City Profile
Hilo, Hawaii
USA · Comprehensive city data and intelligence
Hilo, the county seat of Hawaiʻi County, is the largest settlement on the Big Island of Hawaii. Nestled on the island's eastern, windward side, it is renowned for its lush rainforests and frequent tropical showers, which contribute to its vibrant green landscape year-round. Hilo offers a unique blend of natural beauty, cultural richness, and a relaxed, small-town atmosphere, making it an attractive destination for those seeking a slower pace of life amidst stunning scenery. The city serves as a hub for education, healthcare, and commerce for the eastern side of the island, with institutions like the University of Hawaiʻi at Hilo contributing to its dynamic community. Hilo's history is deeply rooted in its past as a thriving sugar plantation town, which brought diverse populations from Asia, shaping its multicultural character. Today, it continues to evolve, balancing its historical charm with modern developments and a growing emphasis on sustainability and local industries.
Hawaii is characterized by its unique island geography, diverse cultural heritage, and a pervasive "Aloha Spirit" emphasizing love, compassion, and community. The economy is heavily reliant on tourism, which is the largest industry, contributing significantly to the state's gross product. Other major industries include military defense, diversified agriculture, and emerging sectors like healthcare, technology, and renewable energy. Living in Hawaii is notably expensive, with a cost of living index nearly double the national average, primarily driven by high housing, utility, and grocery costs due to its isolated location and dependence on imports. The climate is tropical with year-round warm temperatures, consistent trade winds, and distinct wet and dry seasons, though local variations can range from humid tropical to alpine. The lifestyle is generally laid-back and deeply connected to outdoor activities and nature, with residents enjoying a high life expectancy.
How this 39/100 was calculated five components, with every reading behind them
| Component | Readings used | Points | Weight | Contributes |
|---|---|---|---|---|
| Safety | Safety score: 45 / 100 | 45.0 | 30% | 13.5 |
| Affordability | Cost of living index (100 = national baseline): 146.0 | 0.0 | 25% | 0.0 |
| Economy & jobs | Median household income: $81,779 Income needed to live here: $98,000 Unemployment rate: 3.5% | 42.8 | 20% | 8.6 |
| Growth | Population growth rate: 0.78% Job growth rate: 4.88% | 72.3 | 15% | 10.8 |
| Business climate assessment | Business climate assessment: 65 / 100 | 65.0 | 10% | 6.5 |
| Overall score | 39.4 | |||
Provenance.
These figures were produced by the research pass recorded as
Gemini (Tier 2 (reasoned), q=98 ✓ perfect), last refreshed
21 August 2026.
They are researched estimates drawn from public sources, not a licensed data feed.
Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.
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Performance
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Cost of Living
The cost of living in Hilo, Hawaii, is notably higher than the national average, primarily driven by elevated housing, utility, and grocery expenses. Overall, Hilo's cost of living is approximately 46% higher than the national average. Housing costs are a significant factor, with both rental prices and home purchase prices exceeding national benchmarks. Utilities, in particular, are substantially more expensive, being about 106.8% to 118% higher than the national average, largely due to Hawaii's reliance on imported fuel for electricity generation. Grocery prices also contribute to the high cost of living, with overall grocery costs in Hilo being around 48.8% to 49% higher than the national average, as most goods must be shipped to the island. Despite these high costs, Hilo's fertile agricultural region allows for more accessible and competitively priced local produce, which can help residents manage food expenses.
Income
Salary Insights
Hilo's economy is diverse, with key sectors including educational services, healthcare and social assistance, and retail trade. In 2024, employment in Hilo saw a growth rate of 4.88%. The University of Hawaiʻi at Hilo is a significant employer and contributes to the city's educational services sector. The healthcare industry is a strong and growing sector, with Hilo Benioff Medical Center being a major employer and the healthcare and social assistance sector projected for significant statewide growth of 11.2% between 2024 and 2034. Tourism and hospitality also play a crucial role, with the Merrie Monarch Festival injecting millions into the local economy annually. While the labor market has faced challenges like shortages, particularly in restaurants and retail, there's an increasing trend of micro-business startups and online businesses, indicating a growing entrepreneurial spirit. Statewide, Hawaii's economic growth rate is projected to remain steady at around 2.0% through 2027, driven by construction, real estate, and the continued recovery of tourism.
The average salary in Hilo is $41,708 per year. You would need approximately $98,000 to live comfortably.
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Weather
Climate
Mobility
Transport
Getting around Hilo primarily relies on personal vehicles, as the city is largely car-dependent. Hilo has an average Walk Score of 23, indicating that most errands require a car. Public transportation options are minimal and often unreliable, especially in rural areas, leading to long wait times and inconsistent service. The average commute time for residents in Hilo is around 27.4 minutes. While the Big Island lacks extensive freeway systems found on other islands, traffic congestion can still occur during peak hours, particularly on the limited major roadways. Gas prices are also higher than the national average, with regular unleaded averaging around $5.19 per gallon as of 2026. For those without a car, managing daily commutes or scheduled appointments can be challenging, highlighting the necessity of personal transportation in Hilo.
At a Glance
Pros & Cons
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Community Q&A
Questions about Hilo
What people ask about living in and moving to Hilo, Hawaii.
How are public schools rated in Hilo?
Public schools in Hilo are administered by the county school district, which provides performance data and school profiles on its website. Test scores and graduation rates tend to be close to state averages, with some schools excelling in STEM or Hawaiian language programs. Parents often consider factors such as school size, extracurricular offerings, and proximity to home. Visiting schools during open houses or cont...
What’s the climate like year‑round in Hilo?
Hilo has a tropical rainforest climate, meaning it receives abundant rainfall throughout the year, with the wettest months typically from November to March. Temperatures are fairly consistent, averaging highs in the low 80s °F (27‑28 °C) and lows in the mid 60s °F (18 °C). The high humidity and frequent rain contribute to the lush vegetation that the area is known for. If you’re moving from a drier region, you’ll wan...
What outdoor activities are popular around Hilo?
Hilo’s location on the island’s windward side gives easy access to rainforest trails, volcanic landscapes, and waterfalls, all popular for day hikes. The nearby coastline offers snorkeling, tide‑pooling, and kayaking, while the town’s parks provide spaces for jogging and picnicking. For organized outings, the city’s recreation department publishes calendars of guided hikes, beach clean‑ups, and cultural events. Check...
How does the cost of living in Hilo compare to the U.S. average?
Hilo’s cost‑of‑living index is 146, meaning everyday expenses are about 46 % higher than the national average (which is set at 100). This includes groceries, utilities, and services. While housing is relatively affordable compared with many West Coast cities, the higher price for goods and services can offset that savings. If you earn the local average salary of $41,708 per year, you’ll need to budget carefully, espe...
What is the typical rent for a one‑bedroom apartment in Hilo?
The average rent in Hilo is $1,466 per month. One‑bedroom units in central areas generally fall around that figure, though exact prices vary by size, condition, and proximity to amenities. Apartments farther from the core or in older buildings may be less expensive, while newer or waterfront units can cost more. To get current listings, consult regional rental websites, local classifieds, or the city’s housing author...
What are the main industries hiring in Hilo?
Hilo’s economy is anchored by education, healthcare, tourism, and government services. The public school system and community college are large employers, as are hospitals and medical centers serving the island’s east side. Tourism‑related jobs are common in hospitality, retail, and outdoor‑recreation businesses that cater to visitors of the nearby volcano and rainforest attractions. For specific openings, check the...
Is Hilo a safe place to live?
Hilo’s safety score is 45 out of 100, indicating a higher crime level than many U.S. communities. Property crimes such as burglary and theft are more common than violent offenses, but rates vary by neighborhood. The city’s police department publishes crime statistics and safety tips on its website, and community watch programs are active in many areas. When choosing a residence, consider looking at local crime maps,...
What public transportation options exist in Hilo?
Hilo is served by the county’s public bus system, which operates routes throughout the town and to nearby rural communities. Buses run on a regular schedule, with reduced service on weekends and holidays. There are also regional shuttle services that connect Hilo to other parts of the island, useful for commuting to work or visiting attractions. For real‑time schedules, fare information, and route maps, consult the t...
Where can I find hospitals or clinics in Hilo?
Hilo hosts a major medical center that provides emergency care, surgery, and specialty services, as well as several community health clinics offering primary and preventive care. The county health department also runs public health programs and vaccination clinics. To locate a provider that matches your insurance and health needs, use the state health department’s provider lookup tool or the medical center’s patient...
What should I know about moving my belongings to Hilo?
Moving to Hilo typically involves sea freight for household goods, as the island is accessed by cargo ship or air freight. Shipping rates depend on volume, weight, and timing, so it’s wise to obtain quotes from multiple freight forwarders and ask about insurance coverage. The port authority’s website lists regulations, customs forms, and prohibited items. Once your items arrive, the port’s logistics office can direct...
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