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Kapolei, Hawaii

USA · Comprehensive city data and intelligence

56
Overall Score

Kapolei, often referred to as Oahu's "Second City," is a master-planned community located on the island's west side. Designated as an urban center in 1977, it has rapidly grown into a vibrant hub offering a blend of urban amenities and a relaxed suburban lifestyle. The city is known for its modern infrastructure, family-friendly environment, and convenient access to shopping, dining, and recreational facilities. Its strategic location provides a relatively short commute to military bases and downtown Honolulu, making it an attractive destination for families and professionals seeking a balance between island living and urban convenience. Kapolei continues to expand, with ongoing development projects enhancing its appeal as a dynamic place to live and work.

About Hawaii

Hawaii is characterized by its unique island geography, diverse cultural heritage, and a pervasive "Aloha Spirit" emphasizing love, compassion, and community. The economy is heavily reliant on tourism, which is the largest industry, contributing significantly to the state's gross product. Other major industries include military defense, diversified agriculture, and emerging sectors like healthcare, technology, and renewable energy. Living in Hawaii is notably expensive, with a cost of living index nearly double the national average, primarily driven by high housing, utility, and grocery costs due to its isolated location and dependence on imports. The climate is tropical with year-round warm temperatures, consistent trade winds, and distinct wet and dry seasons, though local variations can range from humid tropical to alpine. The lifestyle is generally laid-back and deeply connected to outdoor activities and nature, with residents enjoying a high life expectancy.

24,844
Population
$47K
Avg Salary
151
Cost Index
56.4
Quality Score
How this 56/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 74 / 100 74.0 30% 22.2
Affordability Cost of living index (100 = national baseline): 151.0 0.0 25% 0.0
Economy & jobs Median household income: $128,324 Income needed to live here: $85,000 Unemployment rate: 2.4% 91.9 20% 18.4
Growth Population growth rate: 2.49% Job growth rate: 0.5% 58.6 15% 8.8
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 56.4

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 2 (reasoned), q=90 ✓ perfect), last refreshed 25 July 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Kapolei

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Quality Scores

Business
70
Livability
68
Affordability
66
Growth
75

Cost of Living

The cost of living in Kapolei, Hawaii, is notably higher than the national average, with an index of 151, indicating it is 51% more expensive than the U.S. average as of June 2026. This elevated cost is primarily driven by housing, utilities, and groceries, which are significantly impacted by Hawaii's island geography and reliance on imported goods. For instance, average monthly utility costs, including electricity and internet, are around $396, while monthly groceries for one person average $459. Despite these higher expenses, Kapolei offers a diverse range of housing options, from apartments to single-family homes, which can be relatively more affordable compared to some of Oahu's more established and expensive neighborhoods.

Average Rent
$3,420/mo
Groceries
$459/mo
Transport
$200/mo
Utilities
$396/mo
Healthcare
$759/mo
Gym membership (monthly)
$60.00
Cinema ticket
$15.00
Restaurant meal (mid-range)
$35.00
Monthly groceries
$459.00
Doctor visit (without insurance)
$200.00

Salary Insights

Kapolei's economy is characterized by a solid labor market, with Honolulu County, where Kapolei is situated, reporting an unemployment rate of 2.4% in May 2026. The city benefits from a growing employment center, offering opportunities across various sectors. Key industries driving Kapolei's economy include Retail, Accommodation & Food Services, Healthcare & Social Assistance, Construction, and Technology. While Hawaii's overall non-agricultural job growth has been mixed, the private sector, particularly in Health Care & Social Assistance and Construction, has seen job gains. The city's development as Oahu's "Second City" continues to foster economic expansion and job creation.

The average salary in Kapolei is $46,510 per year. You would need approximately $85,000 to live comfortably.

Top Industries

Accommodation & Food Services +2.50% Healthcare & Social Assistance +3.00% Construction +3.50% Technology +4.00% Retail +2.00%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
66.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Kapolei is largely car-dependent, with a walkability score of 40 out of 100 and a transit score of 30 out of 100, indicating limited public transit options as of July 2026. The average commute time for workers is 31.2 minutes. While the city has bus lines, most errands require a car. Traffic congestion can be a drawback, particularly during commute hours, as Honolulu County experienced an average congestion level of 50.5% in 2025. The ongoing development of a rail transit system is expected to improve connectivity in the future.

31 min
Avg Commute
30.00/10
Transit Score
40.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Kapolei is experiencing rapid development and expanding infrastructure, offering urban amenities without the intense hustle of Honolulu.
The city provides a family-friendly environment with excellent schools, parks, and community centers.
Residents have abundant opportunities for outdoor activities, including access to pristine beaches and hiking trails.
Kapolei offers diverse employment opportunities across various industries, including technology, healthcare, and hospitality.
The overall crime rate in Kapolei is 26% below the national average, contributing to a sense of safety.
Drawbacks
The cost of living in Kapolei is 51% higher than the national average, primarily driven by high housing, utility, and grocery costs.
Traffic congestion is a significant issue, particularly during commute hours, impacting travel times.
Public transportation options are limited, and the city is largely car-dependent.
Healthcare access can be a challenge, despite good quality, with Hawaii ranking 39th nationally for access in 2025.
Utility costs, including electricity and internet, are among the highest in the nation due to Hawaii's reliance on imported fuel.

Questions about Kapolei

What people ask about living in and moving to Kapolei, Hawaii.

How are public schools rated in Kapolei? Schools & Education 1 answer

Kapolei is served by the state’s public school system, which publishes school performance reports on its department website. Generally, schools in the area perform at or slightly above the state average, with particular strengths in STEM and Hawaiian cultural programs. For precise ratings, test scores, and enrollment procedures, visit the school district’s online portal and review the latest annual report cards. You...

How does the cost of living in Kapolei compare to the U.S. average? Cost of Living 1 answer

Kapolei’s cost‑of‑living index is 151, meaning it is about 51 % higher than the national average of 100. Everyday expenses such as groceries, utilities, and dining out tend to be more expensive than on the mainland, while housing costs are a major driver of the higher index. The average rent in Kapolei is $3,420 per month, which is well above the U.S. median. To manage the higher cost, many residents supplement incom...

What is the typical rent for a one‑bedroom apartment in Kapolei? Housing 1 answer

The average rent across all housing types in Kapolei is $3,420 per month. One‑bedroom units generally fall below this average but still tend to be in the $2,800‑$3,200 range, depending on location, age of the building, and amenities. Rental listings are posted on regional housing websites and through local property management firms. When searching, filter for “Kapolei” and specify the number of bedrooms to see curren...

What are the average salaries in Kapolei and what industries dominate? Jobs & Economy 1 answer

The average annual salary in Kapolei is $46,510. The local economy is anchored by tourism, retail, and government services, with many jobs also in education, healthcare, and construction. While the average salary is lower than many mainland metros, wages in specialized fields such as engineering, finance, or healthcare can be higher than the city average. Job seekers should check the city’s employment portal, regiona...

Where can I find primary care and emergency services in Kapolei? Healthcare 1 answer

Kapolei has several medical clinics offering primary‑care services, as listed on the state health department’s provider directory. For emergency care, the nearest hospital is located a short drive away in a neighboring city, with ambulance services coordinated by the county’s emergency management office. You can search for doctors by specialty, insurance acceptance, and patient reviews on the health department’s webs...

What should I know about moving my belongings to Kapolei? Moving Here 1 answer

When moving to Kapolei, consider that shipping costs to Hawaii are higher than mainland moves due to distance and island logistics. Many moving companies offer container services that deliver to the island’s main port, after which local carriers handle final delivery. It’s important to obtain quotes that include insurance and any storage fees. The city’s planning department provides guidelines on parking permits for...

What’s the overall lifestyle like in Kapolei? General 1 answer

Kapolei blends suburban convenience with a laid‑back island atmosphere. Residents enjoy relatively affordable housing compared with Honolulu, though the cost of living remains above the national average. The community offers a mix of shopping centers, schools, and recreational spaces, while still being close to beaches and natural attractions. The moderate safety score and active neighborhood groups contribute to a f...

Is Kapolei a safe place to live? Safety 1 answer

Kapolei has a safety score of 74 out of 100, indicating a moderate level of safety compared with other U.S. communities. The city’s police department provides regular crime statistics on its website, and the score reflects lower rates of violent crime but a higher incidence of property offenses typical of growing suburban areas. Residents often participate in neighborhood watch programs and use community safety apps....

What public transportation options are available in Kapolei? Getting Around 1 answer

Kapolei is served by the regional transit authority, which operates bus routes connecting the city to downtown Honolulu, the airport, and surrounding suburbs. There are also commuter express services during peak hours that reduce travel time to major employment centers. Schedules and route maps are available on the transit authority’s website, and mobile apps provide real‑time bus tracking. For longer trips, the city...

What outdoor activities are popular in Kapolei? Things to Do 1 answer

Kapolei offers easy access to coastal parks, surf spots, and nearby nature trails that are popular for hiking, biking, and paddle‑boarding. The city’s parks department maintains several beachfront areas with picnic facilities and public restrooms, while the regional trail system connects to larger state parks featuring moderate hikes with ocean views. Information on trail conditions, beach advisories, and equipment r...

Some answers here were drafted as a starting point and may be out of date. Live in Kapolei? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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