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Siwan, Bihar

India · Comprehensive city data and intelligence

72
Overall Score

Siwan is a historically and culturally significant city located in the western part of Bihar, India, serving as the administrative headquarters of Siwan district. Known for its rich heritage linked to ancient kingdoms and prominent figures in India's independence movement, the city blends traditional small-town charm with expanding commercial activity. Over recent years, urbanization has brought improved infrastructure, educational institutions, and growing retail markets, making it a focal point for regional development in the state.

About Bihar

Bihar, located in eastern India, is characterized by its fertile plains, rich cultural heritage, and a predominantly agrarian economy. Agriculture, particularly the production of vegetables and fruits, employs a significant portion of the population, though the service sector is the largest contributor to the state's economy, followed by industry and agriculture. The climate is humid subtropical, with hot summers (35-45°C), mild winters (10-20°C), and a long rainy season from June to October. The cost of living in Bihar is generally lower than the Indian average, with monthly expenses for a single person estimated around $278, and the lifestyle is a blend of traditional and contemporary influences, emphasizing family, education, and community.

350,000
Population
$4K
Avg Salary
25
Cost Index
72.4
Quality Score
How this 72/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 58 / 100 58.0 30% 17.4
Affordability Cost of living index (100 = national baseline): 25.0 100.0 25% 25.0
Economy & jobs Median household income: $4,200 Income needed to live here: $2,500 Unemployment rate: 5.2% 80.0 20% 16.0
Growth Population growth rate: 1.5% Job growth rate: 2% 61.3 15% 9.2
Business climate assessment Business climate assessment: 48 / 100 48.0 10% 4.8
Overall score 72.4

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=54, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
48
Livability
56
Affordability
90
Growth
60

Cost of Living

The cost of living in Siwan remains exceptionally affordable compared to major Indian metropolitan areas and significantly lower than global averages. Everyday essentials, local produce, and traditional services are economically priced, driven largely by the region's agrarian productivity and lower local wage structures. Housing and basic utilities require modest expenditures, making it an accessible location for families living on modest budgets.

Average Rent
$150/mo
Groceries
$120/mo
Transport
$30/mo
Utilities
$45/mo
Healthcare
$40/mo
Gym membership (monthly)
$15.00
Cinema ticket
$3.00
Restaurant meal (mid-range)
$6.00
Monthly groceries
$100.00
Doctor visit (without insurance)
$10.00

Salary Insights

Siwan's economy is predominantly driven by agriculture, local trade, small-scale retail enterprises, and a growing remittance economy supported by migrant workers abroad and in other Indian states. Major employers include the public sector, local educational institutions, healthcare providers, and cooperative agricultural networks. While formal industrial manufacturing is limited, wholesale trade and commercial services provide steady employment opportunities for the local workforce.

The average salary in Siwan is $3,500 per year. You would need approximately $2,500 to live comfortably.

Top Industries

Healthcare and Social Assistance +3.50% Construction and Real Estate +2.50% Retail and Wholesale Trade +2.80% Agriculture and Agribusiness +1.50% Education and Training Services +3.00%

Climate

🌡️
25°C
Avg Temp
☀️
34°C
Summer High
❄️
11°C
Winter Low
🌧️
46.50"
Annual Rain
💧
65.00%
Humidity
🌤️
255
Sunny Days

Transport

Transportation in Siwan is centered around its busy railway station, which connects the city to major hubs across India like Patna, Delhi, and Kolkata. Local transit relies heavily on auto-rickshaws, cycle rickshaws, and private two-wheelers navigating the core commercial streets. Road connectivity to neighboring districts has seen continuous improvement through state and national highway upgrades.

25 min
Avg Commute
45.00/10
Transit Score
55.00/10
Walkability
Low
Car Dependency

Pros & Cons

Advantages
Significantly lower cost of living and housing prices compared to national urban averages.
Well-connected railway junction offering direct transit to major Indian cities.
Strong community ties and rich cultural heritage rooted in Bihar's history.
Expanding educational infrastructure with numerous local schools and colleges.
High agricultural productivity ensuring steady access to affordable fresh produce.
Drawbacks
Limited large-scale industrial employment and formal private sector job growth.
Infrastructure challenges including occasional traffic congestion and road maintenance issues.
Reliance on neighboring major cities for advanced specialized medical healthcare.
Limited modern entertainment, cultural venues, and organized recreational spaces.
Vulnerability to seasonal weather extremes, including high summer temperatures and monsoon waterlogging.

Questions about Siwan

What people ask about living in and moving to Siwan, Bihar.

Gathering the most common questions about Siwan…

Frequently Asked Questions

The consumer market basket tracks everyday necessities, including staple grocery items (such as milk, bread, eggs, and produce), residential energy bills (electricity, gas, and water), public and private transit costs, routine outpatient medical care, and standard consumer goods and services to ensure a representative monthly budget.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Even in close geographic proximity, local tax jurisdictions, municipal utility rates, zoning laws, and micro-housing markets can create wide cost discrepancies. For example, a city with strict land-use regulations or higher local sales taxes will typically exhibit elevated housing and consumer goods costs compared to an adjacent county with looser zoning and lower tax burdens.

Local tax climates significantly shift a city's affordability score by directly affecting disposable income. Urblytica factors in state income tax brackets, local municipal property tax millage rates, and combined sales taxes to measure the true tax drag on median household earnings.

Core economic indexes and consumer price metrics undergo a comprehensive quarterly recalibration. This update cycle integrates the latest Consumer Price Index (CPI) releases, municipal utility rate adjustments, and regional housing data feeds to ensure all index comparisons reflect current economic conditions.

Housing is weighted as the single largest component in Urblytica's cost-of-living algorithm, typically accounting for roughly 30% to 35% of the composite score. It incorporates both median monthly gross rent and median single-family home purchase prices relative to local median income levels.

Normalization involves adjusting raw economic inputs against localized purchasing power parities (PPPs) and population-weighted density scales. This ensures fair, apples-to-apples comparisons between dense metropolitan hubs and smaller suburban or rural towns.

Utility indexing applies a rolling annual average that captures seasonal climate variations, such as increased summer air conditioning loads in southern climates or heavier winter heating demands in northern regions, providing a realistic year-round average utility expense.

Remote workers leverage the index to calculate real purchasing power parity when moving from a high-cost-of-living area to a lower-cost region. By comparing index differentials against their fixed salary, users can determine if their net savings and lifestyle quality will improve post-relocation.

While the raw Cost of Living Index measures pure expense levels, it is frequently paired with Urblytica’s local wage index and median household income benchmarks. This combined view highlights whether local salaries keep pace with local consumer goods and housing expenses.

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