Cost of Living in Springfield
Detailed cost of living data — sourced from authoritative datasets and normalized for direct comparison.
Cost of Living in Springfield, Missouri
The cost of living in Springfield is notably affordable, consistently ranking 8 to 12 percent below the national average, according to various 2026 data sources. Housing is the primary driver of these savings, with costs estimated to be 10 to 30 percent lower than the national average. Utilities and groceries also contribute to the city's affordability, typically running 19-21% and 4-6% below national averages, respectively. However, healthcare costs in Springfield are reported to be slightly above the national average, by about 6 to 11.5 percent. Despite this, the overall lower expenses for essential categories like housing, food, and transportation make Springfield an appealing option for those looking to stretch their dollar further.
Monthly Costs
Detailed Breakdown
About Springfield, Missouri
Springfield, Missouri, often called the "Queen City of the Ozarks" and the "Birthplace of Route 66," is the third most populous city in the state, blending a small-town atmosphere with the amenities and energy of a college town. Located in the southwest corner of Missouri, it serves as a regional hub for healthcare, education, and commerce. The city is known for its natural beauty, offering easy access to the Ozarks' outdoor activities and a community-first approach to development. Springfield's strategic location and growing economy make it an attractive destination for individuals and families seeking a balance of urban conveniences and a lower cost of living.
About Missouri
Missouri, known as the "Show-Me State," offers a diverse landscape from the Ozark Mountains to the Missouri River, characterized by a continental climate with hot, humid summers and cold winters, experiencing all four seasons. Its economy is highly diversified, with major industries including agriculture, manufacturing (especially transportation equipment and food processing), financial services, and a growing presence in high-tech fields like agtech and cybersecurity. Living in Missouri is generally affordable, consistently ranking among the states with the lowest cost of living, with housing costs significantly below the national average. The lifestyle offers a blend of urban amenities in cities like St. Louis and Kansas City, known for their arts, music, and professional sports, alongside abundant outdoor recreation opportunities.