City Comparison
Hamm vs Toledo
Cost of living, salaries, climate and quality of life compared side by side.
VS
Hamm scores higher overall
Performance
Score Breakdown
Hamm
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run about
1% lower than in Hamm.
Housing costs are a major driver: Hamm's average rent is
16% higher than Toledo's.
| Metric | Hamm | Toledo | Diff |
|---|---|---|---|
| Average Rent | $1,100 | $950 | +16% |
| Groceries | $400 | $342 | +17% |
| Utilities | $180 | $295 | -39% |
| Transport | $90 | $180 | -50% |
| Healthcare | $220 | $200 | +10% |
| Monthly Total | $1,990 | $1,967 | +1% |
| Cost Index | 95 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 32% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Hamm is estimated at
$42,000 vs $52,000 in Toledo.
| Metric | Hamm | Toledo |
|---|---|---|
| Average Salary | $48,000 | $71,000 |
| Salary Needed | $42,000 | $52,000 |
| Purchasing Power | 50,526 idx | 74,737 idx |
| Household Income | $45,000 | $49,724 |
Weather
Climate Comparison
Hamm runs warmer on average — a 51.3°F difference year-round.
For sunshine, Hamm comes out ahead with 240 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Hamm sees 7.6 more inches of snowfall annually.
| Metric | Hamm | Toledo |
|---|---|---|
| Avg Temp | 51.30°F | °F |
| Summer High | 72.30°F | °F |
| Winter Low | 33.50°F | °F |
| Rainfall | 30.20 in | in |
| Snowfall | 7.60 in | in |
| Sunny Days | 240 | |
| Humidity | 68.00% | 70.00% |
Mobility
Commute & Transport
Toledo has the shorter commute — saving residents roughly
2,500 minutes (42 hours) per year compared to Hamm.
Hamm scores higher for public transit, making it the better choice for car-free living.
For walkability, Hamm leads — a better score here means more amenities reachable on foot.
| Metric | Hamm | Toledo |
|---|---|---|
| Commute Time | 25 min | 20 min |
| Transit Score | 85.0/100 | 45.0/100 |
| Walkability | 82.0/100 | 46.0/100 |
| Traffic Index | 48.00 | 50.00 |
| Car Dependency | Low | High |
Population
Economy & Demographics
Toledo is the larger city
— approximately 0.1x the population of Hamm.
From a growth perspective, Hamm is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Hamm has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Hamm | Toledo |
|---|---|---|
| Population | 38,871 | 267,463 |
| Pop. Growth | 0.80% | — |
| Median Age | 40.0 | 35.8 |
| Unemployment | 4.00% | 4.40% |
| GDP | — | — |
At a Glance
Pros & Cons
Hamm
Advantages
Median rental prices in Hamm are significantly lower than the broader Hamburg average per official municipal rent indexes.
Exceptional public transit connectivity allows commutes to downtown Hamburg in under 15 minutes via U-Bahn and S-Bahn.
Abundant green spaces, including Hammer Park and the Bille riverbanks, provide strong outdoor recreational opportunities.
A thriving multicultural culinary scene and local cultural hubs like Fabrik der Künste enrich the neighborhood character.
Extensive bicycle infrastructure and high walkability reduce reliance on private vehicles.
Drawbacks
Taxable household incomes and average earnings are noticeably lower than the broader Hamburg municipal average.
Higher population density and compact apartment layouts limit options for large families seeking spacious housing.
Certain pockets experience localized property crime and minor urban friction common to inner-city transit corridors.
The tight rental market makes securing desirable apartments highly competitive despite lower base prices.
The district lacks high-end luxury retail and upscale entertainment venues found in central Hamburg.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Hamm
#71Hamburg, Germany
58.8 / 100 overall
Avg Rent
$1,100
Avg Salary
$48,000
Cost Index
95
Commute
25 min
Transit Score
85.0/100
Walkability
82.0/100
Sunny Days
240/yr
Avg Temp
51.30°F
Pop. Growth
0.80%
Unemployment
4.00%
Livability
74
Business
68
Toledo
#590Ohio, USA
43.5 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/100
Walkability
46.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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