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Naperville vs Rockford

Cost of living, salaries, climate and quality of life compared side by side.

Illinois, USA
View Naperville profile
#223 in USA
63
Overall Score
VS
Illinois, USA
View Rockford profile
#446 in USA
56
Overall Score
Naperville scores higher overall

Score Breakdown

Naperville
Rockford
Livability
90
73
Affordability
82
88
Business
80
67
Growth
76
68

Cost of Living

Rockford is the more affordable option overall — monthly living expenses run about 37% lower than in Naperville. Housing costs are a major driver: Naperville's average rent is 105% higher than Rockford's.
MetricNapervilleRockfordDiff
Average Rent
$1,950$950+105%
Groceries
$460$380+21%
Utilities
$175$1750%
Transport
$130$110+18%
Healthcare
$230$2300%
Monthly Total
$2,945$1,845+60%
Cost Index
12285out of 100

Salary & Income

Naperville offers 47% higher average salaries. However, when adjusted for local cost of living, Naperville delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Naperville is estimated at $70,000 vs $48,000 in Rockford.
MetricNapervilleRockford
Average Salary
$85,000$58,000
Salary Needed
$70,000$48,000
Purchasing Power
69,672 idx68,235 idx
Household Income
$145,000$55,500

Climate Comparison

Both cities share a similar average temperature, within 0.9°F of each other. For sunshine, Rockford comes out ahead with 12 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Naperville sees 1.8 more inches of snowfall annually.
MetricNapervilleRockford
Avg Temp
51.30°F50.40°F
Summer High
82.60°F81.80°F
Winter Low
17.00°F15.30°F
Rainfall
34.30 in29.10 in
Snowfall
26.20 in24.40 in
Sunny Days
250262
Humidity
68.00%68.00%

Commute & Transport

Rockford has the shorter commute — saving residents roughly 5,000 minutes (83 hours) per year compared to Naperville. Naperville scores higher for public transit, making it the better choice for car-free living. For walkability, Naperville leads — a better score here means more amenities reachable on foot.
MetricNapervilleRockford
Commute Time
31 min21 min
Transit Score
52.0/10038.0/100
Walkability
58.0/10042.0/100
Traffic Index
54.0035.00
Car Dependency
HighHigh

Economy & Demographics

Naperville is the larger city . From a growth perspective, Naperville is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Naperville has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricNapervilleRockford
Population
149,540148,655
Pop. Growth
0.50%—
Median Age
38.537.5
Unemployment
3.80%5.20%
GDP
——

Pros & Cons

Naperville
Advantages
Consistently ranked among the top public school districts in Illinois per Niche 2024 data
Extremely low crime rates and high safety profile relative to national averages per FBI crime reports
Vibrant downtown area featuring the scenic Riverwalk, local dining, and boutique shopping
Direct commuter rail service to downtown Chicago via the Metra BNSF line
Strong local economy with high median household incomes well above the national baseline
Drawbacks
Significantly higher cost of living and housing prices compared to the national average
Elevated property taxes characteristic of the Chicago collar counties
High level of car dependency outside of the immediate downtown district
Traffic congestion during peak commuting hours along major corridors like Route 59 and I-88
Cold and snowy winter climate requiring substantial seasonal maintenance
Rockford
Advantages
Median home prices in Rockford remain significantly lower than the national average per Redfin data from 2024.
The city boasts extensive recreational amenities, including the world-renowned Anderson Japanese Gardens.
Strategic location along I-90 provides easy access to Chicago, Madison, and Milwaukee.
A thriving arts and cultural scene anchored by the historic Coronado Theatre.
Abundant park space with the Rockford Park District managing over 4,000 acres of land.
Drawbacks
Certain neighborhoods experience higher-than-average crime rates per FBI crime data.
Property tax rates in Winnebago County can be relatively high compared to neighboring states.
Public transit options are more limited outside of core bus routes, increasing car dependency.
Winter weather brings significant snowfall and cold temperatures requiring robust preparation.
Job growth in traditional manufacturing has faced periodic economic fluctuations.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Naperville
#223
Illinois, USA
63.2 / 100 overall
Avg Rent
$1,950
Avg Salary
$85,000
Cost Index
122
Commute
31 min
Transit Score
52.0/100
Walkability
58.0/100
Sunny Days
250/yr
Avg Temp
51.30°F
Pop. Growth
0.50%
Unemployment
3.80%
Livability
90
Business
80
View Full Profile
Rockford
#446
Illinois, USA
55.9 / 100 overall
Avg Rent
$950
Avg Salary
$58,000
Cost Index
85
Commute
21 min
Transit Score
38.0/100
Walkability
42.0/100
Sunny Days
262/yr
Avg Temp
50.40°F
Pop. Growth
%
Unemployment
5.20%
Livability
73
Business
67
View Full Profile

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