City Comparison
Pearl City vs Toledo
Cost of living, salaries, climate and quality of life compared side by side.
VS
Pearl City scores higher overall
Performance
Score Breakdown
Pearl City
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run about
45% lower than in Pearl City.
Housing costs are a major driver: Pearl City's average rent is
147% higher than Toledo's.
| Metric | Pearl City | Toledo | Diff |
|---|---|---|---|
| Average Rent | $2,350 | $950 | +147% |
| Groceries | $520 | $342 | +52% |
| Utilities | $220 | $295 | -25% |
| Transport | $150 | $180 | -17% |
| Healthcare | $310 | $200 | +55% |
| Monthly Total | $3,550 | $1,967 | +80% |
| Cost Index | 170 | 95 | out of 100 |
Income
Salary & Income
Pearl City offers 1% higher average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Pearl City is estimated at
$68,000 vs $52,000 in Toledo.
| Metric | Pearl City | Toledo |
|---|---|---|
| Average Salary | $72,000 | $71,000 |
| Salary Needed | $68,000 | $52,000 |
| Purchasing Power | 42,353 idx | 74,737 idx |
| Household Income | $92,500 | $49,724 |
Weather
Climate Comparison
Pearl City runs warmer on average — a 76.2°F difference year-round.
For sunshine, Pearl City comes out ahead with 228 more sunny days per year,
which can meaningfully impact mood and outdoor lifestyle.
Winter severity differs too — Pearl City sees 0 more inches of snowfall annually.
| Metric | Pearl City | Toledo |
|---|---|---|
| Avg Temp | 76.20°F | °F |
| Summer High | 85.80°F | °F |
| Winter Low | 66.10°F | °F |
| Rainfall | 25.50 in | in |
| Snowfall | 0.00 in | in |
| Sunny Days | 228 | |
| Humidity | 68.00% | 70.00% |
Mobility
Commute & Transport
Toledo has the shorter commute — saving residents roughly
5,500 minutes (92 hours) per year compared to Pearl City.
Pearl City scores higher for public transit, making it the better choice for car-free living.
For walkability, Pearl City leads — a better score here means more amenities reachable on foot.
| Metric | Pearl City | Toledo |
|---|---|---|
| Commute Time | 31 min | 20 min |
| Transit Score | 48.0/100 | 45.0/100 |
| Walkability | 52.0/100 | 46.0/100 |
| Traffic Index | 65.00 | 50.00 |
| Car Dependency | High | High |
Population
Economy & Demographics
Toledo is the larger city
— approximately 0.2x the population of Pearl City.
From a growth perspective, Pearl City is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Pearl City has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Pearl City | Toledo |
|---|---|---|
| Population | 45,105 | 267,463 |
| Pop. Growth | 0.40% | — |
| Median Age | 39.5 | 35.8 |
| Unemployment | 3.80% | 4.40% |
| GDP | — | — |
At a Glance
Pros & Cons
Pearl City
Advantages
Median home prices on Oahu have shown stabilization relative to mainland surges per recent real estate indexes.
Proximity to Joint Base Pearl Harbor-Hickam provides a robust employment base for military and civil service personnel.
Central Oahu location offers convenient highway access to downtown Honolulu and pristine windward beaches.
Neighborhoods feature low violent crime rates and strong community watch engagement.
Abundant access to outdoor recreation, including nearby hiking trails and coastal parks.
Drawbacks
Cost of living index is significantly higher than the U.S. national average due to shipping and housing costs.
Heavy peak-hour traffic congestion along the H-1 freeway during morning and evening commutes.
High electricity and utility rates compared to the U.S. mainland.
Limited inventory of affordable single-family housing options.
High dependency on imported goods leading to elevated grocery and everyday item prices.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Pearl City
#527Hawaii, USA
50.6 / 100 overall
Avg Rent
$2,350
Avg Salary
$72,000
Cost Index
170
Commute
31 min
Transit Score
48.0/100
Walkability
52.0/100
Sunny Days
228/yr
Avg Temp
76.20°F
Pop. Growth
0.40%
Unemployment
3.80%
Livability
76
Business
68
Toledo
#590Ohio, USA
43.5 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/100
Walkability
46.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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