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Philadelphia vs New York City

Cost of living, salaries, climate and quality of life compared side by side.

Pennsylvania, USA
View Philadelphia profile
#512 in USA
52
Overall Score
VS
New York, USA
View New York City profile
#584 in USA
45
Overall Score
Philadelphia scores higher overall

Score Breakdown

Philadelphia
New York City
Livability
75
70
Affordability
68
55
Business
70
62
Growth
71
60

Cost of Living

Philadelphia is the more affordable option overall — monthly living expenses run about 42% lower than in New York City. Housing costs are a major driver: Philadelphia's average rent is 48% lower than New York City's.
MetricPhiladelphiaNew York CityDiff
Average Rent
$1,768$3,382-48%
Groceries
$420$520-19%
Utilities
$185$370-50%
Transport
$110$130-15%
Healthcare
$230$250-8%
Monthly Total
$2,713$4,652-42%
Cost Index
102178out of 100

Salary & Income

New York City offers 29% lower average salaries. However, when adjusted for local cost of living, Philadelphia delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Philadelphia is estimated at $58,000 vs $61,000 in New York City.
MetricPhiladelphiaNew York City
Average Salary
$72,000$100,877
Salary Needed
$58,000$61,000
Purchasing Power
70,588 idx56,672 idx
Household Income
$61,953$80,483

Climate Comparison

Philadelphia runs warmer on average — a 55.9°F difference year-round. For sunshine, Philadelphia comes out ahead with 253 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Philadelphia sees 12 more inches of snowfall annually.
MetricPhiladelphiaNew York City
Avg Temp
55.90°F°F
Summer High
84.80°F°F
Winter Low
26.00°F°F
Rainfall
39.10 in in
Snowfall
12.00 in in
Sunny Days
253
Humidity
65.00%63.00%

Commute & Transport

Philadelphia has the shorter commute — saving residents roughly 7,500 minutes (125 hours) per year compared to New York City. New York City scores higher for public transit, making it the better choice for car-free living. For walkability, New York City leads — a better score here means more amenities reachable on foot.
MetricPhiladelphiaNew York City
Commute Time
28 min43 min
Transit Score
68.0/10088.0/100
Walkability
76.0/10089.0/100
Traffic Index
52.00167.60
Car Dependency
MediumLow

Economy & Demographics

New York City is the larger city — approximately 0.2x the population of Philadelphia. From a growth perspective, Philadelphia is expanding faster, signaling stronger demand for housing, jobs, and services.
MetricPhiladelphiaNew York City
Population
1,574,2818,585,000
Pop. Growth
0.10%—
Median Age
35.338.2
Unemployment
4.90%4.90%
GDP
—$1,354.0B

Pros & Cons

Philadelphia
Advantages
Average rent remains roughly 15-20% lower than comparable major East Coast markets like New York and Boston.
Home to world-class higher education and healthcare anchor institutions driving stable high-skilled employment.
High walkability and extensive public transit infrastructure via SEPTA make car-free urban living practical.
Vibrant arts, historical architecture, and globally renowned culinary and craft beverage scenes.
Emerging status as a top-tier life sciences and biotechnology venture capital destination ('Cellicon Valley').
Drawbacks
Local wage and business tax structures can present a heavier financial burden compared to surrounding suburbs.
Property crime and localized public safety challenges persist across specific urban neighborhoods.
Public school system performance faces chronic funding and structural hurdles, prompting many families to explore alternatives.
Varying rates of economic mobility leave certain historically underserved neighborhoods behind the city's broader growth.
Post-pandemic economic and job growth recovery has occasionally lagged behind other major U.S. metropolitan regions.
New York City
Advantages
New York City is the most linguistically diverse city globally, with an estimated 800 languages spoken.
The city boasts a world-class public transportation system, with a transit score of 88 and a walkability score of 89.
New York City's private sector employment reached a record high of 4.25 million jobs in December 2024.
Overall index crime in New York City saw a nearly 3% reduction in 2024, marking the second consecutive year of declines.
New York City is a global hub for finance, media, tech, healthcare, and tourism, offering unparalleled opportunities.
Drawbacks
The cost of living in New York City is 78% higher than the national average, making it one of the most expensive cities globally.
Median rent for a 1-bedroom apartment in Manhattan reached $4,595 in April 2024.
The city experienced a population decline of 12,000 residents between June 2024 and July 2025.
New York City has a high traffic index of 167.6 and an average commute time of 43.34 minutes.
Housing affordability has reached a crisis due to high costs and a slow pace of new housing construction.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Philadelphia
#512
Pennsylvania, USA
51.9 / 100 overall
Avg Rent
$1,768
Avg Salary
$72,000
Cost Index
102
Commute
28 min
Transit Score
68.0/100
Walkability
76.0/100
Sunny Days
253/yr
Avg Temp
55.90°F
Pop. Growth
0.10%
Unemployment
4.90%
Livability
75
Business
70
View Full Profile
New York City
#584
New York, USA
45.2 / 100 overall
Avg Rent
$3,382
Avg Salary
$100,877
Cost Index
178
Commute
43 min
Transit Score
88.0/100
Walkability
89.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.90%
Livability
70
Business
62
View Full Profile

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