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Lahaina, Hawaii

USA · Comprehensive city data and intelligence

47
Overall Score

Lahaina is a historic town on West Maui renowned for its rich heritage as the former capital of the Hawaiian Kingdom and its stunning oceanfront backdrop. The community is defined by its deep cultural roots, scenic beauty, and a powerful sense of resilience following the devastating August 2023 wildfires. Today, the town is undergoing a careful, community-led rebuilding process that honors its past while shaping a sustainable future.

About Hawaii

Hawaii is characterized by its unique island geography, diverse cultural heritage, and a pervasive "Aloha Spirit" emphasizing love, compassion, and community. The economy is heavily reliant on tourism, which is the largest industry, contributing significantly to the state's gross product. Other major industries include military defense, diversified agriculture, and emerging sectors like healthcare, technology, and renewable energy. Living in Hawaii is notably expensive, with a cost of living index nearly double the national average, primarily driven by high housing, utility, and grocery costs due to its isolated location and dependence on imports. The climate is tropical with year-round warm temperatures, consistent trade winds, and distinct wet and dry seasons, though local variations can range from humid tropical to alpine. The lifestyle is generally laid-back and deeply connected to outdoor activities and nature, with residents enjoying a high life expectancy.

9,500
Population
$62K
Avg Salary
155
Cost Index
47.2
Quality Score
How this 47/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 75 / 100 75.0 30% 22.5
Affordability Cost of living index (100 = national baseline): 155.0 0.0 25% 0.0
Economy & jobs Median household income: $84,000 Income needed to live here: $70,000 Unemployment rate: 5.2% 55.0 20% 11.0
Growth Population growth rate: no usable reading Job growth rate: 1.5% 50.0 15% 7.5
Business climate assessment Business climate assessment: 62 / 100 62.0 10% 6.2
Overall score 47.2

Provenance. These figures were produced by the research pass recorded as Tier 3 (deep think) (q=54, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
62
Livability
73
Affordability
45
Growth
66

Cost of Living

Living in Lahaina is notably expensive, driven primarily by its island geography which requires the importation of most goods, energy, and food. Post-wildfire housing constraints have further accelerated living costs, making everyday expenses significantly higher than the U.S. national average. Residents often balance these high costs against the exceptional climate and unparalleled natural surroundings.

Average Rent
$2,600/mo
Groceries
$550/mo
Transport
$150/mo
Utilities
$220/mo
Healthcare
$300/mo
Gym membership (monthly)
$75.00
Cinema ticket
$16.00
Restaurant meal (mid-range)
$28.00
Monthly groceries
$550.00
Doctor visit (without insurance)
$175.00

Salary Insights

The local economy is heavily anchored by tourism, hospitality, and retail, complemented by a surging construction and rebuilding sector. Employment opportunities largely center around resort operations, ocean recreation, dining, and local small businesses servicing the West Maui region. While remote work has grown, the primary economic drivers remain tied to the hospitality and recovery industries.

The average salary in Lahaina is $62,000 per year. You would need approximately $70,000 to live comfortably.

Top Industries

Healthcare +2.50% Tourism & Hospitality +1.50% Retail & Dining +1.80% Construction & Rebuilding +4.20% Agriculture & Conservation +1.00%

Climate

🌡️
77°F
Avg Temp
☀️
85°F
Summer High
❄️
70°F
Winter Low
🌧️
38.30"
Annual Rain
💧
68.00%
Humidity
🌤️
173
Sunny Days

Transport

Transportation in Lahaina relies heavily on personal vehicles, with the Honoapiilani Highway serving as the essential and sole major thoroughfare connecting West Maui to the rest of the island. Public transit options like the Maui Bus provide regional service, but schedules and routes are limited compared to mainland urban centers. Walkability is favorable within specific historic and resort cores, but overall car dependency remains high.

25 min
Avg Commute
35.00/10
Transit Score
58.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Stunning coastal setting with direct access to world-class beaches, snorkeling, and marine life
Rich historical and cultural significance as the former capital of the Hawaiian Kingdom
Warm, tropical climate year-round with steady trade winds and high sunshine totals
Strong, close-knit community fabric characterized by remarkable resilience and mutual support
Vibrant local dining, art, and music scene celebrating authentic Hawaiian traditions
Drawbacks
Severe housing shortages and elevated rental costs resulting from the 2023 wildfire recovery
Significantly higher overall cost of living compared to the U.S. mainland due to island logistics
Heavy reliance on a single highway artery (Honoapiilani Highway) leading to frequent traffic bottlenecks
Limited local hospital infrastructure, requiring travel to central Maui for major medical needs
Vulnerability to natural hazards and extreme weather events inherent to island geography

Questions about Lahaina

What people ask about living in and moving to Lahaina, Hawaii.

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Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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