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Vermillion, South Dakota

USA · Comprehensive city data and intelligence

67
Overall Score

Vermillion, South Dakota, is a vibrant and historic community nestled along the bluffs of the Missouri River in the southeastern corner of the state. Founded in 1859, it is the home of the University of South Dakota, which infuses the city with a youthful energy, cultural events, and academic vitality. The town beautifully balances a small-town Midwestern charm with the amenities and intellectual engagement typically found in larger university hubs. Residents and newcomers are drawn to Vermillion for its safe neighborhoods, friendly atmosphere, and strong sense of community pride.

About South Dakota

South Dakota, located in the upper Midwest, is characterized by its vast landscapes and a population density among the lowest in the U.S.. The state's economy is primarily driven by agriculture, including crop production and livestock, but also benefits from growing sectors like manufacturing, financial services, and tourism, with attractions such as Mount Rushmore. Living in South Dakota is generally affordable, with a cost of living approximately 8% lower than the national average and no state income tax. The climate features hot, humid summers and cold, snowy winters, and residents often enjoy a quieter, nature-centric lifestyle with abundant outdoor recreation opportunities.

9,718
Population
$54K
Avg Salary
88
Cost Index
67.0
Quality Score
How this 67/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 82 / 100 82.0 30% 24.6
Affordability Cost of living index (100 = national baseline): 88.0 58.8 25% 14.7
Economy & jobs Median household income: $53,200 Income needed to live here: $45,000 Unemployment rate: 2.8% 68.9 20% 13.8
Growth Population growth rate: 0.8% Job growth rate: 1.5% 47.5 15% 7.1
Business climate assessment Business climate assessment: 68 / 100 68.0 10% 6.8
Overall score 67.0

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 15 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
68
Livability
78
Affordability
85
Growth
67

Cost of Living

The cost of living in Vermillion remains comfortably below the national average, making it an attractive destination for families, young professionals, and retirees alike. Housing costs, in particular, are notably affordable compared to larger metropolitan areas across the United States, allowing residents to secure comfortable homes or apartments without excessive financial strain. Everyday expenses such as groceries, utilities, and transportation also track below national benchmarks, contributing to an overall high level of financial accessibility.

Average Rent
$850/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$160/mo
Healthcare
$220/mo
Gym membership (monthly)
$40.00
Cinema ticket
$11.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$130.00

Salary Insights

Vermillion’s economy is anchored by higher education, healthcare, public administration, and manufacturing. The University of South Dakota serves as the city's largest employer, driving significant employment in education, research, and campus services. Additionally, Sanford Vermillion Medical Center and local manufacturing firms provide steady job opportunities and support a stable regional economy. The community also fosters a supportive environment for small businesses and local entrepreneurs looking to establish roots in a reliable market.

The average salary in Vermillion is $54,000 per year. You would need approximately $45,000 to live comfortably.

Top Industries

Manufacturing +1.80% Education +1.20% Healthcare +2.10% Public Administration +1.00% Retail and Hospitality +1.50%

Climate

🌡️
51°F
Avg Temp
☀️
83°F
Summer High
❄️
14°F
Winter Low
🌧️
31.10"
Annual Rain
💧
68.00%
Humidity
🌤️
270
Sunny Days

Transport

Getting around Vermillion is straightforward, with manageable traffic patterns and short commute times that rarely exceed fifteen minutes. While the city is largely car-dependent, its compact layout and university campus make certain areas highly walkable and friendly to bicyclists. Regional highways provide convenient access to larger commercial hubs like Sioux City and Sioux Falls.

12 min
Avg Commute
40.00/10
Transit Score
62.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices and overall cost of living remain significantly below the national average per US Census data.
Extremely low crime rates provide a safe, secure environment for families and students.
The presence of the University of South Dakota enriches the community with cultural events, arts, and continuing education.
Short average commute times allow residents to spend less time in traffic and more time enjoying daily life.
Strong local healthcare access anchored by Sanford Vermillion medical facilities.
Drawbacks
Winter weather brings cold temperatures and snowfall, typical of the Northern Plains region.
Limited public transit options mean residents almost entirely rely on personal vehicles.
Local job market options can be narrower outside of education, healthcare, and public administration sectors.
Distance from major metropolitan areas requires significant travel for major flight hubs or specialized entertainment.
Rental market can experience seasonal tightness driven by the university academic calendar.

Questions about Vermillion

What people ask about living in and moving to Vermillion, South Dakota.

Gathering the most common questions about Vermillion…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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