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Mililani Town, Hawaii

USA · Comprehensive city data and intelligence

54
Overall Score

Mililani Town is a planned community located in the central region of Oahu, Hawaii. Developed largely by Castle & Cooke starting in the late 1960s, it was designed as a suburban enclave offering master-planned neighborhoods, community parks, and distinct architectural styles. Divided into Mililani Town and Mililani Mauka, the area is known for its clean streets, well-maintained properties, and active community associations that enforce neighborhood standards. Residents typically move here for its family-friendly atmosphere, cooler central-Oahu climate, and a suburban lifestyle that remains within commuting distance of Honolulu.

About Hawaii

Hawaii is characterized by its unique island geography, diverse cultural heritage, and a pervasive "Aloha Spirit" emphasizing love, compassion, and community. The economy is heavily reliant on tourism, which is the largest industry, contributing significantly to the state's gross product. Other major industries include military defense, diversified agriculture, and emerging sectors like healthcare, technology, and renewable energy. Living in Hawaii is notably expensive, with a cost of living index nearly double the national average, primarily driven by high housing, utility, and grocery costs due to its isolated location and dependence on imports. The climate is tropical with year-round warm temperatures, consistent trade winds, and distinct wet and dry seasons, though local variations can range from humid tropical to alpine. The lifestyle is generally laid-back and deeply connected to outdoor activities and nature, with residents enjoying a high life expectancy.

28,500
Population
$78K
Avg Salary
175
Cost Index
53.5
Quality Score
How this 54/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 80 / 100 80.0 30% 24.0
Affordability Cost of living index (100 = national baseline): 175.0 0.0 25% 0.0
Economy & jobs Median household income: $105,000 Income needed to live here: $72,000 Unemployment rate: 3.5% 81.8 20% 16.4
Growth Population growth rate: 0.4% Job growth rate: 1.5% 42.5 15% 6.4
Business climate assessment Business climate assessment: 68 / 100 68.0 10% 6.8
Overall score 53.5

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=54, partial — below threshold), last refreshed 15 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
68
Livability
81
Affordability
52
Growth
69

Cost of Living

The cost of living in Mililani Town is notably higher than the national U.S. average, driven largely by Hawaii's geographic isolation and high costs for imported goods, energy, and housing. While generally comparable to other suburban areas on Oahu, housing prices and rents remain elevated due to limited land supply and strong demand. Everyday expenses such as groceries, electricity, and fuel also track above mainland rates, requiring residents to budget carefully despite the area's robust median household income.

Average Rent
$2,400/mo
Groceries
$550/mo
Transport
$150/mo
Utilities
$220/mo
Healthcare
$280/mo
Gym membership (monthly)
$60.00
Cinema ticket
$15.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$500.00
Doctor visit (without insurance)
$160.00

Salary Insights

Mililani Town functions primarily as a bedroom community, with a significant portion of its workforce commuting to downtown Honolulu, Pearl Harbor, Schofield Barracks, or local healthcare and educational facilities. The local economy within the town itself is anchored by retail centers, local services, education, and healthcare operations. Professional, military-affiliated, and government employment make up a substantial share of the local labor pool, offering stable career opportunities for residents.

The average salary in Mililani Town is $78,000 per year. You would need approximately $72,000 to live comfortably.

Top Industries

Retail Trade +1.00% Healthcare & Social Assistance +2.40% Professional & Technical Services +2.00% Educational Services +1.50% Government & Public Administration +1.20%

Climate

🌡️
75°F
Avg Temp
☀️
86°F
Summer High
❄️
64°F
Winter Low
🌧️
24.10"
Annual Rain
💧
68.00%
Humidity
🌤️
246
Sunny Days

Transport

Most residents rely on personal vehicles for daily commuting and errands, as Mililani Town is built with a car-centric suburban layout. The H-2 Freeway runs directly alongside the community, connecting drivers to Pearl Harbor, Honolulu, and military bases to the north. Public transit options include local TheBus routes connecting to the Honolulu transit network, though commute times during peak morning and afternoon hours can be lengthy.

32 min
Avg Commute
45.00/10
Transit Score
52.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Master-planned community design featuring numerous parks, recreation centers, and community pools.
Consistently lower crime rates compared to major urban centers on Oahu.
Convenient central location with direct access to the H-2 Freeway for commuting.
Strong local public and private school options serving families.
Active community associations that maintain high neighborhood aesthetic and safety standards.
Drawbacks
Significantly higher cost of living and housing expenses compared to the U.S. mainland average.
Heavy traffic congestion on the H-2 Freeway during peak morning and afternoon commute hours.
Mandatory association fees and strict neighborhood bylaws governing property appearance.
Limited nightlife and entertainment options directly within the town limits.
High reliance on personal vehicles due to moderate public transit walkability.

Questions about Mililani Town

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Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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