about living in and moving to Yuma, Arizona.

Gathering the most common questions about Yuma…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

Get quotes from local pros in Yuma

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Yuma with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored