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Philadelphia, Pennsylvania

USA · Comprehensive city data and intelligence

52
Overall Score

Philadelphia is the nation's sixth-most populous city and serves as the historic, cultural, and economic heartbeat of the Delaware Valley. Steeped in American history as the birthplace of independence, the city seamlessly blends colonial landmarks like Independence Hall with a gritty, dynamic modern character. Today, people are drawn to Philadelphia for its vibrant neighborhoods, world-class culinary scene, rich arts culture, and relative affordability compared to other major East Coast metropolises.

About Pennsylvania

Pennsylvania offers a diverse character, blending vibrant urban centers like Philadelphia and Pittsburgh with picturesque rural landscapes and historical charm. The state boasts a robust and varied economy, with major industries including healthcare, advanced manufacturing, real estate, financial services, and tourism, alongside significant contributions from agriculture, chemical manufacturing, and energy production. Living in Pennsylvania generally provides a high quality of life with a cost of living that is slightly below the national average, though expenses can vary significantly between urban and rural areas. The climate is primarily humid continental, featuring four distinct seasons with warm, often humid summers and cold, snowy winters, while the southeastern region experiences a slightly warmer, humid subtropical climate.

1,574,281
Population
$72K
Avg Salary
102
Cost Index
51.9
Quality Score
How this 52/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 62 / 100 62.0 30% 18.6
Affordability Cost of living index (100 = national baseline): 102.0 41.3 25% 10.3
Economy & jobs Median household income: $61,953 Income needed to live here: $58,000 Unemployment rate: 4.9% 48.6 20% 9.7
Growth Population growth rate: 0.1% Job growth rate: 1.8% 41.8 15% 6.3
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 51.9

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 2 (reasoned), q=77), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Philadelphia

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Quality Scores

Business
70
Livability
75
Affordability
68
Growth
71

Cost of Living

The cost of living in Philadelphia generally runs slightly above the national average, heavily influenced by local taxes and urban housing demand. While everyday expenses such as groceries and utilities remain manageable, property and municipal tax structures can drive up overall monthly expenditures for residents. However, compared to northern neighbors like New York City or Boston, Philadelphia offers significantly more breathing room for renters and prospective home buyers.

Average Rent
$1,768/mo
Groceries
$420/mo
Transport
$110/mo
Utilities
$185/mo
Healthcare
$230/mo
Gym membership (monthly)
$50.00
Cinema ticket
$15.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$420.00
Doctor visit (without insurance)
$160.00

Salary Insights

Philadelphia's economy is anchored by its robust 'Eds and Meds' sector, driven by globally recognized universities and world-class healthcare systems. Major employers like the University of Pennsylvania, Thomas Jefferson University, and the Children's Hospital of Philadelphia provide deep economic stability and continuous innovation. Furthermore, the region has blossomed into a premier hub for life sciences and biotechnology—frequently dubbed 'Cellicon Valley'—alongside a growing footprint in financial services and tech startups.

The average salary in Philadelphia is $72,000 per year. You would need approximately $58,000 to live comfortably.

Top Industries

Education +1.50% Healthcare +2.30% Leisure and Hospitality +1.60% Trade, Transportation, and Utilities +0.80% Professional and Business Services +1.90%

Climate

🌡️
56°F
Avg Temp
☀️
85°F
Summer High
❄️
26°F
Winter Low
🌧️
39.10"
Annual Rain
💧
65.00%
Humidity
🌤️
253
Sunny Days

Transport

Getting around Philadelphia is remarkably convenient thanks to an extensive public transit network operated by SEPTA, encompassing subways, regional rail, and trolleys. The city boasts strong walkability and bikeability scores, especially within Center City and contiguous historic neighborhoods, reducing heavy reliance on personal vehicles. Major highways and 30th Street Station also provide effortless Amtrak and regional connectivity up and down the Northeast Corridor.

28 min
Avg Commute
68.00/10
Transit Score
76.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Average rent remains roughly 15-20% lower than comparable major East Coast markets like New York and Boston.
Home to world-class higher education and healthcare anchor institutions driving stable high-skilled employment.
High walkability and extensive public transit infrastructure via SEPTA make car-free urban living practical.
Vibrant arts, historical architecture, and globally renowned culinary and craft beverage scenes.
Emerging status as a top-tier life sciences and biotechnology venture capital destination ('Cellicon Valley').
Drawbacks
Local wage and business tax structures can present a heavier financial burden compared to surrounding suburbs.
Property crime and localized public safety challenges persist across specific urban neighborhoods.
Public school system performance faces chronic funding and structural hurdles, prompting many families to explore alternatives.
Varying rates of economic mobility leave certain historically underserved neighborhoods behind the city's broader growth.
Post-pandemic economic and job growth recovery has occasionally lagged behind other major U.S. metropolitan regions.

Questions about Philadelphia

What people ask about living in and moving to Philadelphia, Pennsylvania.

How does the cost of living in Philadelphia compare to other major East Coast cities? Cost of Living 1 answer

Philadelphia’s overall cost of living is generally lower than cities such as New York, Washington, D.C., and Boston, especially when it comes to rent and everyday expenses. Housing costs tend to be more affordable, while grocery prices and utilities are close to the national average. State and local taxes are comparable to other Northeastern states, with a combined income tax rate that is higher than some states but...

How do public schools in Philadelphia rank compared to private options? Schools & Education 1 answer

Public schools in Philadelphia vary widely in performance, with some schools receiving high ratings for academic achievement and extracurricular programs, while others face challenges. Private schools often have smaller class sizes and more resources, which can translate to higher test scores and college‑prep focus. To compare, review the city’s school district report cards, which provide data on graduation rates, te...

What neighborhoods are best for first‑time renters in Philadelphia? Housing 1 answer

First‑time renters often gravitate toward neighborhoods that offer a mix of safety, walkability, and easy access to the city’s transit network. Areas close to the university district, the historic core, and the riverfront tend to have a variety of apartment options and vibrant street life. Look for neighborhoods with a high concentration of rental listings, active community groups, and nearby grocery stores and parks...

Which industries are hiring the most in Philadelphia right now? Jobs & Economy 1 answer

Philadelphia’s economy is anchored by healthcare, education, and technology, all of which consistently post strong hiring numbers. The city’s large medical and research institutions drive demand for clinical, administrative, and biotech roles. At the same time, a growing tech corridor attracts software developers, data analysts, and cybersecurity professionals. In addition, the financial services sector and governmen...

Which parts of Philadelphia are considered the safest for families? Safety 1 answer

Safety levels differ across the city, with many families preferring neighborhoods that report lower violent‑crime incidents and have active community‑watch programs. Typically, areas with a strong residential presence, well‑maintained public spaces, and visible police patrols are viewed as safer. The city publishes crime statistics broken down by precinct, which can be filtered to see trends over time. Additionally,...

What are the main public‑transit options for getting around Philadelphia? Getting Around 1 answer

Philadelphia’s public‑transit system includes a subway‑elevated network, a regional rail network that reaches suburbs, and an extensive bus fleet covering the city and surrounding counties. The transit authority also operates a bike‑share program and has been expanding protected bike lanes throughout the urban core. For real‑time schedules, fare information, and trip planning, consult the city’s transit authority web...

Where can I find affordable primary‑care doctors in Philadelphia? Healthcare 1 answer

The city hosts a large network of primary‑care practices, community health centers, and teaching hospital outpatient clinics that accept most major insurance plans. Many of these facilities are located near transit hubs, making them accessible by subway, bus, or regional rail. To locate providers, use the insurance carrier’s provider directory, which lets you filter by specialty, location, and language services. The...

How do I register to vote after moving to Philadelphia? General 1 answer

To register to vote in Philadelphia, you must provide proof of residency, such as a utility bill or lease agreement, and meet the state’s citizenship and age requirements. Registration can be completed online through the state’s voter portal, by mail using a printable form, or in person at a city office that handles elections. The city’s elections division website lists the deadlines for each election cycle, required...

What are the must‑see cultural attractions for a new resident? Things to Do 1 answer

Philadelphia is rich in cultural venues, ranging from world‑class museums and historic landmarks to vibrant outdoor festivals throughout the year. The city’s museum district houses several major institutions covering art, science, and American history. Historic sites related to the nation’s founding are concentrated in the Old City area, where walking tours are popular. In the summer, numerous parks host free concert...

What should I know about parking regulations when moving into a city apartment? Moving Here 1 answer

Parking in Philadelphia is regulated by a combination of street‑side meters, residential permit zones, and private lot rules. Most neighborhoods have designated parking signs that indicate time limits, permit requirements, and street‑cleaning schedules. Before moving in, verify whether the building provides a reserved spot or a lease‑on‑parking agreement. The city’s parking authority website offers an interactive map...

Some answers here were drafted as a starting point and may be out of date. Live in Philadelphia? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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