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San Bernardino, California

USA · Comprehensive city data and intelligence

37
Overall Score

San Bernardino, California, is a city with a rich history, originally established as a railroad town and a gateway to Southern California. Its character is shaped by its diverse population and its strategic location within the Inland Empire. Many people are drawn to San Bernardino for its more affordable cost of living compared to coastal California cities, its access to outdoor recreational opportunities, and its growing economic base. The city is undergoing revitalization efforts, aiming to enhance its urban core and attract new residents and businesses.

About California

California is a diverse and populous state known for its significant economic output, ranking as the fourth largest economy globally if it were an independent nation. Its economy is driven by major industries such as technology (especially in Silicon Valley), real estate, finance, professional services, manufacturing, agriculture, and healthcare. Living in California generally entails a high cost of living, particularly for housing, which is significantly above the national average. The state boasts a varied climate, ranging from a Mediterranean-like environment with warm, dry summers and mild, wet winters in coastal and central areas, to hotter, drier inland summers and colder, snowier conditions at higher altitudes. The lifestyle often emphasizes outdoor activities, health and wellness, and a diverse cultural experience, though it can also involve considerable traffic in major urban centers.

222,044
Population
$64K
Avg Salary
124
Cost Index
37.3
Quality Score
How this 37/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 32 / 100 32.0 30% 9.6
Affordability Cost of living index (100 = national baseline): 124.0 13.8 25% 3.4
Economy & jobs Median household income: $67,415 Income needed to live here: $55,000 Unemployment rate: 5.5% 54.7 20% 10.9
Growth Population growth rate: 0.01% Job growth rate: 2.1% 43.6 15% 6.5
Business climate assessment Business climate assessment: 68 / 100 68.0 10% 6.8
Overall score 37.3

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=61, partial — below threshold), last refreshed 16 September 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
68
Livability
70
Affordability
60
Growth
70

Cost of Living

The cost of living in San Bernardino is generally considered more affordable than the California average, though it is higher than the national average. Housing costs are a significant factor, being notably higher than the national average, which contributes to the overall cost of living. However, other expenses such as groceries and utilities tend to be more in line with or slightly above national averages, making San Bernardino a relatively accessible option for those looking to live in Southern California.

Average Rent
$1,803/mo
Groceries
$450/mo
Transport
$120/mo
Utilities
$180/mo
Healthcare
$250/mo
Gym membership (monthly)
$45.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$22.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$150.00

Salary Insights

San Bernardino's economy is diverse, with key sectors including logistics, manufacturing, healthcare, and government services. The city benefits from its position as a transportation hub, with significant activity in warehousing and distribution. Major employers contribute to the job market, providing a range of opportunities for residents. While remote work is increasingly prevalent, the local job market remains robust, supported by ongoing development and business growth within the county.

The average salary in San Bernardino is $63,500 per year. You would need approximately $55,000 to live comfortably.

Top Industries

Retail Trade +1.50% Manufacturing +1.80% Accommodation and Food Services +1.20% Healthcare and Social Assistance +2.50% Transportation and Warehousing +2.10%

Climate

🌡️
67°F
Avg Temp
☀️
93°F
Summer High
❄️
45°F
Winter Low
🌧️
19.60"
Annual Rain
💧
65.00%
Humidity
🌤️
328
Sunny Days

Transport

Getting around San Bernardino relies heavily on personal vehicles due to its sprawling nature. The city has a car-dependent score, indicating that most daily errands require a car. Public transportation options exist, including bus services, but their reach and efficiency may not serve all areas comprehensively. Traffic can be a factor, especially during peak hours, but it is generally less severe than in more congested major metropolitan areas.

28 min
Avg Commute
55.00/10
Transit Score
60.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
More affordable cost of living compared to coastal California cities.
Proximity to diverse outdoor recreational opportunities, including mountains and deserts.
Growing logistics and transportation industry providing job opportunities.
Developing urban core with ongoing revitalization efforts.
Diverse and multicultural population contributing to a rich community fabric.
Drawbacks
Higher crime rates compared to state and national averages, particularly property crime and vehicle theft.
Housing costs are higher than the national average.
Car dependency is high, with public transportation options being less comprehensive.
Economic disparities exist within the population.
Perception of safety can be a concern for some residents.

Questions about San Bernardino

What people ask about living in and moving to San Bernardino, California.

Gathering the most common questions about San Bernardino…

Frequently Asked Questions

California FAQ answer

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.
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