Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Rockford, Illinois

USA · Comprehensive city data and intelligence

56
Overall Score

Rockford, located along the scenic Rock River in northern Illinois, is the state's third-largest city and serves as the cultural and economic hub of the Rockford metropolitan area. Founded in the 1830s, the city blossomed from a prosperous manufacturing powerhouse into a diverse community known for its rich industrial heritage, public parks, and historic architecture. Often celebrated as the 'Forest City' due to its extensive tree canopy and park districts, Rockford offers residents a blend of small-town charm and mid-sized urban amenities. In recent years, the city has experienced renewed investment in its downtown core, attracting new businesses, arts organizations, and residents seeking a lower cost of living.

About Illinois

Illinois, known as the "Prairie State," offers a diverse character ranging from the bustling metropolis of Chicago to expansive farmlands. Its economy is among the largest and most diversified in the U.S., with major industries including advanced manufacturing, agriculture and food processing, life sciences, technology, and transportation and logistics. While the cost of living statewide is generally considered moderate, housing costs in Chicago can be higher than the national average. Illinois experiences all four seasons, with hot, humid summers and cold, snowy winters, and is susceptible to severe storms and tornadoes, particularly in spring. Residents enjoy a lifestyle that balances world-class cultural amenities and career opportunities with challenges such as high taxes and urban congestion.

148,655
Population
$58K
Avg Salary
85
Cost Index
55.9
Quality Score
How this 56/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 52 / 100 52.0 30% 15.6
Affordability Cost of living index (100 = national baseline): 85.0 62.5 25% 15.6
Economy & jobs Median household income: $55,500 Income needed to live here: $48,000 Unemployment rate: 5.2% 52.3 20% 10.5
Growth Population growth rate: no usable reading Job growth rate: 1.5% 50.0 15% 7.5
Business climate assessment Business climate assessment: 67 / 100 67.0 10% 6.7
Overall score 55.9

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Rockford

Featured local businesses in Rockford.

Put your business in front of people moving to Rockford Featured businesses appear here for everyone researching Rockford. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
67
Livability
73
Affordability
88
Growth
68

Cost of Living

The cost of living in Rockford is notably lower than the national average, making it an attractive destination for families, young professionals, and retirees looking to stretch their budgets. Housing costs, in particular, remain significantly below both state and national benchmarks, allowing residents to purchase spacious homes for a fraction of what they would pay in nearby Chicago. Everyday expenses such as groceries, utilities, and transportation also track well below national norms, providing a high degree of financial breathing room for the average earner.

Average Rent
$950/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$175/mo
Healthcare
$230/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$140.00

Salary Insights

Rockford's economy has historically been anchored by manufacturing, aerospace, and automotive supply chains, with major employers driving consistent job opportunities in industrial production and engineering. In addition to traditional manufacturing, the healthcare and education sectors have emerged as robust growth engines, supported by regional medical centers and higher education institutions. The local job market continues to adapt to modern economic demands, with increasing support for small business incubators, remote workers, and technology-driven startups.

The average salary in Rockford is $58,000 per year. You would need approximately $48,000 to live comfortably.

Top Industries

Retail Trade +1.00% Manufacturing +1.20% Education +1.50% Healthcare +2.40% Aerospace +1.80%

Climate

🌡️
50°F
Avg Temp
☀️
82°F
Summer High
❄️
15°F
Winter Low
🌧️
29.10"
Annual Rain
💧
68.00%
Humidity
🌤️
262
Sunny Days

Transport

Getting around Rockford is primarily centered on automobile travel, with a well-maintained grid system and major highways like Interstate 90 providing convenient access to Chicago, Madison, and Milwaukee. Public transportation is served by the Rockford Mass Transit District (RMTD), offering bus routes throughout the city. While walkability is high in specific pockets like the downtown core and historic districts, most residents rely on personal vehicles for daily commuting.

21 min
Avg Commute
38.00/10
Transit Score
42.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices in Rockford remain significantly lower than the national average per Redfin data from 2024.
The city boasts extensive recreational amenities, including the world-renowned Anderson Japanese Gardens.
Strategic location along I-90 provides easy access to Chicago, Madison, and Milwaukee.
A thriving arts and cultural scene anchored by the historic Coronado Theatre.
Abundant park space with the Rockford Park District managing over 4,000 acres of land.
Drawbacks
Certain neighborhoods experience higher-than-average crime rates per FBI crime data.
Property tax rates in Winnebago County can be relatively high compared to neighboring states.
Public transit options are more limited outside of core bus routes, increasing car dependency.
Winter weather brings significant snowfall and cold temperatures requiring robust preparation.
Job growth in traditional manufacturing has faced periodic economic fluctuations.

Questions about Rockford

What people ask about living in and moving to Rockford, Illinois.

Gathering the most common questions about Rockford…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
Azibiz.com Live Listings

Businesses for Sale in Rockford

Explore active acquisition & franchise opportunities .

View all Illinois listings

Get quotes from local pros in Rockford

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Rockford with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored