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Cambridge, Ontario

Canada · Comprehensive city data and intelligence

70
Overall Score

Cambridge, Ontario, is a vibrant city nestled within the Waterloo Region, known for its rich history and picturesque setting at the confluence of the Grand and Speed Rivers. Incorporated in 1973 through the amalgamation of the historic communities of Galt, Preston, and Hespeler, the city retains the distinct architectural and cultural charm of its founding villages. With its well-preserved limestone buildings, particularly in the Galt core, Cambridge offers a unique blend of heritage and modern amenities, attracting those seeking a community with a strong sense of place and natural beauty.

The city's strategic location along Highway 401 provides excellent accessibility to major metropolitan areas like Toronto, making it an appealing choice for commuters and businesses alike. Cambridge is characterized by its diverse population and a growing economy, positioning itself as a prosperous and desirable place to live in Southern Ontario. The presence of extensive natural trails and a thriving arts scene further enhances its appeal, offering residents a high quality of life.

About Ontario

Ontario, Canada, is a large and diverse province known for its vibrant multiculturalism and varied landscapes, from fertile farmlands to the Canadian Shield. The economy is robust and diverse, with major industries including manufacturing (especially automotive, information and communication technologies, biotech, pharmaceuticals, and medical devices), financial services, and other knowledge-intensive sectors. Living in Ontario generally offers a high quality of life with strong job markets, particularly in cities like Toronto and Ottawa, and access to healthcare and infrastructure. However, the cost of living is higher than the Canadian average, with housing, groceries, and transportation being the most significant expenses, and the climate features four distinct seasons with warm, humid summers and cold, snowy winters.

170,908
Population
$40K
Avg Salary
85
Cost Index
70.2
Quality Score
How this 70/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 78 / 100 78.0 30% 23.4
Affordability Cost of living index (100 = national baseline): 85.0 62.5 25% 15.6
Economy & jobs Median household income: $66,681 Income needed to live here: $32,800 Unemployment rate: 8.1% 61.9 20% 12.4
Growth Population growth rate: 3.36% Job growth rate: 2% 80.0 15% 12.0
Business climate assessment Business climate assessment: 68 / 100 68.0 10% 6.8
Overall score 70.2

Provenance. These figures were produced by the research pass recorded as Tier 2 (reasoned) (q=67, partial — below threshold), last refreshed 11 August 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Cambridge

Featured local businesses in Cambridge.

Put your business in front of people moving to Cambridge Featured businesses appear here for everyone researching Cambridge. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
68
Livability
72
Affordability
85
Growth
75

Cost of Living

The cost of living in Cambridge, Ontario, presents a mixed picture, with some expenses being notably higher than national averages, particularly for housing. The average rent in Cambridge is approximately $1,480 USD per month, which is considered higher than the Canadian national average. [cite: 3, 4, 10, 13, 23, 24 in previous step]

While utilities and groceries are more moderate, the overall cost of living can be a significant factor for residents. For a single person, the average monthly cost of living is estimated at around $3,280 USD, excluding rent. This indicates that while daily expenses are manageable, housing costs are a primary driver of the overall financial outlay in the city. [cite: 17, 26, 27 in previous step]

Average Rent
$1,480/mo
Groceries
$340/mo
Transport
$75/mo
Utilities
$115/mo
Healthcare
$72/mo
Gym membership (monthly)
$29.00
Cinema ticket
$9.00
Restaurant meal (mid-range)
$22.00
Monthly groceries
$340.00
Doctor visit (without insurance)
$72.00

Salary Insights

Cambridge boasts a diverse and growing economy, with key sectors including advanced manufacturing, automotive, technology, food processing, and aerospace. The city is home to major employers like Toyota Motor Manufacturing Canada, contributing significantly to its industrial base and employment opportunities. [cite: 16, 21 in previous step]

The job market in Cambridge, part of the Kitchener-Cambridge-Waterloo CMA, experienced an unemployment rate of 8.1% as of July 2026. Despite this, the city has shown strong economic growth over the past decade in both output and employment, with a healthy annual appreciation rate in its real estate market. The proximity to the broader Waterloo Region, known for its technology and digital media sectors, also provides additional opportunities for residents. [cite: 16, 21, 29 in previous step]

The average salary in Cambridge is $40,490 per year. You would need approximately $32,800 to live comfortably.

Top Industries

Advanced Manufacturing Technology Food Processing Automotive Aerospace

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
74.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Cambridge primarily involves driving, as indicated by its average Walk Score of 33, Transit Score of 35, and Bike Score of 49. While some areas offer better walkability and public transportation options, the city is generally considered car-dependent for most errands. [cite: 19, 22, 30, 41 in previous step]

Grand River Transit (GRT) provides public transportation services, with a monthly pass costing approximately $75 USD as of July 2025. The city's location along Highway 401 facilitates regional travel, making driving a common mode of transport for commuting to nearby cities like Toronto. Efforts are underway to modernize transit, but personal vehicles remain a significant part of daily commuting for many residents. [cite: 7, 18, 23, 31 in previous step]

min
Avg Commute
35.00/10
Transit Score
33.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Cambridge crime rates are 26% lower than the national average, indicating a high level of safety. [cite: 14 in previous step]
The city boasts a strong and diverse industrial base, including advanced manufacturing and automotive sectors, with major employers like Toyota. [cite: 16, 21 in previous step]
Cambridge Memorial Hospital completed a major expansion by 2024, offering modern acute care facilities. [cite: 19, 35 in previous step]
The city offers extensive natural trails and is situated along the Grand River, providing ample outdoor recreational opportunities. [cite: 7, 13, 15, 38 in previous step]
Cambridge maintains a rich heritage character with distinctive limestone architecture and vibrant cultural districts like the Gaslight District. [cite: 7, 11, 13, 15, 26, 27 in previous step]
Drawbacks
The unemployment rate in the Kitchener-Cambridge-Waterloo CMA was 8.1% as of July 2026, which is higher than the national average. [cite: 29 in previous step]
Housing costs are a significant concern, with average rent being higher than the Canadian national average and home prices substantial. [cite: 3, 4, 10, 13, 23, 24 in previous step]
Public confidence in the healthcare system in Cambridge was reported as lower compared to other regional municipalities in 2023. [cite: 9, 45, 49 in previous step]
The city has a relatively low Walk Score (33) and Transit Score (35), indicating a car-dependent environment for most errands. [cite: 19, 22, 30, 41 in previous step]
Specific pockets within Downtown Galt and other areas experience higher rates of minor crimes like property crime and visible homelessness.

Questions about Cambridge

What people ask about living in and moving to Cambridge, Ontario.

How are the public schools in Cambridge rated for elementary education? Schools & Education 1 answer

Elementary schools in Cambridge generally receive solid ratings, reflecting the city’s commitment to education. Parents often note that teachers are supportive and that schools have good facilities. For specific ratings and performance data, consult the provincial education authority’s school report cards and local school board publications. Visiting schools during open houses can also give a firsthand sense of the l...

What is the overall vibe of Cambridge for new residents? General 1 answer

Cambridge offers a blend of small‑town charm and suburban convenience. Residents enjoy a relaxed pace, ample green space, and a close‑knit community. At the same time, the city has a growing business district and cultural venues that provide entertainment and networking opportunities. Newcomers often appreciate the balance between tranquility and access to amenities, making it an attractive option for families, profe...

What are some family‑friendly outdoor activities in Cambridge? Things to Do 1 answer

Cambridge boasts a number of parks with walking trails, playgrounds, and picnic areas. The city’s green spaces include riverfront paths, sports fields, and nature reserves that are popular for family outings. Seasonal events, such as farmers’ markets and outdoor festivals, are often held in these parks. The municipal recreation department’s calendar lists scheduled activities and maintenance schedules.

How does the average rent in Cambridge compare to nearby cities? Housing 1 answer

The average rent in Cambridge is about $1,480 per month. Compared to larger urban centers like Toronto, it is significantly lower, reflecting the city’s more affordable housing market. This aligns with the cost of living index of 85, meaning overall expenses are roughly 15% below the national average. If you’re looking for specific listings, local real‑estate sites and the city’s housing portal provide current availa...

What industries are most hiring in Cambridge right now? Jobs & Economy 1 answer

Cambridge’s economy is diverse, with strong manufacturing, technology, and service sectors. Many employers seek skilled workers in production, engineering, and logistics. The local job board and career services website list current openings, and networking events hosted by the chamber of commerce can help connect with hiring managers. Look for roles that match your experience in manufacturing, especially those that o...

What public transit options are available for commuting to work? Getting Around 1 answer

Cambridge offers a network of local bus routes that connect residential areas to commercial centers and nearby cities. The city’s transit authority provides schedules, fare information, and real‑time tracking through a mobile app. Additionally, regional commuter trains link Cambridge to larger urban hubs, offering a convenient alternative for longer trips. Checking the transit website will give you current timetables...

What should I know about moving my household into Cambridge? Moving Here 1 answer

Plan your move by arranging utilities (electric, water, internet) ahead of arrival; contact local providers for service start dates. Register your vehicle and update your driver’s licence through the provincial transport office. For new residents, the city’s welcome guide offers information on municipal services, waste collection schedules, and community resources. Packing efficiently and labeling boxes by room can h...

Is Cambridge a good place for a single person on a modest salary? Cost of Living 1 answer

With an average salary of $40,490, a single person can manage in Cambridge, especially since the cost of living index is 85. Rent at $1,480/month is moderate compared to the national average, and everyday expenses like groceries, utilities, and public transit are also below the national average. Budgeting around 30–35% of income for housing and 20–25% for other essentials typically keeps finances stable. Checking loc...

Is Cambridge a safe place for families? Safety 1 answer

Cambridge scores 78.0 out of 100 on the safety index, indicating a relatively safe environment. Crime rates are lower than the national average, and community policing initiatives contribute to a secure atmosphere. Residents often report feeling comfortable walking around town at night. For detailed statistics, the municipal police department publishes annual crime reports and neighborhood safety maps.

Where can I find a primary care provider in Cambridge? Healthcare 1 answer

The city hosts several primary care clinics and family practices that accept a range of insurance plans. You can search the provincial health directory or the local medical association’s website to find providers near you. Many clinics offer walk‑in services and online appointment booking. If you have specific health needs, the directory also lists specialists and allied health services.

Some answers here were drafted as a starting point and may be out of date. Live in Cambridge? Add your own.

Frequently Asked Questions

Canadian cost-of-living models incorporate federal GST, provincial sales taxes (PST), Harmonized Sales Taxes (HST), and provincial income tax brackets to measure consumer purchasing power accurately.

Where applicable, provincial healthcare contributions and employer health tax structures are factored into the net tax burden of provincial residents.

The platform indexes provincial utility rate structures, factoring in heavy hydroelectric reliance in provinces like Quebec and British Columbia versus fossil-fuel heating in other regions.

Municipal millage rates set by local property assessment authorities (such as MPAC in Ontario) are evaluated against median residential property values.

Yes. Northern and remote Canadian communities incorporate northern living allowances and freight cost inflation adjustments into consumer goods baskets.

Educational metrics aggregate provincial standardized testing results, high school graduation rates, and per-pupil education expenditures published by provincial ministries of education.

Safety metrics integrate Statistics Canada Uniform Crime Reporting (UCR) survey data and municipal police service incident reports across census metropolitan areas (CMAs).

Transit scoring measures rapid transit station densities, subway/LRT coverage, bus route frequency, and regional commuter rail integration.

Environmental indexing accounts for winter heating degree days (HDD), annual snowfall accumulation, seasonal sunshine hours, and extreme weather risk exposures.

Recreational scoring evaluates proximity to provincial park systems, national parks, and urban green belt networks relative to municipal population centers.

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