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Wauwatosa, Wisconsin

USA · Comprehensive city data and intelligence

65
Overall Score

Wauwatosa, affectionately known as 'Tosa', is a charming inner-ring suburb of Milwaukee steeped in history and character. Founded in the mid-19th century and named after the Potawatomi word for firefly, the city has evolved into a vibrant community balancing historic charm with modern urban amenities. People are drawn to Wauwatosa for its picturesque tree-lined streets, historic architecture, and the bustling Village commercial district.

About Wisconsin

Wisconsin, located in the Upper Midwest, is characterized by its diverse landscapes, including Great Lakes shorelines, dense forests, and rolling hills, fostering a strong connection to outdoor recreation and a friendly, community-oriented lifestyle. The state's economy is robust, driven primarily by manufacturing, agriculture (especially dairy, earning it the nickname "America's Dairyland"), and a significant tourism sector. Living in Wisconsin generally offers a lower cost of living compared to the national average, with housing and groceries often more affordable. The climate features four distinct seasons, with warm summers and cold, snowy winters, providing opportunities for a variety of seasonal activities.

48,332
Population
$74K
Avg Salary
104
Cost Index
64.5
Quality Score
How this 65/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 78 / 100 78.0 30% 23.4
Affordability Cost of living index (100 = national baseline): 104.0 38.8 25% 9.7
Economy & jobs Median household income: $88,500 Income needed to live here: $58,000 Unemployment rate: 3.2% 87.9 20% 17.6
Growth Population growth rate: 0.4% Job growth rate: 1.5% 42.5 15% 6.4
Business climate assessment Business climate assessment: 75 / 100 75.0 10% 7.5
Overall score 64.5

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Wauwatosa

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Quality Scores

Business
75
Livability
83
Affordability
92
Growth
76

Cost of Living

The cost of living in Wauwatosa tends to be slightly higher than the Wisconsin state average, driven largely by desirable housing markets and excellent local services. Property taxes and housing demand in neighborhoods close to the Village or Hart Park remain robust. However, everyday goods, utilities, and grocery expenses align fairly closely with broader Midwestern regional trends.

Average Rent
$1,650/mo
Groceries
$420/mo
Transport
$115/mo
Utilities
$175/mo
Healthcare
$240/mo
Gym membership (monthly)
$50.00
Cinema ticket
$13.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$420.00
Doctor visit (without insurance)
$160.00

Salary Insights

Wauwatosa benefits from a dynamic and resilient economy anchored heavily by healthcare, education, and professional services. Major institutions like the Milwaukee County Grounds medical complex provide thousands of jobs, making the city a regional medical hub. Additionally, its proximity to downtown Milwaukee opens up extensive employment opportunities for local commuters and remote professionals alike.

The average salary in Wauwatosa is $74,000 per year. You would need approximately $58,000 to live comfortably.

Top Industries

Retail Trade +0.80% Professional, Scientific, and Technical Services +1.90% Accommodation and Food Services +2.50% Educational Services +1.10% Healthcare and Social Assistance +2.20%

Climate

🌡️
49°F
Avg Temp
☀️
79°F
Summer High
❄️
15°F
Winter Low
🌧️
29.30"
Annual Rain
💧
68.00%
Humidity
🌤️
262
Sunny Days

Transport

Wauwatosa offers convenient transit access via Milwaukee County Transit System (MCTS) bus routes and major regional thoroughfares like US-45 and I-94. The city features strong walkability scores in its commercial districts, making pedestrian errands easy for many residents. While car ownership remains common, biking infrastructure continues to see steady municipal investment.

22 min
Avg Commute
52.00/10
Transit Score
64.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
World-class healthcare access anchored by Froedtert Hospital and the Medical College of Wisconsin campus
Thriving local dining, boutique shopping, and community events in the historic Village district
Abundant green spaces, including the Menomonee River Parkway and numerous neighborhood parks
Strong public school system highly regarded throughout the greater Milwaukee metropolitan area
Convenient central location with rapid highway and transit access to downtown Milwaukee
Drawbacks
Competitive housing market with property values and taxes trending higher than the state average
Winter weather brings significant snowfall and cold temperatures requiring active seasonal maintenance
Parking congestion can occasionally occur during peak dining and event hours in the Village
High demand for rental properties can lead to limited availability and rising monthly rents
Traffic congestion along major commuter corridors during morning and evening rush hours

Questions about Wauwatosa

What people ask about living in and moving to Wauwatosa, Wisconsin.

Gathering the most common questions about Wauwatosa…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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