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Frankfort vs Cincinnati

Cost of living, salaries, climate and quality of life compared side by side.

Kentucky, USA
View Frankfort profile
#293 in USA
61
Overall Score
VS
Ohio, USA
View Cincinnati profile
#501 in USA
53
Overall Score
Frankfort scores higher overall

Score Breakdown

Frankfort
Cincinnati
Livability
75
70
Affordability
78
97
Business
67
72
Growth
69
68

Cost of Living

Frankfort is the more affordable option overall — monthly living expenses run about 18% lower than in Cincinnati. Housing costs are a major driver: Frankfort's average rent is 22% lower than Cincinnati's.
MetricFrankfortCincinnatiDiff
Average Rent
$1,100$1,410-22%
Groceries
$380$493-23%
Utilities
$175$178-2%
Transport
$115$120-4%
Healthcare
$230$250-8%
Monthly Total
$2,000$2,451-18%
Cost Index
91103out of 100

Salary & Income

Cincinnati offers 27% lower average salaries. However, when adjusted for local cost of living, Cincinnati delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Frankfort is estimated at $48,000 vs $55,000 in Cincinnati.
MetricFrankfortCincinnati
Average Salary
$58,000$79,000
Salary Needed
$48,000$55,000
Purchasing Power
63,736 idx76,699 idx
Household Income
$55,400$52,909

Climate Comparison

Frankfort runs warmer on average — a 56.3°F difference year-round. For sunshine, Frankfort comes out ahead with 235 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Frankfort sees 19.5 more inches of snowfall annually.
MetricFrankfortCincinnati
Avg Temp
56.30°F°F
Summer High
84.80°F°F
Winter Low
25.50°F°F
Rainfall
55.50 in in
Snowfall
19.50 in in
Sunny Days
235
Humidity
68.00%70.00%

Commute & Transport

Frankfort has the shorter commute — saving residents roughly 1,500 minutes (25 hours) per year compared to Cincinnati. Frankfort scores higher for public transit, making it the better choice for car-free living. For walkability, Frankfort leads — a better score here means more amenities reachable on foot.
MetricFrankfortCincinnati
Commute Time
19 min22 min
Transit Score
42.0/10040.0/100
Walkability
58.0/10049.0/100
Traffic Index
38.0050.00
Car Dependency
HighMedium

Economy & Demographics

Cincinnati is the larger city — approximately 0.1x the population of Frankfort. From a growth perspective, Cincinnati is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Cincinnati has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricFrankfortCincinnati
Population
28,602314,915
Pop. Growth
0.50%0.70%
Median Age
39.233.2
Unemployment
4.20%3.20%
GDP
——

Pros & Cons

Frankfort
Advantages
Median home prices remain significantly more affordable than the national average, per Zillow data.
Short average commute times provide residents with a better daily work-life balance.
Rich historical architecture and scenic Kentucky River backdrop enhance neighborhood aesthetics.
Stable local economy anchored by state government and public administration employment.
Abundant access to parks, outdoor recreation, and the nearby Kentucky Bourbon Trail.
Drawbacks
Public transit options are limited, resulting in high reliance on personal automobiles.
Nightlife and entertainment options are subdued compared to nearby Louisville and Lexington.
Limited high-paying private sector diversification outside of government and healthcare.
humid summer climate can be uncomfortable for those sensitive to high seasonal temperatures.
Limited commercial flight options locally, requiring travel to Lexington or Louisville airports.
Cincinnati
Advantages
The cost of living in Cincinnati is 3% lower than the national average, making it more affordable than many major U.S. cities.
Cincinnati boasts a diverse and growing economy, with strong sectors in healthcare, manufacturing, and professional services.
The city offers a vibrant arts and culture scene, including museums, theaters, and a symphony orchestra.
Several neighborhoods, such as Over-The-Rhine and the Central Business District, are highly walkable, with Walk Scores of 94 and 92 respectively.
The median property value in Cincinnati was $230,900 in 2024, significantly lower than the national average, making homeownership more accessible.
Drawbacks
While some areas are highly walkable, the city's overall Walk Score of 49 indicates a car-dependent environment for most errands.
Public transportation, while available, is not considered the most dependable, often necessitating a personal vehicle.
The city's poverty rate was 25.5% in 2024, which is higher than the national average.
Cincinnati experiences extreme seasonal variations in humidity, with muggy summers and very cold, snowy winters.
The average commute time in the Cincinnati metropolitan area was 2 hours daily in 2023, which is relatively long compared to some other cities.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Frankfort
#293
Kentucky, USA
61.3 / 100 overall
Avg Rent
$1,100
Avg Salary
$58,000
Cost Index
91
Commute
19 min
Transit Score
42.0/100
Walkability
58.0/100
Sunny Days
235/yr
Avg Temp
56.30°F
Pop. Growth
0.50%
Unemployment
4.20%
Livability
75
Business
67
View Full Profile
Cincinnati
#501
Ohio, USA
52.6 / 100 overall
Avg Rent
$1,410
Avg Salary
$79,000
Cost Index
103
Commute
22 min
Transit Score
40.0/100
Walkability
49.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.70%
Unemployment
3.20%
Livability
70
Business
72
View Full Profile

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