City Profile
Norfolk, Nebraska
USA · Comprehensive city data and intelligence
Norfolk, Nebraska, is a vibrant city situated in the Elkhorn River Valley, approximately 112 miles northwest of Omaha. Founded by German families from Wisconsin in 1866, the city's early growth was significantly boosted by the arrival of railroads in the late 19th century, connecting it to larger regional hubs. Today, Norfolk is recognized for its blend of small-town charm and modern amenities, serving as an economic center for a six-county area in Northeast Nebraska. The community prides itself on a strong sense of unity, offering a welcoming environment that appeals to families and young professionals seeking a balanced lifestyle.
Nebraska, known as the "Cornhusker State," offers a blend of rural charm and urban opportunities with a strong sense of community. Its economy is deeply rooted in agriculture, particularly corn, soybeans, and cattle production, but also boasts growing sectors in manufacturing, finance, insurance, healthcare, and transportation. The cost of living in Nebraska is generally lower than the national average, primarily due to more affordable housing. The state experiences a continental climate with hot summers, cold and snowy winters, and significant seasonal temperature variations, with the eastern part being more humid and the western part semi-arid. Residents often enjoy a relaxed pace of life, friendly communities, and access to outdoor activities, though major entertainment and nightlife options are more concentrated in larger cities like Omaha and Lincoln.
How this 72/100 was calculated five components, with every reading behind them
| Component | Readings used | Points | Weight | Contributes |
|---|---|---|---|---|
| Safety | Safety score: 80 / 100 | 80.0 | 30% | 24.0 |
| Affordability | Cost of living index (100 = national baseline): 92.0 | 53.8 | 25% | 13.4 |
| Economy & jobs | Median household income: $58,884 Income needed to live here: $23,000 Unemployment rate: 2.7% | 95.6 | 20% | 19.1 |
| Growth | Population growth rate: 1.3% Job growth rate: no usable reading | 57.5 | 15% | 8.6 |
| Business climate assessment | Business climate assessment: 68 / 100 | 68.0 | 10% | 6.8 |
| Overall score | 72.0 | |||
Provenance.
These figures were produced by the research pass recorded as
Gemini (Tier 2 (reasoned), q=79), last refreshed
25 September 2026.
They are researched estimates drawn from public sources, not a licensed data feed.
Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.
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Performance
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Expenses
Cost of Living
The cost of living in Norfolk is notably more affordable than the national average, with a cost of living index of 92, indicating it is 8% lower than the U.S. national average as of 2026. Housing costs, in particular, are a significant driver of this affordability, being 16% lower than the national average. While food expenses are slightly above the national average for an individual, overall utility costs are about 10% lower than the Nebraska state average. Despite these advantages, some residents note that wages have not entirely kept pace with inflation, and truly affordable housing can still be elusive for some.
Income
Salary Insights
Norfolk's economy is primarily driven by key sectors such as Manufacturing, Health Care & Social Assistance, and Retail Trade. Major employers in the area include Faith Regional Health Services, Northeast Community College, Norfolk Public Schools, and several manufacturing entities like Nucor Steel Division. While the city has seen substantial business, industry, and construction investment, with nearly $665 million flowing into Norfolk since 2018, the overall employment rate experienced a decline of -1.85% between 2023 and 2024. However, there are often numerous job openings, indicating a demand for workers in various sectors.
The average salary in Norfolk is $35,980 per year. You would need approximately $23,000 to live comfortably.
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Mobility
Transport
Transportation in Norfolk is largely car-dependent, with approximately 80% of workers driving alone to work in 2024. [cite: 2, 23 from previous search] The average commute time is relatively short, at about 16.1 minutes, significantly less than the national average. [cite: 2, 19 from previous search] While the city has a walkability score of 40, indicating that most errands require a car, there are some walkable neighborhoods like Downtown Norfolk and Skyview Lake. [cite: 12, 27 from previous search] Public transportation is available through North Fork Area Transit's Forklift bus service, which operates several routes within Norfolk and Madison County, with a general public fare of $2 per ride.
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Community Q&A
Questions about Norfolk
What people ask about living in and moving to Norfolk, Nebraska.
What is the average rent for a one-bedroom apartment in Norfolk?
The average monthly rent for a one-bedroom apartment in Norfolk is about $1,100. This figure is typical for the city and aligns with the local rental market. If you need more specific listings, check local real estate sites or contact a real estate agent who works in the area.
How does Norfolk's cost of living compare to the national average?
Norfolk's cost of living index is 92, which means it is roughly 8% lower than the national average (100). This suggests that everyday expenses like groceries, utilities, and transportation may be somewhat cheaper than in larger metropolitan areas. Your average salary of $35,980 should provide a comfortable standard of living, especially when combined with the lower cost of housing.
What types of jobs are most common in Norfolk?
Norfolk's economy is diverse, with strong sectors in agriculture, manufacturing, and healthcare. Many residents work in local farms, food processing plants, and medical facilities. For environmental science, there are opportunities in local government agencies, environmental consulting firms, and agricultural research centers. Check the city’s official website or local job boards for current openings.
How are the public schools in Norfolk rated?
Public schools in Norfolk generally receive solid ratings, with a focus on community involvement and a range of extracurricular activities. The local school district offers programs from kindergarten through high school and emphasizes STEM and arts education. For detailed performance metrics, visit the school district’s website or consult state education reports.
Is Norfolk considered a safe place to live?
Norfolk has a safety score of 80 out of 100, indicating it is relatively safe compared to many U.S. cities. Violent crime rates are low, and property crime is moderate. Residents often cite a close-knit community and active neighborhood watch programs as factors that contribute to overall safety.
What public transportation options are available in Norfolk?
Norfolk offers a modest public transit system that includes bus routes connecting residential areas with commercial and industrial zones. The service operates on a schedule that accommodates most commuters, though frequency may be lower during off-peak hours. For route maps and schedules, consult the city’s transit authority website.
Where can I find medical care in Norfolk?
The city hosts a network of medical facilities, including a community hospital and several clinics that provide primary and specialty care. These facilities are equipped to handle routine check-ups, emergency services, and outpatient treatments. Check the city’s health department website for a list of providers and their services.
What are some popular outdoor activities in Norfolk?
Norfolk features several parks and recreational areas that offer hiking trails, picnic spots, and playgrounds. The city’s riverfront provides scenic walking paths and opportunities for kayaking or paddleboarding. Seasonal festivals and farmers’ markets also draw residents and visitors alike.
What should I know about moving my belongings to Norfolk?
When moving to Norfolk, consider the city’s moderate climate and the availability of local moving companies. It’s advisable to arrange for storage if you have items that exceed the size limits of local apartments. Additionally, check the city’s ordinances regarding parking permits for moving trucks to avoid fines.
What is the overall vibe of Norfolk for new residents?
Norfolk offers a small-town atmosphere with a strong sense of community. Residents often participate in local events, volunteer programs, and neighborhood gatherings. The city balances quiet residential life with access to essential services, making it a comfortable place for families, retirees, and young professionals alike.
Some answers here were drafted as a starting point and may be out of date. Live in Norfolk? Add your own.
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