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Schaumburg, Illinois

USA · Comprehensive city data and intelligence

63
Overall Score

Schaumburg, Illinois, located about 30 miles northwest of Chicago, is a prominent suburban hub known for its economic vitality and master-planned community design. Originally a small agricultural German-American settlement established in the mid-19th century, the village experienced explosive growth following the construction of the Woodfield Mall in 1971. Today, Schaumburg serves as a major commercial epicenter in the Chicago metropolitan area, balancing high-density retail and corporate office parks with quiet residential neighborhoods.

About Illinois

Illinois, known as the "Prairie State," offers a diverse character ranging from the bustling metropolis of Chicago to expansive farmlands. Its economy is among the largest and most diversified in the U.S., with major industries including advanced manufacturing, agriculture and food processing, life sciences, technology, and transportation and logistics. While the cost of living statewide is generally considered moderate, housing costs in Chicago can be higher than the national average. Illinois experiences all four seasons, with hot, humid summers and cold, snowy winters, and is susceptible to severe storms and tornadoes, particularly in spring. Residents enjoy a lifestyle that balances world-class cultural amenities and career opportunities with challenges such as high taxes and urban congestion.

78,723
Population
$78K
Avg Salary
112
Cost Index
62.7
Quality Score
How this 63/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 82 / 100 82.0 30% 24.6
Affordability Cost of living index (100 = national baseline): 112.0 28.8 25% 7.2
Economy & jobs Median household income: $91,500 Income needed to live here: $62,000 Unemployment rate: 4% 79.7 20% 15.9
Growth Population growth rate: 0.4% Job growth rate: 1.8% 45.5 15% 6.8
Business climate assessment Business climate assessment: 81 / 100 81.0 10% 8.1
Overall score 62.7

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=54, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
81
Livability
82
Affordability
88
Growth
74

Cost of Living

The cost of living in Schaumburg aligns closely with the greater Chicago metropolitan area, hovering slightly above the national average primarily due to housing and property taxes. While everyday goods, utilities, and groceries remain reasonably priced relative to downtown Chicago, housing costs—both for renting and purchasing—reflect the high demand for the area's excellent schools and safety. Property taxes in Cook County are notoriously high, which impacts both homeowners and, indirectly, renters.

Average Rent
$1,850/mo
Groceries
$420/mo
Transport
$130/mo
Utilities
$175/mo
Healthcare
$240/mo
Gym membership (monthly)
$50.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$420.00
Doctor visit (without insurance)
$160.00

Salary Insights

Schaumburg boasts a robust and diversified economy, functioning as the preeminent corporate center of Chicago's Northwest suburbs. Major employment sectors include healthcare, retail, insurance, technology, and manufacturing, with prominent corporate headquarters and regional offices located within the Schaumburg Corporate Center and along the I-90 corridor. The presence of large employers such as Zurich North America and Motorola Solutions contributes to a strong job market and a thriving professional environment.

The average salary in Schaumburg is $78,000 per year. You would need approximately $62,000 to live comfortably.

Top Industries

Retail Trade +1.10% Manufacturing +1.50% Professional, Scientific, and Technical Services +2.20% Healthcare and Social Assistance +2.80% Finance and Insurance +1.90%

Climate

🌡️
51°F
Avg Temp
☀️
82°F
Summer High
❄️
17°F
Winter Low
🌧️
34.40"
Annual Rain
💧
68.00%
Humidity
🌤️
255
Sunny Days

Transport

Transportation in Schaumburg is heavily car-centric, anchored by major thoroughfares including Interstate 90, Route 53, and the Elgin-O'Hare Expressway. While most residents rely on personal vehicles for daily commuting, the village is served by Pace bus routes and the Metra commuter rail station nearby in neighbouring towns, connecting commuters directly to downtown Chicago. Walkability varies significantly, with high pedestrian access around retail centers like Woodfield Mall contrasting with auto-oriented suburban subdivisions.

28 min
Avg Commute
45.00/10
Transit Score
48.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Home to Woodfield Mall, one of the largest shopping destinations in the United States, offering extensive retail and dining options.
Consistently low crime rates and proactive local policing make it one of the safest communities in the region.
Exceptional park district maintaining over 70 parks, community centers, and recreational facilities for residents.
Strong corporate employment base with major headquarters located directly within the municipal boundaries.
Convenient access to Interstate 90 provides efficient commuting routes to downtown Chicago and O'Hare International Airport.
Drawbacks
Cook County property taxes are among the highest in the nation, putting a heavy financial burden on homeowners.
High level of car dependency outside of core commercial zones, leading to heavy traffic congestion around major retail hubs.
Overall cost of living sits noticeably above the national average, driven primarily by housing and local tax structures.
Winters can be harsh and prolonged, bringing heavy snowfall and freezing temperatures that limit outdoor activities.
Lack of a rapid transit rail station directly within the village center requires reliance on buses or driving to reach Metra stations.

Questions about Schaumburg

What people ask about living in and moving to Schaumburg, Illinois.

Gathering the most common questions about Schaumburg…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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