How does Eugene's cost of living compare to the national average?

Eugene’s cost‑of‑living index is 64, meaning overall expenses are about 36 % lower than the national average of 100. Housing, groceries, and transportation tend to be cheaper, while health care and utilities are roughly on par with other U.S. cities. Use this index as a baseline when creating a monthly budget, but adjust for personal spending habits, especially if you plan to rent in higher‑priced neighborhoods or rely on a car. The city’s official economic reports and local cost‑of‑living calculators can give more detailed breakdowns.