Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Florence, Alabama

USA · Comprehensive city data and intelligence

55
Overall Score

Florence, Alabama, often referred to as the "Renaissance City," is a vibrant community nestled along the Tennessee River in the Shoals region of Northwest Alabama. Known for its rich history, diverse cultural scene, and natural beauty, Florence attracts residents seeking a blend of small-town charm and modern amenities. The city boasts a lively downtown area, historic districts with well-preserved architecture, and a strong connection to music history, particularly through its proximity to Muscle Shoals. People are drawn to Florence for its affordable cost of living, friendly atmosphere, and access to outdoor recreational opportunities along the river and in nearby parks. It is also home to the University of North Alabama, which contributes to a youthful energy and a variety of educational and cultural events.

About Alabama

Alabama, located in the southeastern United States, is characterized by its Southern charm, rich history, and diverse natural beauty, ranging from the Appalachian foothills to Gulf Coast beaches. The state's economy has diversified beyond its agricultural roots, with major industries now including automotive manufacturing, aerospace, healthcare, banking, and steel production. Living in Alabama generally offers a low cost of living, particularly for housing, which is significantly below the national average. The climate is humid subtropical, featuring hot, humid summers and mild winters with ample sunshine for much of the year, supporting an outdoor-oriented lifestyle.

43,097
Population
$42K
Avg Salary
83
Cost Index
54.7
Quality Score
How this 55/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 35 / 100 35.0 30% 10.5
Affordability Cost of living index (100 = national baseline): 83.0 65.0 25% 16.3
Economy & jobs Median household income: $52,174 Income needed to live here: $52,000 Unemployment rate: 4.2% 49.0 20% 9.8
Growth Population growth rate: 1.21% Job growth rate: 6.33% 77.6 15% 11.6
Business climate assessment Business climate assessment: 65 / 100 65.0 10% 6.5
Overall score 54.7

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 2 (reasoned), q=75), last refreshed 1 July 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Florence

Featured local businesses in Florence.

Put your business in front of people moving to Florence Featured businesses appear here for everyone researching Florence. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
65
Livability
75
Affordability
85
Growth
72

Cost of Living

The cost of living in Florence, AL, is notably more affordable than the national average, standing at approximately 16.8% lower overall. This affordability is a significant draw for residents, with housing costs being a primary factor, estimated to be around 33.1% less expensive than the national average. Rent prices for apartments are considerably lower than in many other U.S. cities, making it an attractive option for renters. Beyond housing, daily expenses such as groceries and utilities also contribute to Florence's affordability, with groceries being about 7% cheaper and utilities approximately 9% less pricey compared to the national average. Transportation costs are also lower, further enhancing the city's appeal for those seeking a high quality of life without the hefty price tag.

Average Rent
$1,195/mo
Groceries
$550/mo
Transport
$323/mo
Utilities
$344/mo
Healthcare
$126/mo
Gym membership (monthly)
$25.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$30.00
Monthly groceries
$550.00
1BR Apartment (city centre)
$764.00

Salary Insights

Florence's economy is characterized by a mix of established industries and a growing job market. The most common employment sectors in 2024 included Retail Trade, Accommodation & Food Services, and Manufacturing. The city experienced a notable employment growth rate of 6.33% from 2023 to 2024, indicating a positive trend in job creation. More recently, the Florence-Muscle Shoals metropolitan area gained 100 jobs in April 2026, averaging about 75 new jobs per month over the past five years. While specific figures for new business growth are not readily available, the overall economic activity suggests a stable environment. The presence of the University of North Alabama also contributes to the local job market, particularly in education and related services, and fosters a dynamic environment for young professionals and entrepreneurs.

The average salary in Florence is $41,838 per year. You would need approximately $52,000 to live comfortably.

Top Industries

Retail Trade Accommodation & Food Services Manufacturing Education Healthcare

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
70.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Florence primarily relies on personal vehicles, with a high car dependency evident from the fact that 77.4% of commuters drove alone to work in 2024. The average commute time for residents is approximately 18.7 minutes. Car ownership is around 2 cars per household, similar to the national average. While public transit options are limited, the city does have some bus stops, and downtown Florence is considered somewhat walkable. The city's Walk Score is 32, indicating that most errands require a car. Efforts to improve infrastructure are ongoing, as a significant portion of roads and bridges in the Florence area are in poor or mediocre condition, leading to additional costs for drivers.

19 min
Avg Commute
30.00/10
Transit Score
32.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
The cost of living in Florence is 16.8% lower than the national average, making it highly affordable.
Housing costs are significantly lower, with the median home price at $235,000 in May 2026, which is 49% lower than the national average.
Florence experienced a strong employment growth rate of 6.33% from 2023 to 2024.
The average commute time is relatively short at 18.7 minutes.
The city offers a vibrant cultural scene and access to outdoor activities along the Tennessee River.
Drawbacks
The overall crime rate in Florence is 25% higher than the national average, with violent crimes being 75% higher.
Florence has a low Walk Score of 32, indicating high car dependency for most errands.
Public transit options are limited, contributing to the city's car-dependent nature.
A significant portion of major roads and highways in the Florence area are in poor or mediocre condition.
The unemployment rate for Florence specifically was not readily available in recent data.

Questions about Florence

What people ask about living in and moving to Florence, Alabama.

How are the public schools rated in Florence? Schools & Education 1 answer

Florence is served by a public school district that includes several elementary, middle, and high schools. Overall performance metrics are around the state average, with some schools receiving higher ratings for test scores and extracurricular programs. For the most up‑to‑date ratings, visit the state department of education’s website, which provides school report cards, graduation rates, and teacher‑to‑student ratio...

How does the cost of living in Florence compare to the national average? Cost of Living 1 answer

Florence’s cost‑of‑living index is 83, meaning expenses are about 17 % lower than the national average of 100. Everyday items such as groceries, utilities, and transportation tend to be cheaper, while housing costs are modest. The average rent is $1,195 per month, which is well below many larger metro areas. With an average yearly salary of $41,838, residents typically find their income covers basic needs comfortably...

What are the main industries hiring in Florence? Jobs & Economy 1 answer

Florence’s economy is anchored by manufacturing, healthcare, education, and retail. Large factories and distribution centers provide many blue‑collar positions, while the university and its affiliated research facilities create jobs in teaching, research, and support services. The healthcare sector, including hospitals and clinics, also employs a sizable workforce. To explore openings, use statewide job boards, the c...

What is the typical rent for a one‑bedroom apartment in Florence? Housing 1 answer

The average rent across all housing types in Florence is $1,195 per month. One‑bedroom units in central neighborhoods usually fall near that average, though exact prices can vary based on age of the building, amenities, and proximity to the river or university campus. To get current listings, check regional rental websites, local classifieds, or contact property management firms that serve the downtown area. It’s als...

What recreational activities are popular in Florence? Things to Do 1 answer

Florence offers a mix of outdoor and cultural activities. The riverfront park provides walking trails, picnic areas, and seasonal festivals that are great for families. Nearby parks feature playgrounds, sports fields, and fishing spots. The city also hosts a historic downtown district with museums, galleries, and live‑music venues that often have free or low‑cost events. For indoor recreation, check the community cen...

What’s the overall vibe of living in Florence? General 1 answer

Florence blends small‑town charm with a lively college‑town atmosphere. The presence of a university brings a youthful energy, cultural events, and diverse dining options, while the historic downtown and riverfront preserve a relaxed, community‑focused feel. Residents often describe the city as friendly and laid‑back, with a strong sense of local pride. The lower cost of living and moderate climate make it attractive...

Is Florence a safe place to live? Safety 1 answer

Florence’s safety score is 35.0 out of 100, indicating higher crime levels than many other communities. Property crimes such as theft and burglary are the most common issues, while violent crime rates are lower but still above national averages. Residents often mitigate risk by using home security systems, locking vehicles, and staying aware of neighborhood activity. For a detailed view, consult the city’s police dep...

What utilities should I set up before moving to Florence? Moving Here 1 answer

Before you arrive, arrange for electricity, water, natural gas (if applicable), and trash collection through the city’s utility providers. Internet and cable services are offered by regional carriers; you can compare plans and schedule installation online. It’s also wise to set up a recycling account if the city offers curbside recycling. Contact the city’s public works department for information on water rates and a...

What public transportation options exist in Florence? Getting Around 1 answer

Florence offers a city‑run transit service that operates fixed routes covering the downtown core, residential neighborhoods, and major employment centers. Buses run on a weekday schedule with reduced service on weekends. For longer trips, regional bus lines connect Florence to nearby towns and the larger metropolitan area. You can find route maps, timetables, and fare information on the city’s transportation departme...

Where can I find hospitals or urgent care in Florence? Healthcare 1 answer

Florence is home to a major medical center that provides emergency services, inpatient care, and a range of specialty clinics. In addition, there are several urgent‑care facilities and outpatient offices scattered throughout the city, offering walk‑in appointments for non‑life‑threatening issues. To locate a provider that accepts your insurance, check the state health department’s provider directory or use the hospit...

Some answers here were drafted as a starting point and may be out of date. Live in Florence? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
FindCarez.com Live Listings

Senior Care in Florence

1 assisted living, nursing & memory care facility in Florence.

Get quotes from local pros in Florence

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Florence with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored