City Comparison
Napier vs Toledo
Cost of living, salaries, climate and quality of life compared side by side.
VS
Napier scores higher overall
Performance
Score Breakdown
Napier
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run about
24% lower than in Napier.
Housing costs are a major driver: Napier's average rent is
74% higher than Toledo's.
| Metric | Napier | Toledo | Diff |
|---|---|---|---|
| Average Rent | $1,650 | $950 | +74% |
| Groceries | $420 | $342 | +23% |
| Utilities | $170 | $295 | -42% |
| Transport | $110 | $180 | -39% |
| Healthcare | $230 | $200 | +15% |
| Monthly Total | $2,580 | $1,967 | +31% |
| Cost Index | 92 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 18% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Napier is estimated at
$50,000 vs $52,000 in Toledo.
| Metric | Napier | Toledo |
|---|---|---|
| Average Salary | $58,000 | $71,000 |
| Salary Needed | $50,000 | $52,000 |
| Purchasing Power | 63,043 idx | 74,737 idx |
| Household Income | $61,000 | $49,724 |
Weather
Climate Comparison
Napier runs warmer on average — a 59.4°F difference year-round.
For sunshine, Napier comes out ahead with 248 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Napier sees 0 more inches of snowfall annually.
| Metric | Napier | Toledo |
|---|---|---|
| Avg Temp | 59.40°F | °F |
| Summer High | 57.00°F | °F |
| Winter Low | 57.90°F | °F |
| Rainfall | 38.40 in | in |
| Snowfall | 0.00 in | in |
| Sunny Days | 248 | |
| Humidity | 70.00% | 70.00% |
Mobility
Commute & Transport
Both cities have comparable commute times, within 0 minutes of each other.
For walkability, Napier leads — a better score here means more amenities reachable on foot.
| Metric | Napier | Toledo |
|---|---|---|
| Commute Time | 20 min | 20 min |
| Transit Score | 45.0/100 | 45.0/100 |
| Walkability | 65.0/100 | 46.0/100 |
| Traffic Index | 40.00 | 50.00 |
| Car Dependency | High | High |
Population
Economy & Demographics
Toledo is the larger city
— approximately 0.2x the population of Napier.
From a growth perspective, Napier is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Toledo has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Napier | Toledo |
|---|---|---|
| Population | 66,600 | 267,463 |
| Pop. Growth | 0.90% | — |
| Median Age | 41.0 | 35.8 |
| Unemployment | 4.80% | 4.40% |
| GDP | — | — |
At a Glance
Pros & Cons
Napier
Advantages
Enjoy one of the highest annual sunshine totals in New Zealand, averaging over 2,400 hours of sun per year.
World-renowned Art Deco architecture provides a unique, highly walkable, and visually striking city center.
Proximity to world-class Hawke's Bay wineries and vineyards offering exceptional local food and wine experiences.
Lower median property purchase costs compared to major metropolitan centers like Auckland and Wellington.
Strong community safety profile and relaxed coastal lifestyle ideal for families and retirees.
Drawbacks
Regional job market is heavily seasonal, particularly around agricultural and horticultural harvest periods.
Public transportation options outside of peak hours are limited, maintaining high car dependency.
Susceptibility to weather events and seismic activity, given the region's geographical history.
Rental vacancy rates can experience tight compression during peak tourism and harvest influxes.
Distance from major international air hubs requires domestic connections for global travel.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Napier
#38Hawke's Bay, New Zealand
62.3 / 100 overall
Avg Rent
$1,650
Avg Salary
$58,000
Cost Index
92
Commute
20 min
Transit Score
45.0/100
Walkability
65.0/100
Sunny Days
248/yr
Avg Temp
59.40°F
Pop. Growth
0.90%
Unemployment
4.80%
Livability
82
Business
68
Toledo
#590Ohio, USA
43.5 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/100
Walkability
46.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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