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Springfield, Missouri

USA · Comprehensive city data and intelligence

43
Overall Score

Springfield, Missouri, often called the "Queen City of the Ozarks" and the "Birthplace of Route 66," is the third most populous city in the state, blending a small-town atmosphere with the amenities and energy of a college town. Located in the southwest corner of Missouri, it serves as a regional hub for healthcare, education, and commerce. The city is known for its natural beauty, offering easy access to the Ozarks' outdoor activities and a community-first approach to development. Springfield's strategic location and growing economy make it an attractive destination for individuals and families seeking a balance of urban conveniences and a lower cost of living.

About Missouri

Missouri, known as the "Show-Me State," offers a diverse landscape from the Ozark Mountains to the Missouri River, characterized by a continental climate with hot, humid summers and cold winters, experiencing all four seasons. Its economy is highly diversified, with major industries including agriculture, manufacturing (especially transportation equipment and food processing), financial services, and a growing presence in high-tech fields like agtech and cybersecurity. Living in Missouri is generally affordable, consistently ranking among the states with the lowest cost of living, with housing costs significantly below the national average. The lifestyle offers a blend of urban amenities in cities like St. Louis and Kansas City, known for their arts, music, and professional sports, alongside abundant outdoor recreation opportunities.

170,117
Population
$55K
Avg Salary
90
Cost Index
43.3
Quality Score
How this 43/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 26 / 100 26.0 30% 7.8
Affordability Cost of living index (100 = national baseline): 90.0 56.3 25% 14.1
Economy & jobs Median household income: $49,311 Income needed to live here: $67,000 Unemployment rate: 3.6% 40.0 20% 8.0
Growth Population growth rate: 0.16% Job growth rate: 2% 44.5 15% 6.7
Business climate assessment Business climate assessment: 68 / 100 68.0 10% 6.8
Overall score 43.3

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 2 (reasoned), q=80), last refreshed 25 August 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Springfield

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Quality Scores

Business
68
Livability
78
Affordability
85
Growth
75

Cost of Living

The cost of living in Springfield is notably affordable, consistently ranking 8 to 12 percent below the national average, according to various 2026 data sources. Housing is the primary driver of these savings, with costs estimated to be 10 to 30 percent lower than the national average. Utilities and groceries also contribute to the city's affordability, typically running 19-21% and 4-6% below national averages, respectively. However, healthcare costs in Springfield are reported to be slightly above the national average, by about 6 to 11.5 percent. Despite this, the overall lower expenses for essential categories like housing, food, and transportation make Springfield an appealing option for those looking to stretch their dollar further.

Average Rent
$1,121/mo
Groceries
$400/mo
Transport
$120/mo
Utilities
$180/mo
Healthcare
$250/mo
Gym membership (monthly)
$45.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$15.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$180.00

Salary Insights

Springfield boasts a diversified and growing economy, with a metropolitan GDP of $29.3 billion as of 2024. The job market is bolstered by a strong presence in key sectors, including Healthcare and Social Assistance, which employs over 48,000 individuals and contributes significantly to the regional GDP. Manufacturing is another vital industry, employing more than 18,000 people. Other significant sectors include education, logistics, professional services, retail, and tourism. Major employers include CoxHealth and Mercy Hospital Springfield, as well as corporate headquarters for national brands like O'Reilly Auto Parts and Bass Pro Shops. The city's universities, such as Missouri State University, contribute to a skilled talent pipeline, supporting growth in technology, education, and professional services.

The average salary in Springfield is $55,000 per year. You would need approximately $67,000 to live comfortably.

Top Industries

Retail Trade +1.50% Manufacturing +1.80% Education +2.00% Healthcare and Social Assistance +2.50% Logistics and Distribution +2.20%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
69.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Springfield is generally easy, with an average commute time of just 16 minutes, significantly shorter than many larger cities. The city benefits from a grid-based street layout and ongoing investments in traffic infrastructure, including innovative diverging diamond interchanges, which help reduce congestion and improve traffic flow. While public transit options exist, the city's design and ease of driving suggest a medium to high car dependency for most residents. Interstate 44 and U.S. Highway 65 provide straightforward access for regional and inter-city travel, connecting Springfield to major cities like Kansas City and St. Louis within a few hours.

16 min
Avg Commute
45.00/10
Transit Score
50.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
The cost of living in Springfield is 8-12% below the national average, with significant savings in housing, utilities, and groceries.
Housing is highly affordable, with a median home value of $208,223 in 2026, making homeownership more accessible.
The average commute time is short, at just 16 minutes, enhancing daily convenience for residents.
Springfield has a diversified and growing economy, with strong sectors in healthcare and manufacturing.
The city is a regional healthcare hub with highly-rated hospitals like Mercy Hospital Springfield, which received a Leapfrog A rating in 2024 and 2025.
Drawbacks
Healthcare costs in Springfield are reported to be 6-11.5% above the national average.
The median household income of $49,311 (2024) is lower than the national median.
Springfield received a low safety score of 26 out of 100 in Livability's 2026 ranking.
The city experiences varied and sometimes extreme weather, including muggy summers and cold, snowy winters.
While a regional hub, the city's population diversity is lower compared to many other U.S. cities.

Questions about Springfield

What people ask about living in and moving to Springfield, Missouri.

How does Springfield's cost of living compare to the national average? Cost of Living 1 answer

Springfield's cost of living index is 90, meaning it is about 10 % cheaper than the national average, which is set at 100. Everyday expenses such as groceries, utilities, and transportation tend to be lower than in many larger metros, while still offering the amenities of a mid‑size city. Because the index is below the national benchmark, you can generally expect to stretch a salary further here than in higher‑cost a...

Where can I find quality medical care in Springfield? Healthcare 1 answer

Springfield hosts several major hospitals and a network of clinics that provide a full range of services, from emergency care to specialty outpatient treatment. The city's health department website lists accredited facilities and offers tools to locate providers by specialty, insurance acceptance, and distance. For chronic conditions, look for health systems that have dedicated disease management programs and multidi...

What should I know about utilities and service setup when moving to Springfield? Moving Here 1 answer

When you relocate to Springfield, you’ll need to arrange for electricity, natural gas, water, trash collection, and broadband internet. The city’s utility providers are listed on the municipal website, where you can compare rates, service plans, and connection fees. Most utilities allow online account creation, and many offer a 30‑day grace period for new residents. For internet, several regional carriers operate in...

How do public schools in Springfield rank academically? Schools & Education 1 answer

Springfield's public schools are administered by a district that provides performance data on its website, including test scores and graduation rates. While the city does not rank among the top national districts, many schools meet state standards and offer a range of programs such as STEM, arts, and special education. Prospective parents should review the district's annual report cards, visit school open houses, and...

What are the average salaries like in Springfield? Jobs & Economy 1 answer

The average annual salary in Springfield is $55,000. This figure represents a broad cross‑section of occupations across the city, including professional, technical, and service roles. For a mid‑level finance position, salaries often align with or exceed this average, depending on experience and specific employer. To gauge realistic expectations, review local job boards, the city's labor market reports, or salary comp...

Is Springfield a safe place to live? Safety 1 answer

Springfield's safety score is 26.0 out of 100, indicating higher crime levels than many other U.S. cities. Crime tends to be concentrated in specific neighborhoods, while many residential areas experience relatively low incidents. To evaluate safety, check the city's public safety dashboard or the state police crime statistics portal, which provide detailed breakdowns by type of crime and location. When choosing a ho...

What public transportation options are available in Springfield? Getting Around 1 answer

Springfield is served by a city transit authority that operates bus routes throughout the urban core and surrounding suburbs. The system includes fixed‑route buses, a downtown circulator, and paratransit services for those with mobility challenges. Schedules and route maps are posted on the transit authority's website, and mobile apps can provide real‑time arrival information. For commuters, there are also park‑and‑r...

What is the typical rent for a one‑bedroom apartment in Springfield? Housing 1 answer

The average rent in Springfield is $1,121 per month, which reflects the overall market for a range of unit sizes, including one‑bedroom apartments. In central neighborhoods you may find rents near this average, while outlying areas could be somewhat lower. When searching, use regional rental listings or the city's housing portal to compare current listings, and consider factors such as proximity to work, utilities in...

What free or low‑cost activities are popular in Springfield? Things to Do 1 answer

Springfield offers a variety of free or inexpensive options, including city parks with walking trails, riverfront areas for kayaking, and public art installations. The local cultural district hosts seasonal festivals, outdoor concerts, and museum days with reduced admission. The city’s events calendar, maintained on the municipal website, lists upcoming community gatherings, farmers markets, and volunteer opportuniti...

What’s the overall quality of life like in Springfield? General 1 answer

Springfield combines a lower‑than‑national cost of living with a moderate average salary of $55,000, giving residents a relatively affordable lifestyle. While the safety score suggests higher crime than some peers, many neighborhoods are quiet and community‑focused. The city provides essential amenities such as public schools, healthcare facilities, and a public transit system, along with cultural and outdoor recreat...

Some answers here were drafted as a starting point and may be out of date. Live in Springfield? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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