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Waterloo vs Aiken

Cost of living, salaries, climate and quality of life compared side by side.

Iowa, USA
View Waterloo profile
#366 in USA
60
Overall Score
VS
South Carolina, USA
View Aiken profile
#322 in USA
61
Overall Score
Aiken scores higher overall

Score Breakdown

Waterloo
Aiken
Livability
73
72
Affordability
82
85
Business
67
65
Growth
69
68

Cost of Living

Waterloo is the more affordable option overall — monthly living expenses run about 23% lower than in Aiken. Housing costs are a major driver: Waterloo's average rent is 32% lower than Aiken's.
MetricWaterlooAikenDiff
Average Rent
$950$1,400-32%
Groceries
$380$400-5%
Utilities
$175$236-26%
Transport
$110$120-8%
Healthcare
$230$250-8%
Monthly Total
$1,845$2,406-23%
Cost Index
8589out of 100

Salary & Income

Aiken offers 12% lower average salaries. However, when adjusted for local cost of living, Aiken delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Waterloo is estimated at $48,000 vs $55,000 in Aiken.
MetricWaterlooAiken
Average Salary
$58,000$65,884
Salary Needed
$48,000$55,000
Purchasing Power
68,235 idx74,027 idx
Household Income
$56,500$76,746

Climate Comparison

Waterloo runs warmer on average — a 50.1°F difference year-round. For sunshine, Waterloo comes out ahead with 260 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Waterloo sees 22.3 more inches of snowfall annually.
MetricWaterlooAiken
Avg Temp
50.10°F°F
Summer High
80.70°F°F
Winter Low
13.10°F°F
Rainfall
38.00 in in
Snowfall
22.30 in in
Sunny Days
260
Humidity
68.00%70.00%

Commute & Transport

Waterloo has the shorter commute — saving residents roughly 3,000 minutes (50 hours) per year compared to Aiken. Waterloo scores higher for public transit, making it the better choice for car-free living. For walkability, Aiken leads — a better score here means more amenities reachable on foot.
MetricWaterlooAiken
Commute Time
18 min24 min
Transit Score
40.0/10035.0/100
Walkability
45.0/10055.0/100
Traffic Index
30.0045.00
Car Dependency
HighHigh

Economy & Demographics

Waterloo is the larger city — approximately 2x the population of Aiken. From a growth perspective, Aiken is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Aiken has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricWaterlooAiken
Population
67,32533,306
Pop. Growth
0.30%1.20%
Median Age
36.546.6
Unemployment
3.80%3.40%
GDP
——

Pros & Cons

Waterloo
Advantages
Median home prices are significantly lower than the national average per US Census and local real estate data
Average commute times are short, reducing daily travel stress
Abundant outdoor recreation options including the Cedar Valley Nature Trail
Strong local healthcare presence with MercyOne and UnityPoint Health facilities
Rich cultural amenities such as the Grout Museum District and Lost Island Waterpark
Drawbacks
Cold and snowy winter conditions can be challenging for residents
Public transit options are limited compared to major metropolitan areas
Property taxes in Black Hawk County can be relatively high
Certain urban core neighborhoods experience higher property crime rates
Job market heavily relies on a few major industrial employers
Aiken
Advantages
The cost of living in Aiken is approximately 11% lower than the national average.
Aiken boasts a higher homeownership rate of 68.1% as of 2024.
The city offers a mild climate with ample opportunities for outdoor activities and a vibrant downtown.
Aiken County's unemployment rate of 3.4% in April 2026 is lower than the national average.
The average commute time of 24 minutes is considered manageable.
Drawbacks
Aiken's transportation system is largely car-dependent, with limited public transit options.
The city's safety index of 30 suggests a higher crime rate compared to national benchmarks.
Aiken County's poverty rate of 14.3% is higher than the national average of 12.5%.
While the downtown is walkable, the city overall has a lower walkability score due to car dependency.
Some utility costs are reported to be slightly higher than the national average.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Waterloo
#366
Iowa, USA
59.6 / 100 overall
Avg Rent
$950
Avg Salary
$58,000
Cost Index
85
Commute
18 min
Transit Score
40.0/100
Walkability
45.0/100
Sunny Days
260/yr
Avg Temp
50.10°F
Pop. Growth
0.30%
Unemployment
3.80%
Livability
73
Business
67
View Full Profile
Aiken
#322
South Carolina, USA
60.6 / 100 overall
Avg Rent
$1,400
Avg Salary
$65,884
Cost Index
89
Commute
24 min
Transit Score
35.0/100
Walkability
55.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.20%
Unemployment
3.40%
Livability
72
Business
65
View Full Profile

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