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Muskogee, Oklahoma

USA · Comprehensive city data and intelligence

52
Overall Score

Muskogee, Oklahoma, serves as a historic hub in the eastern part of the state, deeply rooted in Native American history as the capital of the Creek Nation and a major stop along the historic Texas Road. Situated near the confluence of the Arkansas, Grand, and Verdigris rivers, the city developed as a vital trade and rail center during the late 19th and early 20th centuries. Today, Muskogee combines its rich cultural heritage, highlighted by the annual Oklahoma Music Hall of Fame and the Five Civilized Tribes Museum, with a welcoming small-town charm. Residents and newcomers are drawn to the area for its affordable cost of living, community-oriented neighborhoods, and scenic surroundings near major bodies of water like Lake Eufaula and Tenkiller Lake.

About Oklahoma

Oklahoma, located in the South Central United States, is characterized by diverse landscapes ranging from plains to mountains and a rich Native American heritage. The state's economy has historically relied on oil and gas production and agriculture, though it has diversified to include aerospace, telecommunications, energy, and manufacturing. Living in Oklahoma generally offers a lower cost of living compared to the national average. The climate features hot summers and mild winters, with a propensity for severe weather, including tornadoes. The lifestyle is often described as hospitable and friendly, with a blend of cultural history and outdoor activities.

36,878
Population
$48K
Avg Salary
82
Cost Index
52.5
Quality Score
How this 53/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 45 / 100 45.0 30% 13.5
Affordability Cost of living index (100 = national baseline): 82.0 66.3 25% 16.6
Economy & jobs Median household income: $45,500 Income needed to live here: $42,000 Unemployment rate: 4.5% 52.1 20% 10.4
Growth Population growth rate: no usable reading Job growth rate: 1% 40.0 15% 6.0
Business climate assessment Business climate assessment: 60 / 100 60.0 10% 6.0
Overall score 52.5

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Muskogee

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Quality Scores

Business
60
Livability
68
Affordability
88
Growth
58

Cost of Living

The cost of living in Muskogee is notably lower than the national average, making it an attractive destination for retirees, families, and budget-conscious professionals. Housing costs, in particular, remain well below the U.S. median, allowing residents to purchase larger homes or secure rentals for a fraction of what they would pay in major metropolitan areas. Everyday expenses such as groceries, utilities, and transportation also track lower than national benchmarks, easing financial pressures on households.

While everyday goods and housing are affordable, certain expenses like healthcare and specialized services align more closely with broader state trends. Property taxes are relatively modest, though state income taxes apply. Overall, the local economic climate enables residents to stretch their earnings further, contributing to a high perceived value for households at various income levels.

Average Rent
$850/mo
Groceries
$360/mo
Transport
$105/mo
Utilities
$165/mo
Healthcare
$210/mo
Gym membership (monthly)
$40.00
Cinema ticket
$11.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$360.00
Doctor visit (without insurance)
$120.00

Salary Insights

Muskogee's economy is anchored by a diverse mix of manufacturing, healthcare, logistics, and government services. Major employers in the area include local medical centers, school districts, and manufacturing facilities situated within the Port of Muskogee, which provides vital barge access to the McClellan-Kerr Arkansas River Navigation System. The city serves as a regional employment center for surrounding rural areas, drawing workers into retail, public administration, and industrial sectors.

While job growth has traditionally been steady rather than explosive, ongoing economic development efforts focus on expanding manufacturing capabilities and supporting small businesses. The local remote work scene has also seen gradual growth, supported by expanding broadband infrastructure and the appeal of lower housing costs for telecommuters relocating from higher-cost regions.

The average salary in Muskogee is $48,000 per year. You would need approximately $42,000 to live comfortably.

Top Industries

Retail Trade +0.80% Manufacturing +1.20% Educational Services +0.50% Public Administration +1.00% Healthcare and Social Assistance +1.80%

Climate

🌡️
62°F
Avg Temp
☀️
87°F
Summer High
❄️
32°F
Winter Low
🌧️
48.40"
Annual Rain
💧
68.00%
Humidity
🌤️
277
Sunny Days

Transport

Muskogee is primarily a car-dependent community where most residents rely on personal vehicles for daily commuting and errands. The city's layout features straightforward grid patterns and major arteries like U.S. Highway 69, making driving and parking relatively hassle-free with minimal traffic congestion compared to larger cities. Average commute times are short, typically well under the national average.

Public transit is limited, consisting primarily of localized demand-response services rather than fixed-route heavy transit systems. Walkability and bikeability vary by neighborhood; while downtown and older residential grids offer pedestrian-friendly blocks, suburban expansions require a vehicle for most daily tasks.

16 min
Avg Commute
30.00/10
Transit Score
42.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices and overall cost of living are significantly lower than the U.S. national average per Census and Zillow data.
Honor Heights Park hosts the nationally famous annual Azalea Festival, offering exceptional outdoor beauty.
Short average commute times provide residents with more daily free time compared to major metro areas.
Rich cultural and historical heritage rooted in Native American history and regional museums.
Port of Muskogee provides strong industrial logistics capabilities and regional employment opportunities.
Drawbacks
Property and violent crime rates are higher than the national average per FBI crime data.
Public transportation options are very limited, resulting in high car dependency.
Job growth rates lag behind high-growth metropolitan technology and finance hubs.
Fewer high-end dining and entertainment options compared to nearby Tulsa.
Humid subtropical summer conditions feature frequent high temperatures requiring sustained air conditioning use.

Questions about Muskogee

What people ask about living in and moving to Muskogee, Oklahoma.

What are the biggest employment sectors in Muskogee? Jobs & Economy 1 answer

Key employment sectors include healthcare, education, manufacturing, retail, and public services. Many jobs are tied to local hospitals, schools, factories, and municipal offices. The city’s economic development office provides data on industry growth and job openings. Exploring local job boards and networking groups can help you identify positions that match your experience and interests.

What is the overall vibe of Muskogee for new residents? General 1 answer

Muskogee is known for its friendly, small‑town atmosphere combined with a growing urban center. Residents often describe a strong sense of community, with neighborhood events, local markets, and volunteer opportunities. The city’s public spaces and civic organizations encourage social interaction, making it easier for newcomers to integrate. Visiting during community events or exploring local neighborhoods can give y...

How do the public schools in Muskogee perform academically? Schools & Education 1 answer

Public schools in Muskogee vary in performance, with some districts reporting solid graduation rates and test scores above state averages. Factors such as teacher experience, student‑teacher ratios, and extracurricular offerings influence outcomes. Visiting school websites, reviewing state education reports, and speaking with local parents can provide a clearer picture of each school’s strengths and areas for improve...

Is Muskogee a safe place to live? Safety 1 answer

Crime rates in Muskogee are generally lower than the national average for cities of similar size. Violent crime is relatively uncommon, while property crime rates are moderate. Local police precincts maintain community outreach programs, and neighborhood watch groups are active in many areas. Reviewing recent crime statistics from the city’s public safety department and speaking with residents can give you a more det...

What public transportation options are available in Muskogee? Getting Around 1 answer

The city offers a local bus system that connects residential areas with commercial and educational centers. Routes are scheduled to accommodate peak commuting hours, and a small fleet of buses operates throughout the week. Additionally, ride‑share services and regional taxi companies provide alternative options. Checking the city transit website for route maps, schedules, and fare information will help you plan your...

What healthcare facilities are in Muskogee? Healthcare 1 answer

Muskogee hosts a range of healthcare providers, including a general hospital, specialty clinics, urgent care centers, and outpatient facilities. Services cover primary care, emergency medicine, pediatrics, and various specialty treatments. Visiting the city’s health department website and reviewing patient reviews can help you assess the quality and availability of care for your family’s specific needs.

What should I know about moving my belongings into Muskogee? Moving Here 1 answer

When moving to Muskogee, consider the city’s seasonal weather—hot summers and occasional winter storms—to plan transport timing. Local moving companies offer full-service options, and many provide storage facilities for short‑term needs. It’s advisable to research reputable movers through online reviews and verify licensing. Additionally, check local ordinances for parking permits or loading restrictions during the m...

How does Muskogee's cost of living compare to the national average? Cost of Living 1 answer

Muskogee generally has a lower cost of living than the national average. Housing costs, groceries, and utilities tend to be more affordable. However, specific expenses can vary by neighborhood and personal lifestyle. It’s a good idea to review local housing listings, grocery store prices, and utility rates to get a clear picture. Comparing these figures with national averages available through census data or cost‑of‑...

What types of housing are most common in Muskogee? Housing 1 answer

Muskogee offers a mix of single‑family homes, townhomes, and apartments. Detached houses are common in suburban areas, while townhomes and multifamily units are more prevalent in the city center and surrounding neighborhoods. Rental options range from studio apartments to larger family units. Checking local real‑estate listings and neighborhood guides will give you a sense of availability, pricing, and typical square...

What cultural or recreational activities are popular in Muskogee? Things to Do 1 answer

The city offers parks, river trails, and community festivals that celebrate local heritage. Cultural venues host theater productions, concerts, and art exhibitions. Outdoor enthusiasts can explore nearby nature preserves, hiking paths, and fishing spots along the river. Checking the city’s recreation calendar and local event listings will give you a schedule of upcoming activities and seasonal attractions.

Some answers here were drafted as a starting point and may be out of date. Live in Muskogee? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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