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Omaha, Nebraska

USA · Comprehensive city data and intelligence

64
Overall Score

Omaha, Nebraska, is the largest city in the state, situated along the Missouri River in the Midwestern United States. Known for its rich history as a hub for the railroad and meatpacking industries, Omaha has evolved into a modern economic center. Today, it is recognized as the home of several Fortune 500 companies, particularly in the finance and insurance sectors, earning it the nickname 'Gateway to the West' and a reputation as a significant business city. People are drawn to Omaha for its strong job market, relatively low cost of living compared to national averages, and a friendly, community-oriented atmosphere. The city offers a blend of urban amenities and Midwestern charm, making it an attractive destination for families, young professionals, and retirees alike.

About Nebraska

Nebraska, known as the "Cornhusker State," offers a blend of rural charm and urban opportunities with a strong sense of community. Its economy is deeply rooted in agriculture, particularly corn, soybeans, and cattle production, but also boasts growing sectors in manufacturing, finance, insurance, healthcare, and transportation. The cost of living in Nebraska is generally lower than the national average, primarily due to more affordable housing. The state experiences a continental climate with hot summers, cold and snowy winters, and significant seasonal temperature variations, with the eastern part being more humid and the western part semi-arid. Residents often enjoy a relaxed pace of life, friendly communities, and access to outdoor activities, though major entertainment and nightlife options are more concentrated in larger cities like Omaha and Lincoln.

494,169
Population
$65K
Avg Salary
92
Cost Index
63.9
Quality Score
How this 64/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 70 / 100 70.0 30% 21.0
Affordability Cost of living index (100 = national baseline): 92.0 53.8 25% 13.4
Economy & jobs Median household income: $73,201 Income needed to live here: $55,000 Unemployment rate: 2.9% 77.6 20% 15.5
Growth Population growth rate: 0.84% Job growth rate: no usable reading 46.0 15% 6.9
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 63.8

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 2 (reasoned), q=91 ✓ perfect), last refreshed 24 July 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Omaha

Featured local businesses in Omaha.

Put your business in front of people moving to Omaha Featured businesses appear here for everyone researching Omaha. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
70
Livability
74
Affordability
85
Growth
70

Cost of Living

The cost of living in Omaha is notably lower than the national average, making it an attractive option for many. In 2024, the cost of living was approximately 8.1% below the U.S. average. Housing costs are a primary driver of this affordability, with median home values and rents significantly lower than the national median. While utilities and transportation costs are generally reasonable, some services, like assisted living, can be higher than state averages. Overall, Omaha provides a good balance of affordability without sacrificing access to quality services and amenities.

Average Rent
$1,450/mo
Groceries
$400/mo
Transport
$120/mo
Utilities
$180/mo
Healthcare
$250/mo
Gym membership (monthly)
$45.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$150.00

Salary Insights

Omaha boasts a robust and diverse job market, with a low unemployment rate of 2.9% as of May 2026. The city's economy is primarily driven by major industries such as Healthcare & Social Assistance, Retail Trade, and Educational Services, which were the largest employers in 2024. Other significant sectors include Office and Administrative Support and Food Preparation and Serving Related occupations. Omaha is home to several Fortune 500 companies, particularly in the finance and insurance industries, providing a stable and varied employment landscape. The average annual salary in Omaha was reported at $65,465 in 2025, indicating a healthy earning potential for residents.

The average salary in Omaha is $65,465 per year. You would need approximately $55,000 to live comfortably.

Top Industries

Retail Trade Healthcare & Social Assistance Educational Services Office and Administrative Support Food Preparation and Serving Related

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
65.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Omaha primarily relies on personal vehicles, as indicated by its 'Car-Dependent' Walk Score of 47 and a 'Minimal Transit' Transit Score of 30. The average commute time for residents was 19.6 minutes in 2024, which is relatively short compared to many larger U.S. cities. While public transit options exist, they are not as extensive as in highly walkable or transit-rich cities. The city's traffic index was 30.00 as of mid-2026, suggesting moderate traffic congestion.

20 min
Avg Commute
30.00/10
Transit Score
47.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
The cost of living in Omaha is 8.1% lower than the U.S. average, making it highly affordable.
Omaha boasts a low unemployment rate of 2.9% as of May 2026, indicating a strong job market.
The average commute time is relatively short at 19.6 minutes in 2024.
Median household income was $73,201 in 2024, reflecting healthy earning potential.
The city has a diverse and growing economy driven by key sectors like healthcare, finance, and education.
Drawbacks
Omaha has a 'Car-Dependent' Walk Score of 47 and 'Minimal Transit' Transit Score of 30, indicating limited public transportation and walkability options.
Assisted living costs in Omaha, at $6,150 per month in 2024, are higher than the state average.
The city experienced a slight population decline of 0.6% from April 2020 to mid-2025 according to one estimate, though other projections show growth.
While generally safe, like any major city, crime rates can be a concern in specific areas.
Specific job growth rates and new business formation rates for 2024+ were not consistently available, making it difficult to quantify recent economic momentum.

Questions about Omaha

What people ask about living in and moving to Omaha, Nebraska.

What public transportation options are available for commuting in Omaha? Getting Around 1 answer

Omaha offers a city transit authority that operates bus routes covering most of the metropolitan area. Buses run frequently during peak hours and connect residential zones with downtown and commercial districts. Additionally, there are bike lanes and shared‑bike programs that encourage cycling. For detailed schedules and route maps, visit the transit authority’s website or use the city’s transportation app.

What kinds of jobs are most common in Omaha’s economy? Jobs & Economy 1 answer

Omaha has a diversified economy with strong sectors in logistics, manufacturing, financial services, and healthcare. The city’s central location on major freight routes makes logistics and distribution roles abundant. Professionals with experience in supply chain management, transportation, and related fields typically find ample opportunities. Local job boards and industry associations list current openings and can...

How are the public schools in Omaha rated overall? Schools & Education 1 answer

Public schools in Omaha vary across districts, but many are rated above average on statewide assessments. The city’s school district website provides detailed performance reports, student‑teacher ratios, and extracurricular offerings. Parents often review school ratings, visit open houses, and speak with local educators to assess fit. For a comprehensive view, consult the district’s annual report and local parent for...

Where can I find quality healthcare services in Omaha? Healthcare 1 answer

Omaha has several hospitals and specialty clinics that provide comprehensive medical services, including primary care, specialty treatments, and emergency care. The city’s healthcare network includes large medical centers and community health clinics. Patients can search the city’s health department portal for facility ratings, service offerings, and provider directories to find the best fit for their needs.

What is the overall vibe of Omaha for new residents? General 1 answer

Omaha is known for its friendly, community‑oriented atmosphere and a mix of urban and suburban living. Residents often describe the city as welcoming, with a strong sense of local pride and numerous community events. The city hosts cultural festivals, art exhibits, and local markets that reflect its diverse heritage. Newcomers typically find a supportive network of neighbors and local organizations that help ease the...

What is the average rent for a one‑bedroom apartment in Omaha? Housing 1 answer

The average monthly rent for a one‑bedroom apartment in Omaha is about $1,450. This figure reflects the city’s overall rental market and can vary by neighborhood and building amenities. If you’re considering specific areas, check local listings on real‑estate websites or contact a real‑estate agent who can provide current availability and price ranges.

Is Omaha generally a safe city to live in? Safety 1 answer

Omaha’s safety score is 70 out of 100, indicating a moderate level of safety relative to national averages. Crime rates vary by neighborhood, with some areas experiencing higher incidents of property crime. Residents often rely on neighborhood watch programs and local police precincts for safety information. Checking neighborhood crime statistics on the city’s public safety portal can give you a clearer picture of sp...

What is the best time of year to move into Omaha? Moving Here 1 answer

Spring and early fall are ideal for moving in Omaha. Weather during these seasons is mild, with temperatures ranging from the 50s to 70s, making it easier to handle moving logistics. Rental demand is lower than in summer, so you may find better deals and more availability. Additionally, many moving companies offer more flexible rates during these off‑peak periods.

What are some popular outdoor activities in Omaha? Things to Do 1 answer

Omaha boasts a variety of parks, riverfront trails, and green spaces. The city’s riverwalk offers scenic walking paths along the Missouri River, while several parks feature biking trails, playgrounds, and picnic areas. Seasonal events, farmers markets, and community festivals also take place throughout the year. The city’s parks and recreation website lists locations, amenities, and event calendars.

How does Omaha’s cost of living compare to the national average? Cost of Living 1 answer

Omaha’s cost of living index is 92, meaning it is 8% below the national average. Housing, groceries, and transportation costs are generally lower, while utilities and healthcare may be comparable to national levels. With an average salary of $65,465, you should find that your income goes further in Omaha than it would in a city with a higher cost index.

Some answers here were drafted as a starting point and may be out of date. Live in Omaha? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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