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Biloxi, Mississippi

USA · Comprehensive city data and intelligence

60
Overall Score

Biloxi, Mississippi, is a vibrant coastal city situated along the Gulf of Mexico, renowned for its rich history, sandy beaches, and thriving gaming and tourism industry. Originally established by French colonists in 1699, the city has evolved from a quiet fishing village into a major regional hub characterized by its unique Southern coastal culture. Visitors and new residents are drawn to Biloxi for its picturesque waterfront views, world-class seafood, and a relaxed, welcoming community atmosphere.

About Mississippi

Mississippi, located in the Southern United States, is characterized by its rich history, warm climate, and a predominantly rural, unhurried lifestyle. The state's economy, historically rooted in agriculture, particularly cotton, has diversified to include manufacturing and a rapidly expanding services sector, with major industries now encompassing automotive, shipbuilding, aerospace, forestry, and food processing. Living in Mississippi is generally affordable, boasting one of the lowest costs of living in the U.S., with housing, groceries, and utilities typically below the national average. The climate features mild winters, allowing for year-round outdoor activities.

46,200
Population
$53K
Avg Salary
88
Cost Index
60.4
Quality Score
How this 60/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 65 / 100 65.0 30% 19.5
Affordability Cost of living index (100 = national baseline): 88.0 58.8 25% 14.7
Economy & jobs Median household income: $55,800 Income needed to live here: $45,000 Unemployment rate: 4.3% 63.1 20% 12.6
Growth Population growth rate: 0.5% Job growth rate: 1.8% 46.8 15% 7.0
Business climate assessment Business climate assessment: 66 / 100 66.0 10% 6.6
Overall score 60.4

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 17 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
66
Livability
73
Affordability
78
Growth
69

Cost of Living

The cost of living in Biloxi is notably lower than the national average, making it an attractive destination for retirees, families, and young professionals seeking affordability without sacrificing lifestyle. Housing costs, in particular, remain quite accessible compared to larger metropolitan areas across the United States, allowing residents to secure more space for their investment. Everyday expenses such as groceries, utilities, and transportation also trend favorably against national benchmarks, contributing to overall financial ease for households.

Average Rent
$1,150/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$170/mo
Healthcare
$220/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$130.00

Salary Insights

Biloxi's economy is heavily anchored by tourism, hospitality, and gaming, featuring numerous beachfront casino resorts that serve as major regional employers. Additionally, the city benefits from its proximity to Keesler Air Force Base, which injects significant economic stability and provides numerous civilian and military employment opportunities. Healthcare, commercial fishing, and maritime industries also play crucial roles in diversifying the local job market and supporting steady economic growth.

The average salary in Biloxi is $53,000 per year. You would need approximately $45,000 to live comfortably.

Top Industries

Retail Trade +1.00% Healthcare & Social Assistance +2.40% Hospitality & Tourism +2.10% Government & Military +1.20% Manufacturing & Maritime +1.50%

Climate

🌡️
69°F
Avg Temp
☀️
88°F
Summer High
❄️
45°F
Winter Low
🌧️
61.80"
Annual Rain
💧
74.00%
Humidity
🌤️
221
Sunny Days

Transport

Transportation in Biloxi is predominantly car-dependent, with major thoroughfares like U.S. Route 90 providing scenic drives along the coast and connecting the city to neighboring Gulf Coast communities. Public transit options are somewhat limited, though local bus services do operate to assist with basic commuting needs. Walkability is highest in specific districts such as the downtown area and near major entertainment complexes, while overall traffic remains relatively manageable.

21 min
Avg Commute
35.00/10
Transit Score
42.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices and overall cost of living remain significantly below the U.S. national average per Census Bureau data.
Abundant recreational opportunities, including miles of public white-sand beaches and world-class Gulf fishing.
Strong economic anchor provided by Keesler Air Force Base and a thriving coastal tourism and gaming industry.
Rich cultural heritage, featuring distinct local cuisine, historic sites, and vibrant community festivals.
Warm subtropical climate offering mild winters and abundant sunshine throughout the year.
Drawbacks
Vulnerability to tropical storms and hurricanes requires ongoing preparedness and higher insurance costs.
High summer humidity and temperatures can make prolonged outdoor activities uncomfortable.
Economy has a high concentration in hospitality and tourism, which can be sensitive to broader economic shifts.
Public transportation options are limited, necessitating a personal vehicle for most daily errands.
Property insurance rates along the Gulf Coast can be elevated due to weather-related risks.

Questions about Biloxi

What people ask about living in and moving to Biloxi, Mississippi.

Gathering the most common questions about Biloxi…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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