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Albany vs Binghamton

Cost of living, salaries, climate and quality of life compared side by side.

Georgia, USA
View Albany profile
#522 in USA
51
Overall Score
VS
New York, USA
View Binghamton profile
#603 in USA
38
Overall Score
Albany scores higher overall

Score Breakdown

Albany
Binghamton
Livability
63
68
Affordability
85
75
Business
58
60
Growth
52
58

Cost of Living

Albany is the more affordable option overall — monthly living expenses run about 20% lower than in Binghamton. Housing costs are a major driver: Albany's average rent is 17% lower than Binghamton's.
MetricAlbanyBinghamtonDiff
Average Rent
$950$1,138-17%
Groceries
$380$404-6%
Utilities
$175$194-10%
Transport
$110$312-65%
Healthcare
$210$226-7%
Monthly Total
$1,825$2,274-20%
Cost Index
82110out of 100

Salary & Income

Binghamton offers 13% lower average salaries. However, when adjusted for local cost of living, Albany delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Albany is estimated at $42,000 vs $45,000 in Binghamton.
MetricAlbanyBinghamton
Average Salary
$48,000$55,000
Salary Needed
$42,000$45,000
Purchasing Power
58,537 idx50,000 idx
Household Income
$43,500$45,578

Climate Comparison

Albany runs warmer on average — a 68.3°F difference year-round. For sunshine, Albany comes out ahead with 250 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Albany sees 3.9 more inches of snowfall annually.
MetricAlbanyBinghamton
Avg Temp
68.30°F°F
Summer High
91.90°F°F
Winter Low
41.10°F°F
Rainfall
38.10 in in
Snowfall
3.90 in in
Sunny Days
250
Humidity
70.00%70.00%

Commute & Transport

Binghamton has the shorter commute — saving residents roughly 1,500 minutes (25 hours) per year compared to Albany. Albany scores higher for public transit, making it the better choice for car-free living. For walkability, Binghamton leads — a better score here means more amenities reachable on foot.
MetricAlbanyBinghamton
Commute Time
19 min16 min
Transit Score
35.0/10033.0/100
Walkability
40.0/10055.0/100
Traffic Index
30.0030.00
Car Dependency
HighMedium

Economy & Demographics

Albany is the larger city — approximately 1.5x the population of Binghamton. From a growth perspective, Binghamton is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Binghamton has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricAlbanyBinghamton
Population
69,63446,773
Pop. Growth
—0.90%
Median Age
35.835.9
Unemployment
5.20%4.30%
GDP
—$13.0B

Pros & Cons

Albany
Advantages
Median home purchase prices and overall cost of living are significantly lower than the national average per US Census Bureau data.
Phoebe Putney Health System provides advanced medical care and serves as a major regional healthcare hub.
Abundant outdoor recreational assets include the Flint River, Radium Springs Gardens, and Chehaw Park and Zoo.
Rich cultural and historical heritage anchored by the Albany Civil Rights Institute and Ray Charles Plaza.
Short average commute times compared to major metropolitan traffic centers.
Drawbacks
Property and violent crime rates exceed national medians per FBI crime data summaries.
Local median household incomes lag behind national benchmarks, limiting higher wage growth.
Public transit options are limited, resulting in high car dependency for daily commuting and errands.
Hot and humid summer climate conditions can be intense for residents sensitive to high temperatures.
Slower commercial retail diversification compared to larger growing Georgia urban centers.
Binghamton
Advantages
The average commute time in Binghamton is relatively short at 16 minutes, offering more personal time.
Housing costs are generally lower than the national average, with a median home price of $194,000 as of December 2025.
The presence of Binghamton University provides a vibrant cultural scene and educational opportunities.
The city's economy is diversifying with growth in healthcare, education, and advanced manufacturing sectors.
Binghamton offers access to natural landscapes and outdoor recreational activities due to its river confluence and surrounding hills.
Drawbacks
Binghamton has a high crime rate, with total crime being 86% higher than the national average based on 2024 FBI data.
The unemployment rate in Binghamton was 4.3% in 2026, slightly higher than the national average.
Public transportation options are limited, as indicated by a Transit Score of 33 for Downtown Binghamton.
Despite some positive economic indicators, the Binghamton metro area experienced a 2.8% population decrease over a 10-year period leading up to 2024.
Drug-related crime remains a significant concern in the Binghamton area, despite a decrease in overdose rates.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Albany
#522
Georgia, USA
51.1 / 100 overall
Avg Rent
$950
Avg Salary
$48,000
Cost Index
82
Commute
19 min
Transit Score
35.0/100
Walkability
40.0/100
Sunny Days
250/yr
Avg Temp
68.30°F
Pop. Growth
%
Unemployment
5.20%
Livability
63
Business
58
View Full Profile
Binghamton
#603
New York, USA
38.3 / 100 overall
Avg Rent
$1,138
Avg Salary
$55,000
Cost Index
110
Commute
16 min
Transit Score
33.0/100
Walkability
55.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.90%
Unemployment
4.30%
Livability
68
Business
60
View Full Profile

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