Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Amherst vs Swartz Creek

Cost of living, salaries, climate and quality of life compared side by side.

Nova Scotia, Canada
View Amherst profile
#61 in Canada
54
Overall Score
VS
Michigan, USA
View Swartz Creek profile
#146 in USA
65
Overall Score
Swartz Creek scores higher overall

Score Breakdown

Amherst
Swartz Creek
Livability
65
78
Affordability
85
80
Business
60
68
Growth
60
69

Cost of Living

Amherst is the more affordable option overall — monthly living expenses run about 3% lower than in Swartz Creek. Housing costs are a major driver: Amherst's average rent is 16% lower than Swartz Creek's.
MetricAmherstSwartz CreekDiff
Average Rent
$1,050$1,250-16%
Groceries
$344$380-9%
Utilities
$118$175-33%
Transport
$491$110+346%
Healthcare
$88$230-62%
Monthly Total
$2,091$2,145-3%
Cost Index
7092out of 100

Salary & Income

Swartz Creek offers 54% lower average salaries. However, when adjusted for local cost of living, Swartz Creek delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Amherst is estimated at $35,000 vs $48,000 in Swartz Creek.
MetricAmherstSwartz Creek
Average Salary
$28,448$62,000
Salary Needed
$35,000$48,000
Purchasing Power
40,640 idx67,391 idx
Household Income
$38,920$64,500

Climate Comparison

Swartz Creek runs warmer on average — a 48.7°F difference year-round. For sunshine, Swartz Creek comes out ahead with 251 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Swartz Creek sees 33.6 more inches of snowfall annually.
MetricAmherstSwartz Creek
Avg Temp
°F48.70°F
Summer High
°F80.20°F
Winter Low
°F16.50°F
Rainfall
in30.20 in
Snowfall
in33.60 in
Sunny Days
251
Humidity
%68.00%

Commute & Transport

Amherst has the shorter commute — saving residents roughly 4,500 minutes (75 hours) per year compared to Swartz Creek. Swartz Creek scores higher for public transit, making it the better choice for car-free living. For walkability, Swartz Creek leads — a better score here means more amenities reachable on foot.
MetricAmherstSwartz Creek
Commute Time
15 min24 min
Transit Score
—35.0/100
Walkability
34.0/10048.0/100
Traffic Index
20.0038.00
Car Dependency
HighHigh

Economy & Demographics

Amherst is the larger city — approximately 1.8x the population of Swartz Creek. From a growth perspective, Amherst is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Swartz Creek has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricAmherstSwartz Creek
Population
10,0725,700
Pop. Growth
1.80%0.50%
Median Age
46.241.2
Unemployment
6.30%4.30%
GDP
——

Pros & Cons

Amherst
Advantages
The cost of living in Amherst is 6% lower than the national average, making it a highly affordable place to reside.
Amherst serves as a strategic gateway community into Nova Scotia, offering excellent transportation links and proximity to New Brunswick.
Residents have access to comprehensive healthcare services at the 24/7 Cumberland Regional Health Care Centre, which provides a wide range of specialties.
The town is considered a 'very walkable community' with various outdoor and indoor walking options available to residents.
Amherst has experienced a positive population growth rate of 1.8% year-over-year as of 2024, indicating a growing community.
Drawbacks
Amherst's crime rates are significantly higher, reported to be 154% above the Nova Scotia average.
Public transportation options are minimal, with only 0.4% of commuters using it, leading to a high reliance on personal vehicles.
The median household income in Amherst is $38,920 USD, which is lower than the Nova Scotia median household income of $49,950 USD.
With a median age of 46.2 years, the town has an older demographic profile, which may appeal less to younger populations seeking a vibrant youth culture.
Job growth in Nova Scotia, while positive, has slowed to 0.4% in 2025, potentially impacting local employment opportunities.
Swartz Creek
Advantages
Median home prices and overall cost of living remain significantly below the national average per US Census Bureau data.
Consistently low crime rates provide an exceptionally safe environment for families and retirees.
Highly rated local school district offering robust academic and extracurricular programs.
Convenient geographic location with direct access to I-69, facilitating easy commutes to Flint and Lansing.
Active community parks and recreational programming that foster strong local engagement.
Drawbacks
High reliance on personal automobiles due to limited public transportation infrastructure.
Fewer high-paying local corporate headquarters within city limits, requiring outbound commuting for certain professional sectors.
Limited nightlife and entertainment venues directly within the city center.
Winters bring heavy snowfall averaging over 33 inches, requiring consistent snow removal efforts.
Modest pace of new commercial development compared to larger surrounding suburbs.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Amherst
#61
Nova Scotia, Canada
54.2 / 100 overall
Avg Rent
$1,050
Avg Salary
$28,448
Cost Index
70
Commute
15 min
Transit Score
—
Walkability
34.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.80%
Unemployment
6.30%
Livability
65
Business
60
View Full Profile
Swartz Creek
#146
Michigan, USA
65.3 / 100 overall
Avg Rent
$1,250
Avg Salary
$62,000
Cost Index
92
Commute
24 min
Transit Score
35.0/100
Walkability
48.0/100
Sunny Days
251/yr
Avg Temp
48.70°F
Pop. Growth
0.50%
Unemployment
4.30%
Livability
78
Business
68
View Full Profile

Calculate Your Cost Impact

Estimate the salary you'd need when moving between Amherst and Swartz Creek.

Open Cost Calculator

Sponsored