How does the cost of living in Hilo compare to the U.S. average?

Hilo’s cost‑of‑living index is 146, meaning everyday expenses are about 46 % higher than the national average (which is set at 100). This includes groceries, utilities, and services. While housing is relatively affordable compared with many West Coast cities, the higher price for goods and services can offset that savings. If you earn the local average salary of $41,708 per year, you’ll need to budget carefully, especially for non‑housing costs, to maintain a comfortable lifestyle. Checking recent consumer price reports or the city’s economic development site can give you the most up‑to‑date breakdown.