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Whitefish, Montana

USA · Comprehensive city data and intelligence

55
Overall Score

Whitefish, Montana is a picturesque alpine resort city situated at the northern edge of the Flathead Valley, just south of Glacier National Park. Originally incorporated in 1905 as a bustling railroad hub for the Great Northern Railway, the city has evolved into a premier destination known for its world-class outdoor recreation, vibrant downtown arts scene, and dramatic mountain backdrops. People move to Whitefish to escape fast-paced urban centers, drawn by a pristine natural environment that offers immediate access to Whitefish Lake, skiing at Whitefish Mountain Resort, and an active, community-oriented mountain lifestyle.

About Montana

Montana, known as "Big Sky Country," offers a peaceful, nature-centric lifestyle with vast open spaces and a strong sense of community. Its economy is primarily driven by agriculture, forestry, mining, energy production, and a growing service sector that includes tourism and outdoor recreation. While the cost of living can vary, with urban areas like Bozeman being more expensive, some smaller towns offer more affordable options, and the state benefits from no sales tax. Montana experiences significant climatic variations due to its diverse geography, with warm summers and cold, snowy winters, especially in the mountainous western regions.

9,358
Population
$62K
Avg Salary
122
Cost Index
55.4
Quality Score
How this 55/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 78 / 100 78.0 30% 23.4
Affordability Cost of living index (100 = national baseline): 122.0 16.3 25% 4.1
Economy & jobs Median household income: $73,811 Income needed to live here: $65,000 Unemployment rate: 3.6% 61.0 20% 12.2
Growth Population growth rate: 1.1% Job growth rate: 2.2% 58.3 15% 8.7
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 55.4

Provenance. These figures were produced by the research pass recorded as Tier 2 (reasoned) (q=67, partial — below threshold), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Whitefish

Featured local businesses in Whitefish.

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Quality Scores

Business
70
Livability
82
Affordability
52
Growth
74

Cost of Living

The cost of living in Whitefish is notably higher than the national and state averages, driven heavily by its desirability as a premier resort and vacation home destination. Real estate prices, property taxes, and housing costs have experienced sharp escalation over recent years, making everyday goods, services, and accommodation significantly more expensive than in other parts of Montana. While utility and localized transit costs remain relatively manageable, housing and specialized retail represent the primary drivers pushing overall expenses well above typical benchmarks.

Average Rent
$1,750/mo
Groceries
$400/mo
Transport
$120/mo
Utilities
$180/mo
Healthcare
$220/mo
Gym membership (monthly)
$55.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$160.00

Salary Insights

Whitefish's economy is anchored heavily by tourism, hospitality, outdoor recreation, and construction, supplemented by a growing community of remote professionals and entrepreneurs. Major employers span local resort operations, healthcare facilities, boutique retail, and professional services supporting the region's influx of visitors and new residents. While traditional wage levels can lag behind national averages relative to soaring home values, the expansion of remote work and tech-adjacent self-employment has steadily diversified local income streams.

The average salary in Whitefish is $62,000 per year. You would need approximately $65,000 to live comfortably.

Top Industries

Healthcare +3.00% Tourism & Hospitality +2.40% Construction & Real Estate +2.10% Professional & Remote Services +3.50% Retail & Dining +1.90%

Climate

🌡️
45°F
Avg Temp
☀️
76°F
Summer High
❄️
17°F
Winter Low
🌧️
26.70"
Annual Rain
💧
60.00%
Humidity
🌤️
249
Sunny Days

Transport

Getting around Whitefish relies primarily on personal vehicles, though the compact downtown area is highly walkable and bike-friendly during warmer months. The city provides seasonal shuttle services to Whitefish Mountain Resort, and the local Amtrak station connects residents directly to major cross-country routes like the Empire Builder. While traffic congestion can peak during ski season and summer tourist rushes, average daily commutes remain relatively short compared to major metropolitan areas.

17 min
Avg Commute
42.00/10
Transit Score
68.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median household income stands at a healthy $73,811 per year, reflecting local economic stability.
Exceptional proximity to Glacier National Park and world-class skiing at Whitefish Mountain Resort.
Low violent crime rates and a strong community safety profile.
High civic engagement and a vibrant, walkable downtown core filled with local dining and arts.
Clean air, pristine natural water bodies, and outstanding year-round outdoor recreation opportunities.
Drawbacks
High median property values exceeding $680,000 place intense pressure on local housing affordability.
Cost of living significantly outpaces the broader Montana state average.
Seasonal tourism surges create heavy traffic congestion and parking strains downtown.
Local wages often lag behind high housing costs, creating financial strain for service-sector workers.
Limited rental inventory due to the prevalence of short-term vacation properties.

Questions about Whitefish

What people ask about living in and moving to Whitefish, Montana.

What outdoor activities can I do in Whitefish? Things to Do 1 answer

Whitefish is surrounded by national forests and ski resorts, offering year‑round opportunities for hiking, mountain biking, kayaking, and cross‑country skiing. The nearby lake provides fishing, boating, and scenic views. Seasonal festivals and farmers’ markets also add to the local culture. For a full list of trails, water bodies, and event calendars, visit the county’s recreation website or local tourism guides.

How are the public schools in Whitefish rated? Schools & Education 1 answer

Public schools in Whitefish generally receive solid ratings, with a focus on small class sizes and community involvement. The district emphasizes outdoor education and science programs that take advantage of the local environment. For specific ratings, performance metrics, and parent reviews, consult the state education department’s school report cards and the district’s website.

How does the cost of living in Whitefish compare to the national average? Cost of Living 1 answer

Whitefish’s cost of living index is 122, meaning it is about 22% higher than the national average. Housing, groceries, and utilities tend to be the largest contributors. If your salary is $62,000 per year, you should budget for higher expenses, especially rent, which averages $1,750 per month. Adjusting your monthly budget for transportation and dining will help maintain a comfortable standard of living.

What medical facilities are available in Whitefish? Healthcare 1 answer

Whitefish hosts a range of healthcare providers, including primary care clinics, urgent care centers, and specialty practices. There are also medical offices that offer physical therapy, dental care, and mental health services. For comprehensive care, residents often travel to larger nearby towns for hospital services. Checking the state’s medical directory or the city’s health department website will help identify t...

What should I know about moving to Whitefish during winter? Moving Here 1 answer

Winter in Whitefish can bring heavy snowfall and cold temperatures, so plan for limited road access during peak storm days. It’s wise to have a reliable vehicle with winter tires or consider local transport options. Utilities may experience brief outages, so keep a backup light source. Research local moving companies that specialize in winter moves and check weather forecasts ahead of your arrival.

What is the overall vibe of Whitefish for families? General 1 answer

Whitefish is known for its friendly, close‑knit community and emphasis on outdoor living. Families enjoy access to parks, community events, and educational programs that leverage the natural surroundings. The town’s small‑city feel means lower traffic and a slower pace, which many families find appealing. Local community centers and volunteer groups often host family‑centric activities throughout the year.

What is the average rent for a one‑bedroom apartment in Whitefish? Housing 1 answer

The average rent for a one‑bedroom apartment in Whitefish is about $1,750 per month. This figure reflects the current market and can vary by location and amenities. For the most accurate and up‑to‑date listings, check local rental platforms or the city’s housing resources, which list available units and their prices.

What are the main industries that hire in Whitefish? Jobs & Economy 1 answer

Whitefish’s economy is driven largely by tourism, outdoor recreation, and hospitality services. Seasonal and year‑round positions in lodging, dining, and guiding are common. Additionally, there are roles in retail, healthcare support, and local government. Exploring job boards that focus on the region or contacting local chambers of commerce can provide a broader view of available opportunities.

Is Whitefish a safe place to live? Safety 1 answer

Whitefish has a safety score of 78 out of 100, indicating a relatively safe community. Violent crime rates are lower than the national average, and property crime is moderate. Local law enforcement maintains a visible presence, and residents often participate in neighborhood watch programs. For detailed crime statistics, check the city’s public safety reports or state crime databases.

How do people get around in Whitefish without a car? Getting Around 1 answer

Whitefish offers limited public transit, primarily a local bus service that connects key points like the downtown area, the airport, and nearby recreational sites. Many residents rely on bicycles or walking for short trips. For schedules, routes, and fare information, refer to the city’s transit authority website or local community forums that discuss commuting options.

Some answers here were drafted as a starting point and may be out of date. Live in Whitefish? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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