City Comparison
Havre vs Toledo
Cost of living, salaries, climate and quality of life compared side by side.
VS
Havre scores higher overall
Performance
Score Breakdown
Havre
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Havre is the more affordable option overall — monthly living expenses run about
5% lower than in Toledo.
| Metric | Havre | Toledo | Diff |
|---|---|---|---|
| Average Rent | $950 | $950 | 0% |
| Groceries | $380 | $342 | +11% |
| Utilities | $210 | $295 | -29% |
| Transport | $110 | $180 | -39% |
| Healthcare | $220 | $200 | +10% |
| Monthly Total | $1,870 | $1,967 | -5% |
| Cost Index | 88 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 27% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Havre is estimated at
$45,000 vs $52,000 in Toledo.
| Metric | Havre | Toledo |
|---|---|---|
| Average Salary | $52,000 | $71,000 |
| Salary Needed | $45,000 | $52,000 |
| Purchasing Power | 59,091 idx | 74,737 idx |
| Household Income | $50,329 | $49,724 |
Weather
Climate Comparison
Havre runs warmer on average — a 45.6°F difference year-round.
For sunshine, Havre comes out ahead with 288 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Havre sees 39 more inches of snowfall annually.
| Metric | Havre | Toledo |
|---|---|---|
| Avg Temp | 45.60°F | °F |
| Summer High | 78.30°F | °F |
| Winter Low | 10.00°F | °F |
| Rainfall | 18.10 in | in |
| Snowfall | 39.00 in | in |
| Sunny Days | 288 | |
| Humidity | 55.00% | 70.00% |
Mobility
Commute & Transport
Havre has the shorter commute — saving residents roughly
4,500 minutes (75 hours) per year compared to Toledo.
Toledo scores higher for public transit, making it the better choice for car-free living.
For walkability, Havre leads — a better score here means more amenities reachable on foot.
| Metric | Havre | Toledo |
|---|---|---|
| Commute Time | 11 min | 20 min |
| Transit Score | 35.0/100 | 45.0/100 |
| Walkability | 58.0/100 | 46.0/100 |
| Traffic Index | 22.00 | 50.00 |
| Car Dependency | High | High |
Population
Economy & Demographics
Toledo is the larger city
.
From a growth perspective, Havre is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Havre has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Havre | Toledo |
|---|---|---|
| Population | 9,258 | 267,463 |
| Pop. Growth | — | — |
| Median Age | 32.1 | 35.8 |
| Unemployment | 3.90% | 4.40% |
| GDP | — | — |
At a Glance
Pros & Cons
Havre
Advantages
Typical home values remain highly affordable at around $234,000, well below national averages
Average commute times are exceptionally short at just 10.5 minutes
Direct passenger rail service via Amtrak's Empire Builder connecting to major hubs
Abundant access to outdoor recreation, including Beaver Creek Park and the Bears Paw Mountains
Strong sense of community safety with low rates of violent crime
Drawbacks
Geographic isolation makes long-distance travel and specialized shopping trips more difficult
Harsh winter weather features prolonged periods of sub-freezing temperatures and heavy snow
Limited high-tech or diversified corporate job sectors outside of healthcare, rail, and education
Median household income sits below the national benchmark at approximately $50,329
Local population growth has experienced slight downward fluctuations in recent years
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Havre
#209Montana, USA
63.7 / 100 overall
Avg Rent
$950
Avg Salary
$52,000
Cost Index
88
Commute
11 min
Transit Score
35.0/100
Walkability
58.0/100
Sunny Days
288/yr
Avg Temp
45.60°F
Pop. Growth
%
Unemployment
3.90%
Livability
75
Business
65
Toledo
#590Ohio, USA
43.5 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/100
Walkability
46.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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