How does the average salary in Austin compare to the cost of living?

The average annual salary in Austin is $65,250, which aligns closely with the national median. With an average rent of $1,800 per month, housing consumes roughly 33 % of that income before taxes, a proportion considered affordable by most budgeting guidelines. Since the overall cost‑of‑living index is only slightly above the national average (101), other expenses such as groceries, transportation, and healthcare are comparable to what you’d pay elsewhere in the United States. To gauge personal affordability, calculate your net after‑tax income, add expected monthly costs (rent, utilities, transport, insurance, and discretionary spending), and compare the total to your salary.