Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Wilmington, North Carolina

USA · Comprehensive city data and intelligence

62
Overall Score

Wilmington, North Carolina, is a historic port city located in the southeastern part of the state, renowned for its picturesque Riverwalk and proximity to popular coastal beaches like Wrightsville Beach, Carolina Beach, and Kure Beach. Founded in the 1730s along the Cape Fear River, the city played a pivotal role in American history as a major colonial and Civil War port, while today preserving one of the largest historic districts in the United States. Its charming cobblestone streets, Victorian architecture, and vibrant oak-lined downtown create a uniquely scenic atmosphere that blends rich heritage with modern coastal appeal.

Over the past decade, Wilmington has evolved from a quiet coastal getaway into a booming regional hub, attracting a wave of new residents drawn to its warm climate, cultural vitality, and coastal lifestyle. The city serves as the educational and economic anchor of New Hanover County, anchored by the University of North Carolina Wilmington (UNCW). With a thriving arts scene, a burgeoning film industry earning it the moniker 'Hollywood East,' and a welcoming community spirit, Wilmington consistently ranks as one of the most desirable mid-sized cities in the American Southeast.

About North Carolina

North Carolina offers a diverse landscape, ranging from the Appalachian Mountains to the Atlantic coast, contributing to varied climates and lifestyles. The state's economy, once reliant on textiles and furniture, has diversified into advanced manufacturing, biotechnology, finance, and information technology, with a gross state product of $693.0 billion in 2026. The cost of living is generally considered affordable, with housing and utilities often below the national average, though costs can vary by city. North Carolina experiences a humid subtropical climate with hot, humid summers and mild to moderately cold winters, offering four distinct seasons.

120,250
Population
$62K
Avg Salary
102
Cost Index
62.2
Quality Score
How this 62/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 68 / 100 68.0 30% 20.4
Affordability Cost of living index (100 = national baseline): 102.0 41.3 25% 10.3
Economy & jobs Median household income: $67,500 Income needed to live here: $53,000 Unemployment rate: 3.6% 69.6 20% 13.9
Growth Population growth rate: 1.9% Job growth rate: 2.4% 70.3 15% 10.5
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 62.2

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 15 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Wilmington

Featured local businesses in Wilmington.

Put your business in front of people moving to Wilmington Featured businesses appear here for everyone researching Wilmington. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
70
Livability
76
Affordability
96
Growth
75

Cost of Living

The cost of living in Wilmington sits slightly above the national average, largely driven by high housing demand and coastal real estate pressures. While everyday expenses such as groceries, utilities, and transportation remain relatively comparable to typical US metro areas, the surging popularity of the Cape Fear region has pushed property values and rental rates upward. Neighborhoods closer to downtown and the beaches command a significant premium, requiring newcomers to budget carefully for housing costs.

Despite the upward pressure on housing, Wilmington offers a balanced economic proposition when weighed against larger North Carolina metropolitan areas like Charlotte or Raleigh. Local property taxes and state income tax rates provide some relief compared to northeastern or western US states, though coastal homeowners must factor in mandatory windstorm and flood insurance policies. Overall, residents find that the exceptional quality of life, access to pristine beaches, and vibrant community culture justify the slightly elevated cost of living.

Average Rent
$1,650/mo
Groceries
$420/mo
Transport
$115/mo
Utilities
$175/mo
Healthcare
$230/mo
Gym membership (monthly)
$45.00
Cinema ticket
$13.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$420.00
Doctor visit (without insurance)
$140.00

Salary Insights

Wilmington features a diversified and dynamic economy anchored by key sectors including healthcare, education, tourism, professional services, and film production. Major employers such as Novant Health New Hanover Regional Medical Center and the University of North Carolina Wilmington provide a strong foundation of stable, high-skilled employment opportunities. Additionally, the region has seen rapid growth in technology startups, advanced manufacturing, and remote work infrastructure, attracting entrepreneurs and digital professionals seeking a coastal lifestyle.

The city's entrepreneurial ecosystem is supported by local incubators and coworking spaces, fostering a collaborative business environment that encourages small business development and innovation. Tourism remains a massive economic driver, supporting thousands of hospitality and retail jobs, especially during the peak spring and summer seasons. While average salaries can sometimes lag behind top-tier national tech hubs, the steady influx of new businesses and population growth continues to expand the local job market.

The average salary in Wilmington is $61,500 per year. You would need approximately $53,000 to live comfortably.

Top Industries

Accommodation & Food Services +2.20% Healthcare & Social Assistance +2.80% Professional & Technical Services +3.10% Educational Services +1.50% Film & Digital Media Production +2.60%

Climate

🌡️
65°F
Avg Temp
☀️
88°F
Summer High
❄️
37°F
Winter Low
🌧️
50.60"
Annual Rain
💧
72.00%
Humidity
🌤️
225
Sunny Days

Transport

Getting around Wilmington is primarily car-dependent, though active transportation networks for pedestrians and cyclists continue to expand across the city. The Wave Transit system provides public bus services throughout Wilmington and New Hanover County, connecting key commercial centers, residential neighborhoods, and the UNCW campus. Major thoroughfares like Interstate 140, US-17, and Military Cutoff Road facilitate regional travel, though seasonal traffic congestion occurs along routes leading to the beaches.

Walking and bicycling are highly feasible within the compact historic downtown and specific master-planned communities, supported by the Gary Shell Cross-City Trail. The Wilmington International Airport (ILM) offers convenient commercial flights connecting residents to major national hubs, making air travel accessible. Overall, while daily commuting relies heavily on personal vehicles, ongoing infrastructure investments aim to improve multimodal transit options throughout the city.

22 min
Avg Commute
42.00/10
Transit Score
58.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home price appreciation has stabilized after rapid post-pandemic growth, per Zillow data.
Abundant natural amenities including proximity to Wrightsville Beach and the Cape Fear River.
Robust job market anchored by Novant Health and UNCW with steady economic growth.
Thriving arts, culinary, and historic downtown scene with over 225 annual sunny days.
High educational attainment and vibrant community atmosphere driven by university presence.
Drawbacks
Higher cost of living and housing expenses compared to the North Carolina state average.
Vulnerability to tropical storms and hurricanes requiring higher insurance and prep costs.
Seasonal traffic congestion on corridors leading to local beaches during summer months.
Tight rental market inventory leading to elevated monthly apartment rents.
Car dependency outside of the compact historic downtown core.

Nearby Cities

Questions about Wilmington

What people ask about living in and moving to Wilmington, North Carolina.

Gathering the most common questions about Wilmington…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

Get quotes from local pros in Wilmington

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Wilmington with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored