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Schaumburg vs Toledo

Cost of living, salaries, climate and quality of life compared side by side.

Illinois, USA
View Schaumburg profile
#237 in USA
63
Overall Score
VS
Ohio, USA
View Toledo profile
#590 in USA
43
Overall Score
Schaumburg scores higher overall

Score Breakdown

Schaumburg
Toledo
Livability
82
68
Affordability
88
85
Business
81
75
Growth
74
60

Cost of Living

Toledo is the more affordable option overall — monthly living expenses run about 30% lower than in Schaumburg. Housing costs are a major driver: Schaumburg's average rent is 95% higher than Toledo's.
MetricSchaumburgToledoDiff
Average Rent
$1,850$950+95%
Groceries
$420$342+23%
Utilities
$175$295-41%
Transport
$130$180-28%
Healthcare
$240$200+20%
Monthly Total
$2,815$1,967+43%
Cost Index
11295out of 100

Salary & Income

Schaumburg offers 10% higher average salaries. However, when adjusted for local cost of living, Toledo delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Schaumburg is estimated at $62,000 vs $52,000 in Toledo.
MetricSchaumburgToledo
Average Salary
$78,000$71,000
Salary Needed
$62,000$52,000
Purchasing Power
69,643 idx74,737 idx
Household Income
$91,500$49,724

Climate Comparison

Schaumburg runs warmer on average — a 50.8°F difference year-round. For sunshine, Schaumburg comes out ahead with 255 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Schaumburg sees 27 more inches of snowfall annually.
MetricSchaumburgToledo
Avg Temp
50.80°F°F
Summer High
82.30°F°F
Winter Low
17.20°F°F
Rainfall
34.40 in in
Snowfall
27.00 in in
Sunny Days
255
Humidity
68.00%70.00%

Commute & Transport

Toledo has the shorter commute — saving residents roughly 4,000 minutes (67 hours) per year compared to Schaumburg. For walkability, Schaumburg leads — a better score here means more amenities reachable on foot.
MetricSchaumburgToledo
Commute Time
28 min20 min
Transit Score
45.0/10045.0/100
Walkability
48.0/10046.0/100
Traffic Index
52.0050.00
Car Dependency
HighHigh

Economy & Demographics

Toledo is the larger city — approximately 0.3x the population of Schaumburg. From a growth perspective, Schaumburg is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Schaumburg has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricSchaumburgToledo
Population
78,723267,463
Pop. Growth
0.40%—
Median Age
39.535.8
Unemployment
4.00%4.40%
GDP
——

Pros & Cons

Schaumburg
Advantages
Home to Woodfield Mall, one of the largest shopping destinations in the United States, offering extensive retail and dining options.
Consistently low crime rates and proactive local policing make it one of the safest communities in the region.
Exceptional park district maintaining over 70 parks, community centers, and recreational facilities for residents.
Strong corporate employment base with major headquarters located directly within the municipal boundaries.
Convenient access to Interstate 90 provides efficient commuting routes to downtown Chicago and O'Hare International Airport.
Drawbacks
Cook County property taxes are among the highest in the nation, putting a heavy financial burden on homeowners.
High level of car dependency outside of core commercial zones, leading to heavy traffic congestion around major retail hubs.
Overall cost of living sits noticeably above the national average, driven primarily by housing and local tax structures.
Winters can be harsh and prolonged, bringing heavy snowfall and freezing temperatures that limit outdoor activities.
Lack of a rapid transit rail station directly within the village center requires reliance on buses or driving to reach Metra stations.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Schaumburg
#237
Illinois, USA
62.7 / 100 overall
Avg Rent
$1,850
Avg Salary
$78,000
Cost Index
112
Commute
28 min
Transit Score
45.0/100
Walkability
48.0/100
Sunny Days
255/yr
Avg Temp
50.80°F
Pop. Growth
0.40%
Unemployment
4.00%
Livability
82
Business
81
View Full Profile
Toledo
#590
Ohio, USA
43.5 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/100
Walkability
46.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
View Full Profile

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