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Cape Girardeau, Missouri

USA · Comprehensive city data and intelligence

61
Overall Score

Cape Girardeau, affectionately known as 'Cape' or the 'City of Roses,' is a historic regional hub situated along the majestic Mississippi River in Southeast Missouri. Founded in 1793, the city boasts a rich blend of 19th-century architecture, a revitalized downtown riverfront, and status as the economic and cultural heart of the region. It is notably home to Southeast Missouri State University (SEMO), which infuses the area with vibrant academic energy, cultural events, and arts programming. People are drawn to Cape Girardeau for its unique mix of small-town southern hospitality, modern healthcare facilities, and scenic bluffs overlooking the river.

About Missouri

Missouri, known as the "Show-Me State," offers a diverse landscape from the Ozark Mountains to the Missouri River, characterized by a continental climate with hot, humid summers and cold winters, experiencing all four seasons. Its economy is highly diversified, with major industries including agriculture, manufacturing (especially transportation equipment and food processing), financial services, and a growing presence in high-tech fields like agtech and cybersecurity. Living in Missouri is generally affordable, consistently ranking among the states with the lowest cost of living, with housing costs significantly below the national average. The lifestyle offers a blend of urban amenities in cities like St. Louis and Kansas City, known for their arts, music, and professional sports, alongside abundant outdoor recreation opportunities.

40,818
Population
$57K
Avg Salary
86
Cost Index
61.0
Quality Score
How this 61/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 68 / 100 68.0 30% 20.4
Affordability Cost of living index (100 = national baseline): 86.0 61.3 25% 15.3
Economy & jobs Median household income: $55,658 Income needed to live here: $48,000 Unemployment rate: 4.1% 59.3 20% 11.9
Growth Population growth rate: 0.58% Job growth rate: 1.5% 44.8 15% 6.7
Business climate assessment Business climate assessment: 67 / 100 67.0 10% 6.7
Overall score 61.0

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 3 (deep think), q=86), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Cape Girardeau

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Quality Scores

Business
67
Livability
75
Affordability
82
Growth
69

Cost of Living

The cost of living in Cape Girardeau is notably lower than the national average, making it an attractive destination for families, young professionals, and retirees looking to stretch their purchasing power. Housing costs, in particular, remain significantly below national medians, with average apartment rents and real estate prices offering substantial value compared to major metropolitan areas like St. Louis or Kansas City. Everyday goods, groceries, and utility services also track below the U.S. baseline, though specialized goods and certain services mirror typical regional inflation trends.

Average Rent
$995/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$175/mo
Healthcare
$210/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$130.00

Salary Insights

Cape Girardeau serves as the primary commercial and employment center for Southeast Missouri, anchored by major sectors including healthcare, education, retail trade, and manufacturing. Principal employers like Saint Francis Healthcare System and SoutheastHEALTH drive a robust healthcare economy, while Southeast Missouri State University anchors the education and professional services sectors. The local job market displays steady stability with a resilient labor force, appealing to professionals seeking balanced career opportunities without the congestion of a massive metropolis.

The average salary in Cape Girardeau is $56,680 per year. You would need approximately $48,000 to live comfortably.

Top Industries

Retail Trade +1.00% Manufacturing +1.30% Accommodation and Food Services +1.60% Educational Services +1.10% Healthcare and Social Assistance +2.10%

Climate

🌡️
59°F
Avg Temp
☀️
86°F
Summer High
❄️
28°F
Winter Low
🌧️
48.90"
Annual Rain
💧
68.00%
Humidity
🌤️
252
Sunny Days

Transport

Getting around Cape Girardeau is primarily car-dependent, with well-maintained roadways and efficient access via Interstate 55 connecting the city to St. Louis and Memphis. While public transit options are limited, average commute times are short, typically hovering around 20 to 22 minutes. Walkability is concentrated mainly in the historic downtown district and the university campus, whereas suburban strips rely heavily on personal vehicle transportation.

21 min
Avg Commute
42.00/10
Transit Score
58.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Average rent in Cape Girardeau is roughly 50% lower than the national average per Zillow data.
Home to Southeast Missouri State University, providing robust cultural, educational, and arts amenities.
Serves as a major regional healthcare nexus with advanced medical facilities like Saint Francis and SoutheastHEALTH.
Short average commute times of approximately 21 minutes make daily travel efficient.
Scenic riverfront location along the Mississippi River featuring historic parks and a revitalized downtown.
Drawbacks
Local mean wages and median household incomes track below national averages per Bureau of Labor Statistics data.
High level of car dependency with limited municipal public transit coverage.
Poverty rates can skew higher in specific core urban census tracts compared to surrounding county areas.
Susceptible to humid continental weather extremes with hot summers and variable winter conditions.
Limited high-tech and specialized corporate headquarters sector compared to larger state metros.

Questions about Cape Girardeau

What people ask about living in and moving to Cape Girardeau, Missouri.

What is the average rent for a one-bedroom apartment in Cape Girardeau? Housing 1 answer

The average monthly rent for a one-bedroom apartment in Cape Girardeau is about $995. This figure reflects typical listings in the city center and nearby residential areas. When searching online rental sites or contacting local real estate agents, you’ll find a range of options slightly above or below this average depending on amenities and exact location. It’s wise to compare several listings to gauge the market and...

How does the cost of living in Cape Girardeau compare to the national average? Cost of Living 1 answer

Cape Girardeau’s cost of living index is 86, which means it is about 14% lower than the national average. Grocery, utilities, and transportation costs tend to be modest, while housing remains the biggest expense. With an average annual salary of $56,680, you’ll likely find that your income can comfortably cover basic expenses and leave room for savings, especially if you budget carefully and take advantage of local d...

What is the average salary for a software engineer in Cape Girardeau? Jobs & Economy 1 answer

While specific industry data for software engineering in Cape Girardeau isn’t publicly listed, the city’s overall average salary is $56,680 per year. Tech roles in smaller markets often pay slightly below national tech averages but can offer a lower cost of living and a good work-life balance. It’s advisable to research local job boards and speak with recruiters in the area to get a clearer picture of salary ranges f...

What is the quality of public schools in Cape Girardeau? Schools & Education 1 answer

The city’s public school system offers a range of elementary, middle, and high schools that serve the community. Schools typically receive state-level evaluations and report academic performance data online. Parents can review school district reports, visit school websites, and attend open houses to assess curriculum quality, extracurricular offerings, and student-teacher ratios before making a decision.

How safe is Cape Girardeau for families? Safety 1 answer

Cape Girardeau has a safety score of 68 out of 100, indicating a moderate level of safety compared to national averages. Crime data is publicly available through local law enforcement websites and community safety reports. Families often find that residential areas have low rates of violent crime, though property crimes can vary by neighborhood. Checking recent crime statistics and speaking with local residents can p...

Is public transportation reliable in Cape Girardeau? Getting Around 1 answer

The city offers a local transit service that connects residential areas with downtown, shopping centers, and medical facilities. Buses run on a scheduled route with varying frequency depending on the time of day. While the service is convenient for many residents, it may not cover all neighborhoods, so checking the transit schedule online or via the city’s transportation page will help you plan routes that fit your n...

What healthcare options are available for residents? Healthcare 1 answer

Cape Girardeau hosts a network of clinics and hospitals that provide primary care, specialty services, and emergency care. These facilities are listed on the city’s health department website, which also includes patient reviews and service directories. For chronic conditions, you can find specialists and support groups in the area by searching local health directories or contacting the hospitals directly.

What are some popular outdoor activities in Cape Girardeau? Things to Do 1 answer

The city is situated along the Mississippi River, offering boating, fishing, and scenic river walks. Nearby parks feature trails for hiking, biking, and picnicking, and seasonal events often celebrate local culture. Checking the city’s recreation page or local tourism sites will give you a list of parks, trail maps, and upcoming community events.

What should I know about moving into Cape Girardeau? Moving Here 1 answer

When moving to Cape Girardeau, consider the moderate cost of living and the average rent of $995. Secure housing early by browsing online listings and contacting local realtors. Arrange utilities—electric, water, internet—through providers listed on the city’s utility page. Register for local services such as voting, driver’s license, and health insurance through the city’s official portals to ensure a smooth transit...

What is the overall vibe of living in Cape Girardeau? General 1 answer

Cape Girardeau blends small-town friendliness with urban conveniences. The downtown area features shops, restaurants, and cultural venues, while surrounding neighborhoods offer quieter residential life. Community events, local festivals, and a supportive civic atmosphere create a welcoming environment for newcomers. Exploring the city’s official website and visiting during different times of the year can help you gau...

Some answers here were drafted as a starting point and may be out of date. Live in Cape Girardeau? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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