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Terre Haute vs Binghamton

Cost of living, salaries, climate and quality of life compared side by side.

Indiana, USA
View Terre Haute profile
#413 in USA
58
Overall Score
VS
New York, USA
View Binghamton profile
#603 in USA
38
Overall Score
Terre Haute scores higher overall

Score Breakdown

Terre Haute
Binghamton
Livability
70
68
Affordability
85
75
Business
63
60
Growth
64
58

Cost of Living

Terre Haute is the more affordable option overall — monthly living expenses run about 26% lower than in Binghamton. Housing costs are a major driver: Terre Haute's average rent is 25% lower than Binghamton's.
MetricTerre HauteBinghamtonDiff
Average Rent
$850$1,138-25%
Groceries
$350$404-13%
Utilities
$165$194-15%
Transport
$110$312-65%
Healthcare
$210$226-7%
Monthly Total
$1,685$2,274-26%
Cost Index
84110out of 100

Salary & Income

Binghamton offers 5% lower average salaries. However, when adjusted for local cost of living, Terre Haute delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Terre Haute is estimated at $42,000 vs $45,000 in Binghamton.
MetricTerre HauteBinghamton
Average Salary
$52,000$55,000
Salary Needed
$42,000$45,000
Purchasing Power
61,905 idx50,000 idx
Household Income
$47,500$45,578

Climate Comparison

Terre Haute runs warmer on average — a 55.2°F difference year-round. For sunshine, Terre Haute comes out ahead with 257 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Terre Haute sees 18.6 more inches of snowfall annually.
MetricTerre HauteBinghamton
Avg Temp
55.20°F°F
Summer High
84.50°F°F
Winter Low
21.70°F°F
Rainfall
39.70 in in
Snowfall
18.60 in in
Sunny Days
257
Humidity
70.00%70.00%

Commute & Transport

Both cities have comparable commute times, within 2 minutes of each other. Terre Haute scores higher for public transit, making it the better choice for car-free living. For walkability, Binghamton leads — a better score here means more amenities reachable on foot.
MetricTerre HauteBinghamton
Commute Time
18 min16 min
Transit Score
35.0/10033.0/100
Walkability
42.0/10055.0/100
Traffic Index
30.0030.00
Car Dependency
HighMedium

Economy & Demographics

Terre Haute is the larger city — approximately 1.2x the population of Binghamton. From a growth perspective, Binghamton is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Terre Haute has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricTerre HauteBinghamton
Population
58,38046,773
Pop. Growth
0.20%0.90%
Median Age
35.535.9
Unemployment
4.10%4.30%
GDP
—$13.0B

Pros & Cons

Terre Haute
Advantages
Median home prices in Terre Haute are substantially lower than the national average per recent housing market data.
The city features multiple reputable higher education institutions including Indiana State University and Rose-Hulman.
An affordable cost of living allows residents to stretch their household budgets further compared to major metro areas.
A manageable average commute time reduces daily transit stress for local workers.
Ongoing downtown revitalization projects are bringing new dining, retail, and entertainment options to the city core.
Drawbacks
Average local salaries lag behind national medians, reflecting the regional economic structure.
Public transit options are limited, resulting in high car dependency for daily errands and commuting.
Job growth rates in certain high-tech sectors are slower compared to major national innovation hubs.
Winters can be cold and snowy, requiring preparation for harsh seasonal weather conditions.
Certain neighborhoods face economic transition challenges that impact local property values and safety metrics.
Binghamton
Advantages
The average commute time in Binghamton is relatively short at 16 minutes, offering more personal time.
Housing costs are generally lower than the national average, with a median home price of $194,000 as of December 2025.
The presence of Binghamton University provides a vibrant cultural scene and educational opportunities.
The city's economy is diversifying with growth in healthcare, education, and advanced manufacturing sectors.
Binghamton offers access to natural landscapes and outdoor recreational activities due to its river confluence and surrounding hills.
Drawbacks
Binghamton has a high crime rate, with total crime being 86% higher than the national average based on 2024 FBI data.
The unemployment rate in Binghamton was 4.3% in 2026, slightly higher than the national average.
Public transportation options are limited, as indicated by a Transit Score of 33 for Downtown Binghamton.
Despite some positive economic indicators, the Binghamton metro area experienced a 2.8% population decrease over a 10-year period leading up to 2024.
Drug-related crime remains a significant concern in the Binghamton area, despite a decrease in overdose rates.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Terre Haute
#413
Indiana, USA
57.8 / 100 overall
Avg Rent
$850
Avg Salary
$52,000
Cost Index
84
Commute
18 min
Transit Score
35.0/100
Walkability
42.0/100
Sunny Days
257/yr
Avg Temp
55.20°F
Pop. Growth
0.20%
Unemployment
4.10%
Livability
70
Business
63
View Full Profile
Binghamton
#603
New York, USA
38.3 / 100 overall
Avg Rent
$1,138
Avg Salary
$55,000
Cost Index
110
Commute
16 min
Transit Score
33.0/100
Walkability
55.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
0.90%
Unemployment
4.30%
Livability
68
Business
60
View Full Profile

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