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Horn Lake, Mississippi

USA · Comprehensive city data and intelligence

60
Overall Score

Horn Lake is a rapidly growing city located in DeSoto County, Mississippi, serving as an important southern suburb of Memphis, Tennessee. Originally incorporated in 1988, the city has evolved from a quiet rural community into a bustling residential and industrial hub within the Memphis metropolitan area. Its strategic location near major transportation corridors makes it an attractive destination for families and businesses seeking suburban comfort with close proximity to a major urban center.

About Mississippi

Mississippi, located in the Southern United States, is characterized by its rich history, warm climate, and a predominantly rural, unhurried lifestyle. The state's economy, historically rooted in agriculture, particularly cotton, has diversified to include manufacturing and a rapidly expanding services sector, with major industries now encompassing automotive, shipbuilding, aerospace, forestry, and food processing. Living in Mississippi is generally affordable, boasting one of the lowest costs of living in the U.S., with housing, groceries, and utilities typically below the national average. The climate features mild winters, allowing for year-round outdoor activities.

27,339
Population
$54K
Avg Salary
88
Cost Index
60.4
Quality Score
How this 60/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 62 / 100 62.0 30% 18.6
Affordability Cost of living index (100 = national baseline): 88.0 58.8 25% 14.7
Economy & jobs Median household income: $61,500 Income needed to live here: $48,000 Unemployment rate: 4.5% 64.5 20% 12.9
Growth Population growth rate: 0.8% Job growth rate: 1.9% 51.5 15% 7.7
Business climate assessment Business climate assessment: 65 / 100 65.0 10% 6.5
Overall score 60.4

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 17 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
65
Livability
70
Affordability
100
Growth
72

Cost of Living

The cost of living in Horn Lake is notably lower than the national average, making it an appealing option for budget-conscious families and professionals. Housing costs, utilities, and grocery prices consistently track below typical U.S. benchmarks, allowing residents to stretch their incomes further. This affordability is a primary driver for new residents relocating from higher-cost regions across the country.

Average Rent
$1,350/mo
Groceries
$380/mo
Transport
$115/mo
Utilities
$175/mo
Healthcare
$230/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$130.00

Salary Insights

Horn Lake's economy benefits heavily from its logistics, warehousing, and manufacturing sectors, taking advantage of its proximity to the Memphis International Airport and major interstate highways. Major employers in the region span supply chain management, retail trade, and local public services. While many residents commute into nearby Memphis for specialized employment, the local job market continues to expand steadily.

The average salary in Horn Lake is $54,000 per year. You would need approximately $48,000 to live comfortably.

Top Industries

Retail Trade +1.50% Manufacturing +2.00% Construction +2.20% Healthcare and Social Assistance +2.40% Logistics and Warehousing +2.90%

Climate

🌡️
63°F
Avg Temp
☀️
88°F
Summer High
❄️
35°F
Winter Low
🌧️
56.90"
Annual Rain
💧
70.00%
Humidity
🌤️
241
Sunny Days

Transport

Horn Lake is a heavily car-dependent municipality where most daily errands and commutes require driving. The city is bordered by Interstate 55 and U.S. Route 51, providing direct commuting routes into Memphis and neighboring DeSoto County cities. Public transit options are limited, placing a strong emphasis on personal vehicle ownership and well-maintained roadways.

26 min
Avg Commute
35.00/10
Transit Score
38.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices and overall cost of living remain significantly below the U.S. national average per Census Bureau data.
Strategic location in DeSoto County provides easy access to the Memphis metropolitan job market via Interstate 55.
Abundant local parks and recreational programs support a family-oriented suburban lifestyle.
Growing logistics and warehousing sectors offer steady employment opportunities locally.
Mild winter climate with very low annual snowfall averages.
Drawbacks
High car dependency with limited public transportation infrastructure.
Summer temperatures and humidity levels can be persistently intense.
Traffic congestion during peak commuting hours along major thoroughfares like US-51.
Limited high-end entertainment and nightlife options within city limits.
Property tax rates in DeSoto County can be a consideration for prospective homeowners.

Questions about Horn Lake

What people ask about living in and moving to Horn Lake, Mississippi.

Gathering the most common questions about Horn Lake…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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